HomeIndianaClay CountyHarmony
Harmony, Indiana: commercial real estate data.
Harmony is a Census town of 645 people across 0.82 square miles of land, in Clay County. Median household income is $54,615, 73.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $200,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harmony
What Harmony is
- Census place typetown
- Land area0.82 sq mi
- Water area0 sq mi
- Population per square mile of land784 plus or minus 204
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harmony
How many people live in Harmony
- Population645 plus or minus 168
- Median age43.4 plus or minus 9.4
- Population under 18139 plus or minus 78
- Share under 1821.6 percent plus or minus 10.7
- Population 65 and over174 plus or minus 58
- Share 65 and over27.0 percent plus or minus 5.6
- Households328 plus or minus 81
- Family households165 plus or minus 60
- Share of households that are families50.3 percent plus or minus 13.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harmony
Income and work in Harmony
- Median household income$54,615 plus or minus $13,258
- Per capita income$36,933 plus or minus $9,333
- Civilian labor force300 plus or minus 99
- Employed295 plus or minus 99
- Unemployed5 plus or minus 6
- Unemployment rate1.7 percent plus or minus 1.9
- Adults 25 and over490 plus or minus 115
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher6.9 percent plus or minus 4.5
- Adults 25 and over with a graduate degree3.3 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harmony
Housing in Harmony
- Housing units348 plus or minus 82
- Occupied units328 plus or minus 81
- Vacant units20 plus or minus 18
- Vacancy rate5.7 percent plus or minus 5.0
- Owner occupied241 plus or minus 72
- Renter occupied87 plus or minus 41
- Ownership rate73.5 percent
- Median owner-occupied home value$116,700
- Median gross rent, monthly$1,096
- Annual rent as a share of median income24.1 percent plus or minus 6.3
- Single family units285 plus or minus 83
- Share single family81.9 percent
- Units in buildings of two or more45 plus or minus 28
- Share in buildings of two or more12.9 percent plus or minus 7.5
- Mobile homes18 plus or minus 16
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harmony
How Harmony gets to work
- Workers 16 and over who commute295 plus or minus 98
- Commuting under 15 minutes108 plus or minus 57
- Share commuting under 15 minutes36.6 percent plus or minus 15.2
- Commuting 30 minutes or more128 plus or minus 51
- Share commuting 30 minutes or more43.4 percent plus or minus 9.4
- Drove alone92.9 percent plus or minus 42.9
- Carpooled6.4 percent plus or minus 7.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harmony
SBA loans in Harmony (7(a))
- Approvals1
- Gross approval$200,000
- Average approval$200,000
- Median approval$200,000
- Largest approval$200,000
- Jobs supported11
- Jobs per approval11.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Harmony, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clay County, not Harmony
Clay County context, not Harmony figures
- Establishments in Clay County492
- Covered employment, Clay County8,172
- Average annual pay, Clay County$45,786
- Housing units permitted, Clay County68
Every figure in this section is published for Clay County as a whole and is not a measurement of Harmony.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Harmony questions, answered from the record.
How many people live in Harmony, Indiana?
645, in 328 households. Harmony town covers 0.82 square miles of land, which is 784 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harmony in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harmony?
$54,615. The median owner-occupied home is valued at $116,700. Median gross rent is $1,096 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harmony businesses?
1 7(a) approvals totaling $200,000 since FY2020, across 1 lenders, median approval $200,000. These count approvals to borrowers whose address is in Harmony, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harmony borrowers get paid back?
No rate is published for Harmony. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Harmony figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harmony.
Is zoning published for Harmony?
No. Nothing on this page presents parcel level zoning.