Decatur County, Indiana: commercial real estate data.
Decatur County, Indiana had an estimated 26,421 residents on July 1, 2024, down 0.2 percent since the 2020 census base of 26,475, across 373 square miles. County output reached $1.90 bn in 2024, 652 establishments operate here, and the SBA record carries 16 7(a) approvals worth $6.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Decatur County
How many people live in Decatur County
- Population, American Community Survey 2020-202426,422
- Households10,712
- Average household size2.47
- Median household income$69,783
- Median age39.8
- Median gross rent$861 per month
- Median owner-occupied home value$199,100
- Home value to household income2.9 times
- Annual rent as a share of median income14.8 percent
- Adults 25 and over with a bachelor degree or higher20.0 percent
- Adults 25 and over with a graduate degree5.3 percent
- Adults 25 and over18,116
- Population under 186,208
- Share under 1823.5 percent
- Population 65 and over4,797
- Share 65 and over18.2 percent
- Working age population, 18 to 6415,417
- Civilian labor force13,694
- Unemployment rate2.7 percent
- Labor force participation, adults 18 and over67.7 percent
- Rank by population among Indiana counties59th of 92
- Rank by population among US county-equivalents, Puerto Rico included1598th of 3,222
Decatur County is the 59th largest of 92 Indiana counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.5 percent against 18.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Decatur County
Is Decatur County's population growing?
- Population, July 1, 202426,421
- Census 2020 base population26,475
- Population change since the 2020 census base-0.20 percent
- Population change, 2023 to 202426
- Births, 2024317
- Deaths, 2024363
- Natural change, 2024-46
- Net domestic migration, 202446
- Net international migration, 202425
- Total net migration, 202471
- Cumulative net domestic migration, 2021 to 202416
- Rank by growth among US county-equivalents1912th of 3,144
The county has lost 0.20 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Decatur County
Where are people moving to Decatur County from?
- Tax returns filed by households arriving714
- People arriving, from those returns1,324
- Tax returns filed by households leaving674
- Net household movement40
- Adjusted gross income arriving$35.1 m
- Net adjusted gross income movement$1.7 m
- Average income of an arriving household$49,113
- Average income of a leaving household$49,539
- Largest single originShelby County (93 households)
- Largest single destinationShelby County (78 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Shelby County | 93 | 185 | $3.7 m |
| Ripley County | 80 | 131 | $2.8 m |
| Bartholomew County | 62 | 124 | $2.7 m |
| Franklin County | 49 | 85 | $2.4 m |
| Marion County | 45 | 80 | $3.2 m |
| Jennings County | 41 | 80 | $1.4 m |
| Rush County | 41 | 83 | $1.8 m |
| Johnson County | 24 | 47 | $1.4 m |
Households arriving report $426 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Shelby County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Decatur County
What is the Decatur County economy?
- County GDP, 2024$1.90 bn
- County GDP, 2023$1.86 bn
- GDP change, 2023 to 20241.6 percent
- GDP change over five years15.0 percent
- Rank by GDP among the Indiana areas BEA publishes50th of 92
- Rank by GDP among the US county areas BEA publishes1329th of 3,127
- GDP per resident$71,732
Output grew 1.6 percent in the latest year and 15.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Decatur County
Employment by industry in Decatur County
- Covered employment, annual average13,840
- Establishments reporting707
- Average annual pay$58,092
- Average weekly wage$1,117
- Manufacturing, employment4,590
- Manufacturing, average annual pay$79,957
- Retail trade, employment1,268
- Retail trade, average annual pay$31,477
- Administrative and support and waste management services, employment1,001
- Administrative and support and waste management services, average annual pay$45,589
- Accommodation and food services, employment951
- Accommodation and food services, average annual pay$20,701
- Transportation and warehousing, employment901
- Health care and social assistance, employment876
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 4,590 | 52 | $79,957 |
| Retail trade | 1,268 | 104 | $31,477 |
| Administrative and support and waste management services | 1,001 | 33 | $45,589 |
| Accommodation and food services | 951 | 52 | $20,701 |
| Transportation and warehousing | 901 | 43 | $56,985 |
| Health care and social assistance | 876 | 44 | $41,336 |
| Wholesale trade | 461 | 48 | $69,212 |
| Other services, except public administration | 322 | 50 | $36,300 |
Manufacturing is the largest private sector at 4,590 jobs, 33.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Decatur County
How many businesses are in Decatur County?
