HomeIndianaLawrence CountyBedford
Bedford, Indiana: commercial real estate data.
Bedford is a Census city of 13,837 people across 12.21 square miles of land, in Lawrence County. Median household income is $49,553, 67.2 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $14.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bedford
What Bedford is
- Census place typecity
- Land area12.21 sq mi
- Water area0 sq mi
- Population per square mile of land1,133
- County holding the largest share of its areaLawrence County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
How many people live in Bedford
- Population13,837
- Median age41.8
- Population under 182,754
- Share under 1819.9 percent
- Population 65 and over3,042
- Share 65 and over22.0 percent
- Households6,353
- Family households3,335
- Share of households that are families52.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
Income and work in Bedford
- Median household income$49,553
- Per capita income$31,811
- Civilian labor force6,822
- Employed6,663
- Unemployed159 plus or minus 79
- Unemployment rate2.3 percent plus or minus 1.2
- Adults 25 and over9,990
- Adults 25 and over with a high school diploma or higher87.5 percent
- Adults 25 and over with a bachelor degree or higher17.3 percent
- Adults 25 and over with a graduate degree5.5 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
Housing in Bedford
- Housing units6,828
- Occupied units6,353
- Vacant units475 plus or minus 158
- Vacancy rate7.0 percent plus or minus 2.3
- Owner occupied4,267
- Renter occupied2,086
- Ownership rate67.2 percent
- Median owner-occupied home value$152,400
- Median gross rent, monthly$828
- Annual rent as a share of median income20.1 percent
- Single family units5,146
- Share single family75.4 percent
- Units in buildings of two or more1,584
- Share in buildings of two or more23.2 percent
- Mobile homes92 plus or minus 70
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
How Bedford gets to work
- Workers 16 and over who commute6,127
- Commuting under 15 minutes2,935
- Share commuting under 15 minutes47.9 percent
- Commuting 30 minutes or more2,166
- Share commuting 30 minutes or more35.4 percent
- Drove alone82.7 percent
- Carpooled7.9 percent plus or minus 2.3
- Public transport0.0 percent
- Walked2.8 percent plus or minus 1.3
- Worked from home6.3 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bedford
SBA loans in Bedford (7(a))
- Approvals14
- Gross approval$14,078,400
- Average approval$1,005,600
- Median approval$710,000
- Largest approval$5,000,000
- Jobs supported441
- Jobs per approval31.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises14.3 percent
- Distinct lenders7
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Bedford, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bedford
SBA loans in Bedford (504)
- Approvals11
- Gross approval$9,065,000
- Average approval$824,091
- Median approval$596,000
- Largest approval$1,687,000
- Jobs supported97
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Bedford, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bedford
Flood risk in Bedford
- NFIP communityCity of Bedford
- NFIP community number180148
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/03/10
The City of Bedford participates in the National Flood Insurance Program as community 180148 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lawrence County, not Bedford
Lawrence County context, not Bedford figures
- Establishments in Lawrence County909
- Covered employment, Lawrence County13,507
- Average annual pay, Lawrence County$49,342
- Housing units permitted, Lawrence County10
Every figure in this section is published for Lawrence County as a whole and is not a measurement of Bedford.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bedford questions, answered from the record.
How many people live in Bedford, Indiana?
13,837, in 6,353 households. Bedford city covers 12.21 square miles of land, which is 1,133 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bedford in?
Lawrence County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bedford?
$49,553. The median owner-occupied home is valued at $152,400. Median gross rent is $828 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bedford businesses?
14 7(a) approvals totaling $14.1 m since FY2020, across 7 lenders, median approval $710,000, plus 11 504 approvals worth $9.1 m since FY2010. These count approvals to borrowers whose address is in Bedford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bedford borrowers get paid back?
No rate is published for Bedford. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bedford in the National Flood Insurance Program?
Yes. Bedford appears in the FEMA Community Status Book as Bedford, city of, community 180148, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bedford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lawrence County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bedford.
Is zoning published for Bedford?
No. Nothing on this page presents parcel level zoning.
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