HomeIndianaHancock CountyCumberland town
Cumberland town, Indiana: commercial real estate data.
Cumberland town is a Census town of 6,267 people across 2.81 square miles of land, lying across Hancock County and Marion County. Median household income is $87,364, 71.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $350,000.
67 sourced place values · tier FULL · 7 sections
Cumberland
What Cumberland is
- Census place typetown
- Land area2.81 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,230
- County holding the largest share of its areaHancock County, 74.8 percent
- Counties this place lies inHancock County 74.8 percent, Marion County 25.2 percent
Cumberland town crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
How many people live in Cumberland
- Population6,267
- Median age34.5
- Population under 181,784 plus or minus 416
- Share under 1828.5 percent plus or minus 6.3
- Population 65 and over940 plus or minus 230
- Share 65 and over15.0 percent plus or minus 3.5
- Households2,586
- Family households1,646
- Share of households that are families63.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
Income and work in Cumberland
- Median household income$87,364 plus or minus $18,819
- Per capita income$43,674
- Civilian labor force3,345
- Employed3,220
- Unemployed125 plus or minus 94
- Unemployment rate3.7 percent plus or minus 2.8
- Adults 25 and over4,264
- Adults 25 and over with a high school diploma or higher92.3 percent
- Adults 25 and over with a bachelor degree or higher28.1 percent plus or minus 6.0
- Adults 25 and over with a graduate degree10.5 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
Housing in Cumberland
- Housing units2,626
- Occupied units2,586
- Vacant units40 plus or minus 54
- Vacancy rate1.5 percent plus or minus 2.0
- Owner occupied1,844
- Renter occupied742 plus or minus 204
- Ownership rate71.3 percent
- Median owner-occupied home value$239,200
- Median gross rent, monthly$1,157
- Annual rent as a share of median income15.9 percent plus or minus 3.7
- Single family units2,159
- Share single family82.2 percent
- Units in buildings of two or more467 plus or minus 203
- Share in buildings of two or more17.8 percent plus or minus 7.4
- Mobile homes0
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
How Cumberland gets to work
- Workers 16 and over who commute2,904
- Commuting under 15 minutes593 plus or minus 290
- Share commuting under 15 minutes20.4 percent plus or minus 9.5
- Commuting 30 minutes or more1,336 plus or minus 373
- Share commuting 30 minutes or more46.0 percent plus or minus 10.6
- Drove alone84.9 percent
- Carpooled4.3 percent plus or minus 4.4
- Public transport0.0 percent
- Walked0.8 percent plus or minus 1.1
- Worked from home10.0 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
SBA 7(a) lending to Cumberland borrowers
- Approvals1
- Gross approval$350,000
- Average approval$350,000
- Median approval$350,000
- Ninetieth percentile approval$350,000
- Largest approval$350,000
- Jobs supported3
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hancock County, not Cumberland
Hancock County context, not Cumberland figures
These are Hancock County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cumberland measurements.
- Establishments in Hancock County1,634
- Employment at those establishments, Hancock County25,531
- Covered employment, Hancock County29,049
- Average annual pay, Hancock County$56,651
- Average weekly wage, Hancock County$1,089
- Housing units permitted, Hancock County1,091
- Of those, single family, Hancock County1,085
- County product, 2024, Hancock County$4,921,999,000
- County product change over the prior year, Hancock County4.6 percent
- Average income of an arriving household, Hancock County$74,198
Every figure in this section is published for Hancock County as a whole and is not a measurement of Cumberland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cumberland questions, answered from the record.
How many people live in Cumberland, Indiana?
6,267, in 2,586 households. Cumberland town covers 2.81 square miles of land, which is 2,230 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cumberland in?
Cumberland lies in more than one. By area it is 74.8 percent in Hancock County, 25.2 percent in Marion County. This page sits under Hancock County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Cumberland?
$87,364. The median owner-occupied home is valued at $239,200. Median gross rent is $1,157 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cumberland businesses?
1 7(a) approvals totalling $350,000, across 1 lenders, median approval $350,000. These count approvals to borrowers whose address is in Cumberland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cumberland borrowers get paid back?
No rate is published for Cumberland. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cumberland figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hancock County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cumberland.
Is zoning published for Cumberland?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.