- Establishments, all industries652
- Employment at those establishments12,035
- Annual payroll$652.3 m
- Establishments per 1,000 residents24.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Decatur County
Building permits in Decatur County
- Housing units authorized by permit, 202466
- Declared construction value permitted$14.4 m
- Single family units authorized60
- Multifamily units authorized6
- Multifamily share of units9.1 percent
- Average declared value per unit$217,771
- Units authorized per 1,000 households6.2
Single-family homes are 90.9 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Decatur County
SBA loans in Decatur County (7(a) and 504)
- 7(a) approvals recorded16
- 7(a) gross approval dollars$6.0 m
- Average 7(a) approval$376,038
- Median 7(a) approval$212,500
- Largest single approval$1,849,000
- Jobs reported supported, 7(a)163
- Jobs per approval10.2
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals11
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer31.3 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter11
- Franchise loans5
- Franchise share of approvals31.3 percent
- Most active lenderFirst Financial Bank (4)
- 504 approvals recorded7
- 504 gross approval dollars$1.4 m
- Average 504 approval$193,000
- Median 504 approval$187,000
- Distinct CDCs active2
- 504 jobs per approval4.3
- 504 jobs per million dollars approved22.2
- Most active CDCIndiana Statewide Certified Development Corporation (6)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$7.4 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Decatur County
SBA loan default and charge-off rates in Decatur County
Do SBA loans in Decatur County get paid back?
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Paid in full7
- Status: Exempt from disclosure8
- Status: Cancelled1
Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Decatur County
SBA lending by place in Decatur County
- Borrower cities with recorded lending3
- Greensburg, approvals14
- Westport, approvals1
- St. Paul, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Greensburg | 14 | $5,885,800 |
| Westport | 1 | $115,800 |
| St. Paul | 1 | $15,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Decatur County
How large is Decatur County?
- Land area373 sq mi
- Rank by land area among Indiana counties63rd of 92
- Width, east to west20.9 mi
- Height, north to south22.3 mi
- Geographies sharing a boundary6
- Residents per square mile of land71
- Establishments per square mile1.75
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Decatur County
Flood risk in Decatur County
- Participation of the county's own NFIP community Decatur County, unincorporated areasParticipating, community 180430
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Decatur County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Decatur County (community 180430), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Decatur County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Decatur County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Decatur County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202426,422
- Households10,712
- Average household size2.47
- Median household income$69,783
- Median age39.8
Common questions
Decatur County questions, answered from the record.
How many people live in Decatur County, Indiana?
The Census Bureau estimates 26,421 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 26,422, in 10,712 households, ranking 59th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Decatur County's population growing?
The population has fallen 0.20 percent since the 2020 census base of 26,475, to 26,421 on July 1, 2024. In 2024 there were 317 births against 363 deaths, with net migration of 71. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Decatur County?
$69,783. The median owner-occupied home is valued at $199,100, which is 2.9 times income, and median gross rent is $861 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Decatur County?
652 establishments, employing 12,035 people with an annual payroll of $652.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Decatur County?
Manufacturing is the largest private sector at 4,590 jobs, 33.2 percent of covered employment. Covered employment averages 13,840 jobs at an average annual pay of $58,092, or $1,117 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Decatur County?
16 7(a) approvals totaling $6.0 m since FY2020, across 9 lenders, with a median approval of $212,500, plus 7 504 approvals worth $1.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Decatur County?
66 housing units were authorized by permit in 2024, with a declared construction value of $14.4 m. Multifamily was 9.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Decatur County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Decatur County come from?
The largest single origin is Shelby County, with 93 households. Arriving households report an average income of $49,113 against $49,539 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Decatur County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Decatur County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Decatur County
Cities and places in Decatur.
14 Census places lie wholly or partly in Decatur County. All 14 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Greensburg | city | 12,229 | 14 | Wholly in this county |
| Westport | town | 1,651 | 1 | Wholly in this county |
| St. Paul | town | 887 | 1 | 64.9 percent here, 35.1 percent Shelby County |
| Lake Santee | CDP | 820 | None recorded | 87.8 percent here, 12.2 percent Franklin County |
| Millhousen | town | 227 | None recorded | Wholly in this county |
| New Point | town | 201 | None recorded | Wholly in this county |
| Sandusky | CDP | 200 | None recorded | Wholly in this county |
| Letts | CDP | 154 | None recorded | Wholly in this county |
| Sardinia | CDP | 130 | None recorded | Wholly in this county |
| Adams | CDP | 121 | None recorded | Wholly in this county |
| Clarksburg | CDP | 76 | None recorded | Wholly in this county |
| Milford | CDP | 67 | None recorded | Wholly in this county |
| St. Omer | CDP | 19 | None recorded | Wholly in this county |
| Burney | CDP | 0 | None recorded | Wholly in this county |
Nearby