HomeIndianaHoward CountyKokomo
Kokomo, Indiana: commercial real estate data.
Kokomo is a Census city of 59,122 people across 36.68 square miles of land, in Howard County. Median household income is $55,360, 63.0 percent of occupied homes are owned, and the SBA record carries 74 7(a) approvals to borrowers here worth $41.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kokomo
What Kokomo is
- Census place typecity
- Land area36.68 sq mi
- Water area0.11 sq mi
- Population per square mile of land1,612
- County holding the largest share of its areaHoward County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kokomo
How many people live in Kokomo
- Population59,122
- Median age39.4
- Population under 1813,754
- Share under 1823.3 percent
- Population 65 and over11,376
- Share 65 and over19.2 percent
- Households26,241
- Family households13,934
- Share of households that are families53.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kokomo
Income and work in Kokomo
- Median household income$55,360
- Per capita income$32,594
- Civilian labor force26,827
- Employed25,171
- Unemployed1,656
- Unemployment rate6.2 percent
- Adults 25 and over40,643
- Adults 25 and over with a high school diploma or higher89.8 percent
- Adults 25 and over with a bachelor degree or higher18.1 percent
- Adults 25 and over with a graduate degree6.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kokomo
Housing in Kokomo
- Housing units29,814
- Occupied units26,241
- Vacant units3,573
- Vacancy rate12.0 percent
- Owner occupied16,542
- Renter occupied9,699
- Ownership rate63.0 percent
- Median owner-occupied home value$137,400
- Median gross rent, monthly$939
- Annual rent as a share of median income20.4 percent
- Single family units22,038
- Share single family73.9 percent
- Units in buildings of two or more6,798
- Share in buildings of two or more22.8 percent
- Mobile homes962 plus or minus 198
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kokomo
How Kokomo gets to work
- Workers 16 and over who commute23,078
- Commuting under 15 minutes12,266
- Share commuting under 15 minutes53.2 percent
- Commuting 30 minutes or more5,109
- Share commuting 30 minutes or more22.1 percent
- Drove alone80.1 percent
- Carpooled11.5 percent
- Public transport0.4 percent plus or minus 0.3
- Walked1.4 percent plus or minus 0.6
- Worked from home5.5 percent plus or minus 1.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kokomo
SBA loans in Kokomo (7(a))
- Approvals74
- Gross approval$41,244,600
- Average approval$557,359
- Median approval$237,950
- Ninetieth percentile approval$1,304,200
- Largest approval$4,604,500
- Jobs supported1,005
- Jobs per approval13.6
- Loans with a final outcome19
- Paid in full19
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more28.4 percent
- Share to franchises14.9 percent
- Distinct lenders26
- Distinct industries by NAICS39
Counted by borrower city: approvals to borrowers whose address is in Kokomo, in any county, FY2020 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kokomo
SBA loans in Kokomo (504)
- Approvals19
- Gross approval$10,675,000
- Average approval$561,842
- Median approval$480,000
- Largest approval$2,227,000
- Jobs supported123
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Kokomo, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kokomo
Flood risk in Kokomo
- NFIP communityCity of Kokomo
- NFIP community number180093
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date02/04/15
The City of Kokomo participates in the National Flood Insurance Program as community 180093 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Howard County, not Kokomo
Howard County context, not Kokomo figures
- Establishments in Howard County1,813
- Covered employment, Howard County35,758
- Average annual pay, Howard County$62,420
- Housing units permitted, Howard County194
Every figure in this section is published for Howard County as a whole and is not a measurement of Kokomo.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kokomo questions, answered from the record.
How many people live in Kokomo, Indiana?
59,122, in 26,241 households. Kokomo city covers 36.68 square miles of land, which is 1,612 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kokomo in?
Howard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kokomo?
$55,360. The median owner-occupied home is valued at $137,400. Median gross rent is $939 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kokomo businesses?
74 7(a) approvals totaling $41.2 m since FY2020, across 26 lenders, median approval $237,950, plus 19 504 approvals worth $10.7 m since FY2010. These count approvals to borrowers whose address is in Kokomo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kokomo borrowers get paid back?
No rate is published for Kokomo. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kokomo in the National Flood Insurance Program?
Yes. Kokomo appears in the FEMA Community Status Book as Kokomo, city of, community 180093, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kokomo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Howard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kokomo.
Is zoning published for Kokomo?
No. Nothing on this page presents parcel level zoning.
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