HomeIndianaPorter CountyValparaiso city
Valparaiso city, Indiana: commercial real estate data.
Valparaiso city is a Census city of 34,733 people across 17.14 square miles of land, in Porter County. Median household income is $69,872, 58.0 percent of occupied homes are owned, and the SBA record carries 105 7(a) approvals to borrowers here worth $34.4 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Valparaiso
What Valparaiso is
- Census place typecity
- Land area17.14 sq mi
- Water area0.05 sq mi
- Population per square mile of land2,026
- County holding the largest share of its areaPorter County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valparaiso
How many people live in Valparaiso
- Population34,733
- Median age37.0
- Population under 186,633
- Share under 1819.1 percent
- Population 65 and over5,873
- Share 65 and over16.9 percent
- Households14,611
- Family households8,032
- Share of households that are families55.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valparaiso
Income and work in Valparaiso
- Median household income$69,872
- Per capita income$38,894
- Civilian labor force18,144
- Employed17,492
- Unemployed652 plus or minus 217
- Unemployment rate3.6 percent plus or minus 1.2
- Adults 25 and over23,140
- Adults 25 and over with a high school diploma or higher94.7 percent
- Adults 25 and over with a bachelor degree or higher40.6 percent
- Adults 25 and over with a graduate degree15.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valparaiso
Housing in Valparaiso
- Housing units15,558
- Occupied units14,611
- Vacant units947 plus or minus 281
- Vacancy rate6.1 percent plus or minus 1.8
- Owner occupied8,476
- Renter occupied6,135
- Ownership rate58.0 percent
- Median owner-occupied home value$267,300
- Median gross rent, monthly$1,224
- Annual rent as a share of median income21.0 percent
- Single family units9,804
- Share single family63.0 percent
- Units in buildings of two or more5,587
- Share in buildings of two or more35.9 percent
- Mobile homes167 plus or minus 103
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valparaiso
How Valparaiso gets to work
- Workers 16 and over who commute15,442
- Commuting under 15 minutes6,154
- Share commuting under 15 minutes39.9 percent
- Commuting 30 minutes or more5,571
- Share commuting 30 minutes or more36.1 percent
- Drove alone74.8 percent
- Carpooled9.5 percent plus or minus 3.0
- Public transport0.5 percent plus or minus 0.3
- Walked3.5 percent plus or minus 0.9
- Worked from home10.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valparaiso
SBA loans in Valparaiso (7(a))
- Approvals105
- Gross approval$34,428,700
- Average approval$327,892
- Median approval$150,000
- Ninetieth percentile approval$740,000
- Largest approval$3,291,000
- Jobs supported1,357
- Jobs per approval12.9
- Loans with a final outcome26
- Paid in full25
- Charged off1
- Charge-off rate over resolved loans3.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.3 percent
- Share to franchises19.0 percent
- Distinct lenders24
- Distinct industries by NAICS57
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valparaiso
SBA loans in Valparaiso (504)
- Approvals79
- Gross approval$42,649,000
- Average approval$539,861
- Median approval$329,000
- Largest approval$5,000,000
- Jobs supported674
- Loans with a final outcome25
- Charged off1
- Charge-off rate over resolved loans4.0 percent
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Porter County, not Valparaiso
Porter County context, not Valparaiso figures
These are Porter County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Valparaiso measurements.
- Establishments in Porter County3,734
- Employment at those establishments, Porter County55,789
- Covered employment, Porter County63,768
- Average annual pay, Porter County$58,217
- Average weekly wage, Porter County$1,120
- Housing units permitted, Porter County556
- Of those, single family, Porter County556
- County product, 2024, Porter County$9,875,314,000
- County product change over the prior year, Porter County2.0 percent
- Average income of an arriving household, Porter County$68,353
Every figure in this section is published for Porter County as a whole and is not a measurement of Valparaiso. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Valparaiso questions, answered from the record.
How many people live in Valparaiso, Indiana?
34,733, in 14,611 households. Valparaiso city covers 17.14 square miles of land, which is 2,026 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Valparaiso in?
Porter County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Valparaiso?
$69,872. The median owner-occupied home is valued at $267,300. Median gross rent is $1,224 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Valparaiso businesses?
105 7(a) approvals totalling $34.4 m, across 24 lenders, median approval $150,000, plus 79 504 approvals worth $42.6 m. These count approvals to borrowers whose address is in Valparaiso, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Valparaiso borrowers get paid back?
Of the 26 loans that have reached a final outcome, 25 were paid in full and 1 charged off, a charge off rate of 3.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Valparaiso figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Porter County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valparaiso.
Is zoning published for Valparaiso?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.