HomeIndianaDelaware CountyMuncie
Muncie, Indiana: commercial real estate data.
Muncie is a Census city of 64,751 people across 27.40 square miles of land, in Delaware County. Median household income is $44,471, 52.0 percent of occupied homes are owned, and the SBA record carries 78 7(a) approvals to borrowers here worth $37.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Muncie
What Muncie is
- Census place typecity
- Land area27.4 sq mi
- Water area0.2 sq mi
- Population per square mile of land2,363
- County holding the largest share of its areaDelaware County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muncie
How many people live in Muncie
- Population64,751
- Median age29.7
- Population under 1810,204
- Share under 1815.8 percent
- Population 65 and over9,265
- Share 65 and over14.3 percent
- Households26,479
- Family households12,479
- Share of households that are families47.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muncie
Income and work in Muncie
- Median household income$44,471
- Per capita income$25,281
- Civilian labor force32,546
- Employed30,022
- Unemployed2,524
- Unemployment rate7.8 percent
- Adults 25 and over36,656
- Adults 25 and over with a high school diploma or higher87.7 percent
- Adults 25 and over with a bachelor degree or higher26.1 percent
- Adults 25 and over with a graduate degree11.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muncie
Housing in Muncie
- Housing units30,715
- Occupied units26,479
- Vacant units4,236
- Vacancy rate13.8 percent
- Owner occupied13,782
- Renter occupied12,697
- Ownership rate52.0 percent
- Median owner-occupied home value$97,300
- Median gross rent, monthly$904
- Annual rent as a share of median income24.4 percent
- Single family units20,284
- Share single family66.0 percent
- Units in buildings of two or more9,227
- Share in buildings of two or more30.0 percent
- Mobile homes1,195 plus or minus 309
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muncie
How Muncie gets to work
- Workers 16 and over who commute27,067
- Commuting under 15 minutes14,505
- Share commuting under 15 minutes53.6 percent
- Commuting 30 minutes or more4,835
- Share commuting 30 minutes or more17.9 percent
- Drove alone74.0 percent
- Carpooled10.0 percent
- Public transport1.5 percent plus or minus 0.5
- Walked5.3 percent
- Worked from home7.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muncie
SBA loans in Muncie (7(a))
- Approvals78
- Gross approval$37,679,300
- Average approval$483,068
- Median approval$152,950
- Ninetieth percentile approval$1,492,320
- Largest approval$3,370,000
- Jobs supported686
- Jobs per approval8.8
- Loans with a final outcome13
- Paid in full13
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more19.2 percent
- Share to franchises23.1 percent
- Distinct lenders24
- Distinct industries by NAICS44
Counted by borrower city: approvals to borrowers whose address is in Muncie, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muncie
SBA loans in Muncie (504)
- Approvals28
- Gross approval$15,898,000
- Average approval$567,786
- Median approval$402,000
- Largest approval$2,198,000
- Jobs supported384
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Muncie, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Muncie
Flood risk in Muncie
- NFIP communityCity of Muncie
- NFIP community number180053
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/02/17
The City of Muncie participates in the National Flood Insurance Program as community 180053 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Delaware County, not Muncie
Delaware County context, not Muncie figures
- Establishments in Delaware County2,314
- Covered employment, Delaware County44,772
- Average annual pay, Delaware County$51,307
- Housing units permitted, Delaware County173
Every figure in this section is published for Delaware County as a whole and is not a measurement of Muncie.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Muncie questions, answered from the record.
How many people live in Muncie, Indiana?
64,751, in 26,479 households. Muncie city covers 27.40 square miles of land, which is 2,363 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Muncie in?
Delaware County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Muncie?
$44,471. The median owner-occupied home is valued at $97,300. Median gross rent is $904 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Muncie businesses?
78 7(a) approvals totaling $37.7 m since FY2020, across 24 lenders, median approval $152,950, plus 28 504 approvals worth $15.9 m since FY2010. These count approvals to borrowers whose address is in Muncie, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Muncie borrowers get paid back?
No rate is published for Muncie. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Muncie in the National Flood Insurance Program?
Yes. Muncie appears in the FEMA Community Status Book as Muncie, city of, community 180053, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Muncie figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Delaware County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Muncie.
Is zoning published for Muncie?
No. Nothing on this page presents parcel level zoning.