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Huntington County, Indiana: commercial real estate data.

Huntington County, Indiana had an estimated 36,944 residents on July 1, 2024, up 0.8 percent since the 2020 census base of 36,666, across 383 square miles. County output reached $2.06 bn in 2024, 912 establishments operate here, and the SBA record carries 24 7(a) approvals worth $18.8 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Huntington County

How many people live in Huntington County

  • Population, American Community Survey 2020-202436,798
  • Households15,403
  • Average household size2.39
  • Median household income$66,301
  • Median age40.4
  • Median gross rent$879 per month
  • Median owner-occupied home value$161,600
  • Home value to household income2.4 times
  • Annual rent as a share of median income15.9 percent
  • Adults 25 and over with a bachelor degree or higher21.3 percent
  • Adults 25 and over with a graduate degree7.3 percent
  • Adults 25 and over25,406
  • Population under 187,963
  • Share under 1821.6 percent
  • Population 65 and over6,881
  • Share 65 and over18.7 percent
  • Working age population, 18 to 6421,954
  • Civilian labor force18,791
  • Unemployment rate3.5 percent
  • Labor force participation, adults 18 and over65.2 percent
  • Rank by population among Indiana counties42nd of 92
  • Rank by population among US county-equivalents, Puerto Rico included1294th of 3,222

Huntington County is the 42nd largest of 92 Indiana counties by population. A median home costs 2.4 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.6 percent against 18.7 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Huntington County

Is Huntington County's population growing?

  • Population, July 1, 202436,944
  • Census 2020 base population36,666
  • Population change since the 2020 census base0.76 percent
  • Population change, 2023 to 2024126
  • Births, 2024406
  • Deaths, 2024445
  • Natural change, 2024-39
  • Net domestic migration, 202486
  • Net international migration, 202480
  • Total net migration, 2024166
  • Cumulative net domestic migration, 2021 to 2024441
  • Rank by growth among US county-equivalents1568th of 3,144

The county has grown 0.76 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Huntington County

Where are people moving to Huntington County from?

  • Tax returns filed by households arriving901
  • People arriving, from those returns1,636
  • Tax returns filed by households leaving854
  • Net household movement47
  • Adjusted gross income arriving$44.5 m
  • Net adjusted gross income movement$-5.0 m
  • Average income of an arriving household$49,368
  • Average income of a leaving household$57,932
  • Largest single originAllen County (261 households)
  • Largest single destinationAllen County (259 households)
Largest origins of households moving into Huntington County
OriginHouseholdsPeopleAdjusted gross income
Allen County261500$15.8 m
Wells County69129$3.0 m
Wabash County68113$2.7 m
Whitley County4594$2.4 m
Grant County3975$1.3 m

Households arriving report $8,564 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Allen County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Huntington County

What is the Huntington County economy?

  • County GDP, 2024$2.06 bn
  • County GDP, 2023$2.00 bn
  • GDP change, 2023 to 20242.9 percent
  • GDP change over five years38.6 percent
  • Rank by GDP among the Indiana areas BEA publishes44th of 92
  • Rank by GDP among the US county areas BEA publishes1254th of 3,127
  • GDP per resident$55,909

Output grew 2.9 percent in the latest year and 38.6 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Huntington County

Employment by industry in Huntington County

  • Covered employment, annual average13,632
  • Establishments reporting990
  • Average annual pay$49,294
  • Average weekly wage$948
  • Manufacturing, employment3,479
  • Manufacturing, average annual pay$60,530
  • Health care and social assistance, employment1,598
  • Health care and social assistance, average annual pay$47,179
  • Retail trade, employment1,364
  • Retail trade, average annual pay$31,883
  • Accommodation and food services, employment1,127
  • Accommodation and food services, average annual pay$19,047
  • Other services, except public administration, employment701
  • Transportation and warehousing, employment565
Private sector employment and pay by industry, Huntington County
SectorEmploymentEstablishmentsAverage annual pay
Manufacturing3,47968$60,530
Health care and social assistance1,59870$47,179
Retail trade1,364127$31,883
Accommodation and food services1,12778$19,047
Other services, except public administration70190$23,834
Transportation and warehousing56545$67,700
Construction54498$70,634
Wholesale trade53756$74,497

Manufacturing is the largest private sector at 3,479 jobs, 25.5 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Huntington County

How many businesses are in Huntington County?

