HomeIndianaPorter CountyValparaiso
Valparaiso, Indiana: commercial real estate data.
Valparaiso is a Census city of 34,733 people across 17.14 square miles of land, in Porter County. Median household income is $69,872, 58.0 percent of occupied homes are owned, and the SBA record carries 105 7(a) approvals to borrowers here worth $34.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Valparaiso
What Valparaiso is
- Census place typecity
- Land area17.14 sq mi
- Water area0.05 sq mi
- Population per square mile of land2,026
- County holding the largest share of its areaPorter County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valparaiso
How many people live in Valparaiso
- Population34,733
- Median age37.0
- Population under 186,633
- Share under 1819.1 percent
- Population 65 and over5,873
- Share 65 and over16.9 percent
- Households14,611
- Family households8,032
- Share of households that are families55.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valparaiso
Income and work in Valparaiso
- Median household income$69,872
- Per capita income$38,894
- Civilian labor force18,144
- Employed17,492
- Unemployed652 plus or minus 217
- Unemployment rate3.6 percent plus or minus 1.2
- Adults 25 and over23,140
- Adults 25 and over with a high school diploma or higher94.7 percent
- Adults 25 and over with a bachelor degree or higher40.6 percent
- Adults 25 and over with a graduate degree15.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valparaiso
Housing in Valparaiso
- Housing units15,558
- Occupied units14,611
- Vacant units947 plus or minus 281
- Vacancy rate6.1 percent plus or minus 1.8
- Owner occupied8,476
- Renter occupied6,135
- Ownership rate58.0 percent
- Median owner-occupied home value$267,300
- Median gross rent, monthly$1,224
- Annual rent as a share of median income21.0 percent
- Single family units9,804
- Share single family63.0 percent
- Units in buildings of two or more5,587
- Share in buildings of two or more35.9 percent
- Mobile homes167 plus or minus 103
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valparaiso
How Valparaiso gets to work
- Workers 16 and over who commute15,442
- Commuting under 15 minutes6,154
- Share commuting under 15 minutes39.9 percent
- Commuting 30 minutes or more5,571
- Share commuting 30 minutes or more36.1 percent
- Drove alone74.8 percent
- Carpooled9.5 percent plus or minus 3.0
- Public transport0.5 percent plus or minus 0.3
- Walked3.5 percent plus or minus 0.9
- Worked from home10.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valparaiso
SBA loans in Valparaiso (7(a))
- Approvals105
- Gross approval$34,428,700
- Average approval$327,892
- Median approval$150,000
- Ninetieth percentile approval$726,000
- Largest approval$3,291,000
- Jobs supported1,357
- Jobs per approval12.9
- Loans with a final outcome26
- Paid in full25
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more13.3 percent
- Share to franchises19.0 percent
- Distinct lenders24
- Distinct industries by NAICS57
Counted by borrower city: approvals to borrowers whose address is in Valparaiso, in any county, FY2020 to FY2026. Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valparaiso
SBA loans in Valparaiso (504)
- Approvals79
- Gross approval$42,649,000
- Average approval$539,861
- Median approval$329,000
- Largest approval$5,000,000
- Jobs supported674
- Loans with a final outcome25
- Charged off1
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Valparaiso, in any county, FY2010 to FY2026. Only 25 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Valparaiso
Flood risk in Valparaiso
- NFIP communityCity of Valparaiso
- NFIP community number180204
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/30/15
The City of Valparaiso participates in the National Flood Insurance Program as community 180204 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Porter County, not Valparaiso
Porter County context, not Valparaiso figures
- Establishments in Porter County3,734
- Covered employment, Porter County63,768
- Average annual pay, Porter County$58,217
- Housing units permitted, Porter County556
Every figure in this section is published for Porter County as a whole and is not a measurement of Valparaiso.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Valparaiso questions, answered from the record.
How many people live in Valparaiso, Indiana?
34,733, in 14,611 households. Valparaiso city covers 17.14 square miles of land, which is 2,026 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Valparaiso in?
Porter County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Valparaiso?
$69,872. The median owner-occupied home is valued at $267,300. Median gross rent is $1,224 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Valparaiso businesses?
105 7(a) approvals totaling $34.4 m since FY2020, across 24 lenders, median approval $150,000, plus 79 504 approvals worth $42.6 m since FY2010. These count approvals to borrowers whose address is in Valparaiso, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Valparaiso borrowers get paid back?
No rate is published for Valparaiso. Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Valparaiso in the National Flood Insurance Program?
Yes. Valparaiso appears in the FEMA Community Status Book as Valparaiso, city of, community 180204, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Valparaiso figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Porter County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valparaiso.
Is zoning published for Valparaiso?
No. Nothing on this page presents parcel level zoning.