Peru, Indiana: commercial real estate data.
Peru is a Census city of 10,901 people across 5.06 square miles of land, in Miami County. Median household income is $46,159, 71.3 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $3.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Peru
What Peru is
- Census place typecity
- Land area5.06 sq mi
- Water area0.09 sq mi
- Population per square mile of land2,156
- County holding the largest share of its areaMiami County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Peru
How many people live in Peru
- Population10,901
- Median age41.2
- Population under 182,668
- Share under 1824.5 percent
- Population 65 and over2,012
- Share 65 and over18.5 percent
- Households4,440
- Family households2,690
- Share of households that are families60.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Peru
Income and work in Peru
- Median household income$46,159
- Per capita income$24,614
- Civilian labor force5,014
- Employed4,559
- Unemployed455 plus or minus 129
- Unemployment rate9.1 percent plus or minus 2.5
- Adults 25 and over7,291
- Adults 25 and over with a high school diploma or higher88.7 percent
- Adults 25 and over with a bachelor degree or higher16.4 percent plus or minus 3.5
- Adults 25 and over with a graduate degree6.7 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Peru
Housing in Peru
- Housing units5,266
- Occupied units4,440
- Vacant units826 plus or minus 198
- Vacancy rate15.7 percent plus or minus 3.7
- Owner occupied3,164
- Renter occupied1,276
- Ownership rate71.3 percent
- Median owner-occupied home value$92,500
- Median gross rent, monthly$826
- Annual rent as a share of median income21.5 percent
- Single family units4,152
- Share single family78.8 percent
- Units in buildings of two or more713 plus or minus 177
- Share in buildings of two or more13.5 percent plus or minus 3.3
- Mobile homes401 plus or minus 133
- Median year structure built1942
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Peru
How Peru gets to work
- Workers 16 and over who commute4,188
- Commuting under 15 minutes1,824
- Share commuting under 15 minutes43.6 percent
- Commuting 30 minutes or more1,187
- Share commuting 30 minutes or more28.3 percent
- Drove alone83.4 percent
- Carpooled9.8 percent plus or minus 3.5
- Public transport0.2 percent plus or minus 0.4
- Walked1.4 percent plus or minus 1.3
- Worked from home4.9 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Peru
SBA loans in Peru (7(a))
- Approvals6
- Gross approval$3,280,500
- Average approval$546,750
- Median approval$447,750
- Largest approval$1,600,000
- Jobs supported80
- Jobs per approval13.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Peru, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Peru
SBA loans in Peru (504)
- Approvals2
- Gross approval$1,223,000
- Average approval$611,500
- Median approval$611,500
- Largest approval$935,000
- Jobs supported13
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Peru, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Peru
Flood risk in Peru
- NFIP communityCity of Peru
- NFIP community number180168
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/28/12
The City of Peru participates in the National Flood Insurance Program as community 180168 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Miami County, not Peru
Miami County context, not Peru figures
- Establishments in Miami County584
- Covered employment, Miami County9,077
- Average annual pay, Miami County$49,711
- Housing units permitted, Miami County35
Every figure in this section is published for Miami County as a whole and is not a measurement of Peru.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Peru questions, answered from the record.
How many people live in Peru, Indiana?
10,901, in 4,440 households. Peru city covers 5.06 square miles of land, which is 2,156 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Peru in?
Miami County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Peru?
$46,159. The median owner-occupied home is valued at $92,500. Median gross rent is $826 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Peru businesses?
6 7(a) approvals totaling $3.3 m since FY2020, across 5 lenders, median approval $447,750, plus 2 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in Peru, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Peru borrowers get paid back?
No rate is published for Peru. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Peru in the National Flood Insurance Program?
Yes. Peru appears in the FEMA Community Status Book as Peru, city of, community 180168, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Peru figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Miami County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Peru.
Is zoning published for Peru?
No. Nothing on this page presents parcel level zoning.
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