  • Establishments, all industries912
  • Employment at those establishments12,827
  • Annual payroll$529.2 m
  • Establishments per 1,000 residents24.8

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Huntington County

Building permits in Huntington County

  • Housing units authorized by permit, 202479
  • Declared construction value permitted$24.6 m
  • Single family units authorized79
  • Multifamily units authorized0
  • Multifamily share of units0.0 percent
  • Average declared value per unit$311,967
  • Units authorized per 1,000 households5.1

Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Huntington County

SBA loans in Huntington County (7(a) and 504)

  • 7(a) approvals recorded24
  • 7(a) gross approval dollars$18.8 m
  • Average 7(a) approval$783,175
  • Median 7(a) approval$226,800
  • 10th percentile approval$50,000
  • 90th percentile approval$2,574,000
  • Largest single approval$2,875,000
  • Jobs reported supported, 7(a)234
  • Jobs per approval9.8
  • Distinct 7(a) lenders active9
  • Distinct industries receiving approvals19
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer20.8 percent
  • Loans on real estate terms5
  • Loans on working capital terms, 120 months or shorter13
  • Franchise loans1
  • Franchise share of approvals4.2 percent
  • Leading industry by approval countSporting and Athletic Goods Manufacturing (3)
  • Most active lender1st Source Bank (6)
  • 504 approvals recorded4
  • 504 gross approval dollars$2.3 m
  • Average 504 approval$582,000
  • Median 504 approval$435,500
  • Distinct CDCs active1
  • 504 jobs per approval8.0
  • 504 jobs per million dollars approved13.7
  • Most active CDCCommunity Development Corporation of Fort Wayne (4)
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$21.1 m

The average approval of $783,175 sits well above the median of $226,800, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 20.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Huntington County

SBA loan default and charge-off rates in Huntington County

Do SBA loans in Huntington County get paid back?

  • Loans with a final outcome recorded5
  • Paid in full5
  • Charged off0
  • Status: Paid in full5
  • Status: Exempt from disclosure15
  • Status: Cancelled4

Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Huntington County

SBA lending by place in Huntington County

  • Borrower cities with recorded lending6
  • Huntington, approvals14
  • Ossian, approvals3
  • Roanoke, approvals3
  • Markle, approvals2
  • Fort Wayne, approvals1
  • Warren, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Huntington County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Huntington14$9,336,200
Ossian3$7,722,000
Roanoke3$1,222,200
Markle2$220,000
Fort Wayne1$225,000
Warren1$70,800

Huntington accounts for 14 approvals against 3 in Ossian. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Huntington County

How large is Huntington County?

  • Land area383 sq mi
  • Rank by land area among Indiana counties57th of 92
  • Width, east to west16.2 mi
  • Height, north to south24.3 mi
  • Geographies sharing a boundary5
  • Residents per square mile of land96
  • Establishments per square mile2.38

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Huntington County

Flood risk in Huntington County

  • Participation of the county's own NFIP community Huntington County, unincorporated areasParticipating, community 180438
  • Community Rating System class of the county's own communityClass 7
  • Communities in the county in the NFIP Community Status Book7
  • Of those, participating in the NFIP7
  • NFIP participation rate100.0 percent
  • Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
  • Communities carrying a CRS class5
  • Radon levels in Huntington County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1

The county's own community in the status book, unincorporated Huntington County (community 180438), participates in the National Flood Insurance Program and carries Community Rating System class 7, a flood insurance premium discount for policies written there. The EPA places Huntington County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Huntington County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Huntington County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202436,798
  • Households15,403
  • Average household size2.39
  • Median household income$66,301
  • Median age40.4

How a feasibility study works →

Common questions

Huntington County questions, answered from the record.

How many people live in Huntington County, Indiana?

The Census Bureau estimates 36,944 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 36,798, in 15,403 households, ranking 42nd of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Huntington County's population growing?

The population has grown 0.76 percent since the 2020 census base of 36,666, to 36,944 on July 1, 2024. In 2024 there were 406 births against 445 deaths, with net migration of 166. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Huntington County?

$66,301. The median owner-occupied home is valued at $161,600, which is 2.4 times income, and median gross rent is $879 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Huntington County?

912 establishments, employing 12,827 people with an annual payroll of $529.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Huntington County?

Manufacturing is the largest private sector at 3,479 jobs, 25.5 percent of covered employment. Covered employment averages 13,632 jobs at an average annual pay of $49,294, or $948 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Huntington County?

24 7(a) approvals totaling $18.8 m since FY2020, across 9 lenders, with a median approval of $226,800, plus 4 504 approvals worth $2.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Huntington County?

79 housing units were authorized by permit in 2024, with a declared construction value of $24.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Huntington County?

Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Huntington County come from?

The largest single origin is Allen County, with 261 households. Arriving households report an average income of $49,368 against $57,932 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Huntington County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Huntington County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Huntington County

Cities and places in Huntington.

7 Census places lie wholly or partly in Huntington County. All 7 carry enough published place level data for a page of their own and are linked.

Census places in Huntington County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Huntington County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Huntingtoncity17,03014Wholly in this county
Roanoketown1,9403Wholly in this county
Warrentown1,2741Wholly in this county
Markletown1,203264.2 percent here, 35.8 percent Wells County
Andrewstown1,038None recordedWholly in this county
Mount Etnatown112None recordedWholly in this county
BippusCDP75None recordedWholly in this county

A further 4 of the county's 24 SBA 7(a) approvals are to borrowers in cities that match no Census place in Huntington County, the largest being Ossian (3), Fort Wayne (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.