HomeIndianaHancock CountyCumberland
Cumberland, Indiana: commercial real estate data.
Cumberland is a Census town of 6,267 people across 2.81 square miles of land, lying across Hancock County and Marion County. Median household income is $87,364, 71.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $350,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cumberland
What Cumberland is
- Census place typetown
- Land area2.81 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,230
- County holding the largest share of its areaHancock County, 74.8 percent
- Counties this place lies inHancock County 74.8 percent, Marion County 25.2 percent
Cumberland crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
How many people live in Cumberland
- Population6,267
- Median age34.5
- Population under 181,784 plus or minus 416
- Share under 1828.5 percent plus or minus 6.3
- Population 65 and over940 plus or minus 230
- Share 65 and over15.0 percent plus or minus 3.5
- Households2,586
- Family households1,646
- Share of households that are families63.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
Income and work in Cumberland
- Median household income$87,364 plus or minus $18,819
- Per capita income$43,674
- Civilian labor force3,345
- Employed3,220
- Unemployed125 plus or minus 94
- Unemployment rate3.7 percent plus or minus 2.8
- Adults 25 and over4,264
- Adults 25 and over with a high school diploma or higher92.3 percent
- Adults 25 and over with a bachelor degree or higher28.1 percent plus or minus 6.0
- Adults 25 and over with a graduate degree10.5 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
Housing in Cumberland
- Housing units2,626
- Occupied units2,586
- Vacant units40 plus or minus 54
- Vacancy rate1.5 percent plus or minus 2.0
- Owner occupied1,844
- Renter occupied742 plus or minus 204
- Ownership rate71.3 percent
- Median owner-occupied home value$239,200
- Median gross rent, monthly$1,157
- Annual rent as a share of median income15.9 percent plus or minus 3.7
- Single family units2,159
- Share single family82.2 percent
- Units in buildings of two or more467 plus or minus 203
- Share in buildings of two or more17.8 percent plus or minus 7.4
- Mobile homes0
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
How Cumberland gets to work
- Workers 16 and over who commute2,904
- Commuting under 15 minutes593 plus or minus 290
- Share commuting under 15 minutes20.4 percent plus or minus 9.5
- Commuting 30 minutes or more1,336 plus or minus 373
- Share commuting 30 minutes or more46.0 percent plus or minus 10.6
- Drove alone84.9 percent
- Carpooled4.3 percent plus or minus 4.4
- Public transport0.0 percent
- Walked0.8 percent plus or minus 1.1
- Worked from home10.0 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
SBA loans in Cumberland (7(a))
- Approvals1
- Gross approval$350,000
- Average approval$350,000
- Median approval$350,000
- Largest approval$350,000
- Jobs supported3
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Cumberland, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cumberland
Flood risk in Cumberland
- NFIP communityTown of Cumberland
- NFIP community number180510
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/17/14
The Town of Cumberland participates in the National Flood Insurance Program as community 180510 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hancock County, not Cumberland
Hancock County context, not Cumberland figures
- Establishments in Hancock County1,634
- Covered employment, Hancock County29,049
- Average annual pay, Hancock County$56,651
- Housing units permitted, Hancock County1,091
Every figure in this section is published for Hancock County as a whole and is not a measurement of Cumberland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cumberland questions, answered from the record.
How many people live in Cumberland, Indiana?
6,267, in 2,586 households. Cumberland town covers 2.81 square miles of land, which is 2,230 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cumberland in?
Cumberland lies in more than one. By area it is 74.8 percent in Hancock County, 25.2 percent in Marion County. This page sits under Hancock County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Cumberland?
$87,364. The median owner-occupied home is valued at $239,200. Median gross rent is $1,157 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cumberland businesses?
1 7(a) approvals totaling $350,000 since FY2020, across 1 lenders, median approval $350,000. These count approvals to borrowers whose address is in Cumberland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cumberland borrowers get paid back?
No rate is published for Cumberland. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cumberland in the National Flood Insurance Program?
Yes. Cumberland appears in the FEMA Community Status Book as Cumberland, town of, community 180510, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cumberland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hancock County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cumberland.
Is zoning published for Cumberland?
No. Nothing on this page presents parcel level zoning.