HomeIndianaFulton CountyRochester
Rochester, Indiana: commercial real estate data.
Rochester is a Census city of 6,215 people across 4.57 square miles of land, in Fulton County. Median household income is $57,008, 65.8 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rochester
What Rochester is
- Census place typecity
- Land area4.57 sq mi
- Water area1.11 sq mi
- Population per square mile of land1,359
- County holding the largest share of its areaFulton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rochester
How many people live in Rochester
- Population6,215
- Median age44.8
- Population under 181,242 plus or minus 260
- Share under 1820.0 percent plus or minus 4.2
- Population 65 and over1,450
- Share 65 and over23.3 percent
- Households2,812
- Family households1,699
- Share of households that are families60.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rochester
Income and work in Rochester
- Median household income$57,008
- Per capita income$33,753
- Civilian labor force3,058
- Employed2,822
- Unemployed236 plus or minus 163
- Unemployment rate7.7 percent plus or minus 5.3
- Adults 25 and over4,562
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent plus or minus 5.7
- Adults 25 and over with a graduate degree6.5 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rochester
Housing in Rochester
- Housing units3,349
- Occupied units2,812
- Vacant units537 plus or minus 205
- Vacancy rate16.0 percent plus or minus 6.0
- Owner occupied1,851
- Renter occupied961 plus or minus 227
- Ownership rate65.8 percent
- Median owner-occupied home value$137,400
- Median gross rent, monthly$867
- Annual rent as a share of median income18.3 percent
- Single family units2,518
- Share single family75.2 percent
- Units in buildings of two or more615 plus or minus 213
- Share in buildings of two or more18.4 percent plus or minus 6.3
- Mobile homes216 plus or minus 100
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rochester
How Rochester gets to work
- Workers 16 and over who commute2,668
- Commuting under 15 minutes1,499 plus or minus 321
- Share commuting under 15 minutes56.2 percent
- Commuting 30 minutes or more883 plus or minus 270
- Share commuting 30 minutes or more33.1 percent plus or minus 9.3
- Drove alone78.2 percent
- Carpooled11.4 percent plus or minus 5.8
- Public transport0.1 percent plus or minus 0.1
- Walked3.7 percent plus or minus 2.5
- Worked from home3.2 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rochester
SBA loans in Rochester (7(a))
- Approvals8
- Gross approval$1,698,300
- Average approval$212,288
- Median approval$42,100
- Largest approval$1,171,000
- Jobs supported31
- Jobs per approval3.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term102 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Rochester, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rochester
SBA loans in Rochester (504)
- Approvals6
- Gross approval$4,483,000
- Average approval$747,167
- Median approval$515,500
- Largest approval$2,431,000
- Jobs supported60
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Rochester, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rochester
Flood risk in Rochester
- NFIP communityCity of Rochester
- NFIP community number180071
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/16/12(M)
The City of Rochester participates in the National Flood Insurance Program as community 180071 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Fulton County, not Rochester
Fulton County context, not Rochester figures
- Establishments in Fulton County465
- Covered employment, Fulton County6,326
- Average annual pay, Fulton County$48,502
- Housing units permitted, Fulton County23
Every figure in this section is published for Fulton County as a whole and is not a measurement of Rochester.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rochester questions, answered from the record.
How many people live in Rochester, Indiana?
6,215, in 2,812 households. Rochester city covers 4.57 square miles of land, which is 1,359 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rochester in?
Fulton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rochester?
$57,008. The median owner-occupied home is valued at $137,400. Median gross rent is $867 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rochester businesses?
8 7(a) approvals totaling $1.7 m since FY2020, across 3 lenders, median approval $42,100, plus 6 504 approvals worth $4.5 m since FY2010. These count approvals to borrowers whose address is in Rochester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rochester borrowers get paid back?
No rate is published for Rochester. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rochester in the National Flood Insurance Program?
Yes. Rochester appears in the FEMA Community Status Book as Rochester, city of, community 180071, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rochester figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fulton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rochester.
Is zoning published for Rochester?
No. Nothing on this page presents parcel level zoning.
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