HomeIndianaLaPorte CountyMichigan City
Michigan City, Indiana: commercial real estate data.
Michigan City is a Census city of 31,814 people across 20.63 square miles of land, in LaPorte County. Median household income is $53,089, 58.8 percent of occupied homes are owned, and the SBA record carries 57 7(a) approvals to borrowers here worth $31.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Michigan City
What Michigan City is
- Census place typecity
- Land area20.63 sq mi
- Water area0.19 sq mi
- Population per square mile of land1,542
- County holding the largest share of its areaLaPorte County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Michigan City
How many people live in Michigan City
- Population31,814
- Median age38.8
- Population under 186,501
- Share under 1820.4 percent
- Population 65 and over5,993
- Share 65 and over18.8 percent
- Households13,008
- Family households6,671
- Share of households that are families51.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Michigan City
Income and work in Michigan City
- Median household income$53,089
- Per capita income$29,810
- Civilian labor force13,890
- Employed12,629
- Unemployed1,261 plus or minus 265
- Unemployment rate9.1 percent plus or minus 1.9
- Adults 25 and over22,478
- Adults 25 and over with a high school diploma or higher89.0 percent
- Adults 25 and over with a bachelor degree or higher20.3 percent
- Adults 25 and over with a graduate degree6.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Michigan City
Housing in Michigan City
- Housing units15,312
- Occupied units13,008
- Vacant units2,304
- Vacancy rate15.0 percent
- Owner occupied7,652
- Renter occupied5,356
- Ownership rate58.8 percent
- Median owner-occupied home value$143,100
- Median gross rent, monthly$967
- Annual rent as a share of median income21.9 percent
- Single family units10,522
- Share single family68.7 percent
- Units in buildings of two or more4,482
- Share in buildings of two or more29.3 percent
- Mobile homes308 plus or minus 157
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Michigan City
How Michigan City gets to work
- Workers 16 and over who commute11,421
- Commuting under 15 minutes5,196
- Share commuting under 15 minutes45.5 percent
- Commuting 30 minutes or more2,622
- Share commuting 30 minutes or more23.0 percent
- Drove alone79.0 percent
- Carpooled9.3 percent plus or minus 2.5
- Public transport1.1 percent plus or minus 0.8
- Walked1.2 percent plus or minus 0.8
- Worked from home8.1 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Michigan City
SBA loans in Michigan City (7(a))
- Approvals57
- Gross approval$31,791,300
- Average approval$557,742
- Median approval$315,000
- Ninetieth percentile approval$1,291,000
- Largest approval$4,220,000
- Jobs supported599
- Jobs per approval10.5
- Loans with a final outcome19
- Paid in full18
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more26.3 percent
- Share to franchises10.5 percent
- Distinct lenders21
- Distinct industries by NAICS32
Counted by borrower city: approvals to borrowers whose address is in Michigan City, in any county, FY2020 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Michigan City
SBA loans in Michigan City (504)
- Approvals39
- Gross approval$27,677,000
- Average approval$709,667
- Median approval$344,000
- Largest approval$5,000,000
- Jobs supported390
- Loans with a final outcome12
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Michigan City, in any county, FY2010 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Michigan City
Flood risk in Michigan City
- NFIP communityCity of Michigan City
- NFIP community number180147
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/22
The City of Michigan City participates in the National Flood Insurance Program as community 180147 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
LaPorte County, not Michigan City
LaPorte County context, not Michigan City figures
- Establishments in LaPorte County2,297
- Covered employment, LaPorte County40,632
- Average annual pay, LaPorte County$52,978
- Housing units permitted, LaPorte County296
Every figure in this section is published for LaPorte County as a whole and is not a measurement of Michigan City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Michigan City questions, answered from the record.
How many people live in Michigan City, Indiana?
31,814, in 13,008 households. Michigan City city covers 20.63 square miles of land, which is 1,542 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Michigan City in?
LaPorte County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Michigan City?
$53,089. The median owner-occupied home is valued at $143,100. Median gross rent is $967 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Michigan City businesses?
57 7(a) approvals totaling $31.8 m since FY2020, across 21 lenders, median approval $315,000, plus 39 504 approvals worth $27.7 m since FY2010. These count approvals to borrowers whose address is in Michigan City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Michigan City borrowers get paid back?
No rate is published for Michigan City. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Michigan City in the National Flood Insurance Program?
Yes. Michigan City appears in the FEMA Community Status Book as Michigan City, city of, community 180147, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Michigan City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for LaPorte County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Michigan City.
Is zoning published for Michigan City?
No. Nothing on this page presents parcel level zoning.