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Georgetown, Indiana: commercial real estate data.

Georgetown is a Census town of 3,800 people across 2.18 square miles of land, in Floyd County. Median household income is $113,265, 83.2 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $7.1 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Georgetown

What Georgetown is

  • Census place typetown
  • Land area2.18 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land1,746
  • County holding the largest share of its areaFloyd County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Georgetown

How many people live in Georgetown

  • Population3,800
  • Median age34.4
  • Population under 181,480 plus or minus 345
  • Share under 1838.9 percent plus or minus 9.1
  • Population 65 and over499 plus or minus 157
  • Share 65 and over13.1 percent plus or minus 4.1
  • Households1,279
  • Family households888
  • Share of households that are families69.4 percent plus or minus 15.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Georgetown

Income and work in Georgetown

  • Median household income$113,265
  • Per capita income$46,728 plus or minus $14,111
  • Civilian labor force1,814
  • Employed1,789
  • Unemployed25 plus or minus 31
  • Unemployment rate1.4 percent plus or minus 1.7
  • Adults 25 and over2,182
  • Adults 25 and over with a high school diploma or higher90.3 percent
  • Adults 25 and over with a bachelor degree or higher41.7 percent plus or minus 10.5
  • Adults 25 and over with a graduate degree11.0 percent plus or minus 4.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Georgetown

Housing in Georgetown

  • Housing units1,404
  • Occupied units1,279
  • Vacant units125 plus or minus 95
  • Vacancy rate8.9 percent plus or minus 6.6
  • Owner occupied1,064
  • Renter occupied215 plus or minus 149
  • Ownership rate83.2 percent
  • Median owner-occupied home value$302,300
  • Median gross rent, monthly$980
  • Annual rent as a share of median income10.4 percent
  • Single family units1,226
  • Share single family87.3 percent
  • Units in buildings of two or more43 plus or minus 31
  • Share in buildings of two or more3.1 percent plus or minus 2.2
  • Mobile homes135 plus or minus 94
  • Median year structure built1998

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Georgetown

How Georgetown gets to work

  • Workers 16 and over who commute1,305
  • Commuting under 15 minutes110 plus or minus 72
  • Share commuting under 15 minutes8.4 percent plus or minus 5.3
  • Commuting 30 minutes or more586 plus or minus 197
  • Share commuting 30 minutes or more44.9 percent plus or minus 13.1
  • Drove alone69.1 percent
  • Carpooled4.9 percent plus or minus 3.1
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home25.5 percent plus or minus 9.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Georgetown

SBA loans in Georgetown (7(a))

  • Approvals14
  • Gross approval$7,094,500
  • Average approval$506,750
  • Median approval$156,950
  • Largest approval$2,168,500
  • Jobs supported122
  • Jobs per approval8.7
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more28.6 percent
  • Share to franchises28.6 percent
  • Distinct lenders9
  • Distinct industries by NAICS11

Counted by borrower city: approvals to borrowers whose address is in Georgetown, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Georgetown

SBA loans in Georgetown (504)

  • Approvals2
  • Gross approval$764,000
  • Average approval$382,000
  • Median approval$382,000
  • Largest approval$564,000
  • Jobs supported36
  • Loans with a final outcome0
  • Charged off0
  • Median term270 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Georgetown, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Georgetown

Flood risk in Georgetown

  • NFIP communityTown of Georgetown
  • NFIP community number180063
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date12/04/12

The Town of Georgetown participates in the National Flood Insurance Program as community 180063 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Floyd County, not Georgetown

Floyd County context, not Georgetown figures

  • Establishments in Floyd County1,926
  • Covered employment, Floyd County32,405
  • Average annual pay, Floyd County$55,503
  • Housing units permitted, Floyd County297

Every figure in this section is published for Floyd County as a whole and is not a measurement of Georgetown.

All Floyd County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Georgetown questions, answered from the record.

How many people live in Georgetown, Indiana?

3,800, in 1,279 households. Georgetown town covers 2.18 square miles of land, which is 1,746 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Georgetown in?

Floyd County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Georgetown?

$113,265. The median owner-occupied home is valued at $302,300. Median gross rent is $980 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Georgetown businesses?

14 7(a) approvals totaling $7.1 m since FY2020, across 9 lenders, median approval $156,950, plus 2 504 approvals worth $764,000 since FY2010. These count approvals to borrowers whose address is in Georgetown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Georgetown borrowers get paid back?

No rate is published for Georgetown. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Georgetown in the National Flood Insurance Program?

Yes. Georgetown appears in the FEMA Community Status Book as Georgetown, town of, community 180063, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Georgetown figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Floyd County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Georgetown.

Is zoning published for Georgetown?

No. Nothing on this page presents parcel level zoning.