HomeIndianaDelaware CountyMuncie city
Muncie city, Indiana: commercial real estate data.
Muncie city is a Census city of 64,751 people across 27.40 square miles of land, in Delaware County. Median household income is $44,471, 52.0 percent of occupied homes are owned, and the SBA record carries 78 7(a) approvals to borrowers here worth $37.7 m.
77 sourced place values · tier FULL · 8 sections
Muncie
What Muncie is
- Census place typecity
- Land area27.4 sq mi
- Water area0.2 sq mi
- Population per square mile of land2,363
- County holding the largest share of its areaDelaware County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muncie
How many people live in Muncie
- Population64,751
- Median age29.7
- Population under 1810,204
- Share under 1815.8 percent
- Population 65 and over9,265
- Share 65 and over14.3 percent
- Households26,479
- Family households12,479
- Share of households that are families47.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muncie
Income and work in Muncie
- Median household income$44,471
- Per capita income$25,281
- Civilian labor force32,546
- Employed30,022
- Unemployed2,524
- Unemployment rate7.8 percent
- Adults 25 and over36,656
- Adults 25 and over with a high school diploma or higher87.7 percent
- Adults 25 and over with a bachelor degree or higher26.1 percent
- Adults 25 and over with a graduate degree11.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muncie
Housing in Muncie
- Housing units30,715
- Occupied units26,479
- Vacant units4,236
- Vacancy rate13.8 percent
- Owner occupied13,782
- Renter occupied12,697
- Ownership rate52.0 percent
- Median owner-occupied home value$97,300
- Median gross rent, monthly$904
- Annual rent as a share of median income24.4 percent
- Single family units20,284
- Share single family66.0 percent
- Units in buildings of two or more9,227
- Share in buildings of two or more30.0 percent
- Mobile homes1,195 plus or minus 309
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muncie
How Muncie gets to work
- Workers 16 and over who commute27,067
- Commuting under 15 minutes14,505
- Share commuting under 15 minutes53.6 percent
- Commuting 30 minutes or more4,835
- Share commuting 30 minutes or more17.9 percent
- Drove alone74.0 percent
- Carpooled10.0 percent
- Public transport1.5 percent plus or minus 0.5
- Walked5.3 percent
- Worked from home7.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Muncie
SBA 7(a) lending to Muncie borrowers
- Approvals78
- Gross approval$37,679,300
- Average approval$483,068
- Median approval$153,000
- Ninetieth percentile approval$1,760,000
- Largest approval$3,370,000
- Jobs supported686
- Jobs per approval8.8
- Loans with a final outcome13
- Paid in full13
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more19.2 percent
- Share to franchises23.1 percent
- Distinct lenders24
- Distinct industries by NAICS44
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muncie
SBA 504 lending to Muncie borrowers
- Approvals28
- Gross approval$15,898,000
- Average approval$567,786
- Median approval$413,000
- Largest approval$2,198,000
- Jobs supported384
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Delaware County, not Muncie
Delaware County context, not Muncie figures
These are Delaware County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Muncie measurements.
- Establishments in Delaware County2,314
- Employment at those establishments, Delaware County40,098
- Covered employment, Delaware County44,772
- Average annual pay, Delaware County$51,307
- Average weekly wage, Delaware County$987
- Housing units permitted, Delaware County173
- Of those, single family, Delaware County109
- County product, 2024, Delaware County$5,403,175,000
- County product change over the prior year, Delaware County2.8 percent
- Average income of an arriving household, Delaware County$43,532
Every figure in this section is published for Delaware County as a whole and is not a measurement of Muncie. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Muncie questions, answered from the record.
How many people live in Muncie, Indiana?
64,751, in 26,479 households. Muncie city covers 27.40 square miles of land, which is 2,363 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Muncie in?
Delaware County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Muncie?
$44,471. The median owner-occupied home is valued at $97,300. Median gross rent is $904 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Muncie businesses?
78 7(a) approvals totalling $37.7 m, across 24 lenders, median approval $153,000, plus 28 504 approvals worth $15.9 m. These count approvals to borrowers whose address is in Muncie, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Muncie borrowers get paid back?
Of the 13 loans that have reached a final outcome, 13 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Muncie figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Delaware County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Muncie.
Is zoning published for Muncie?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.