HomeIndianaRandolph CountyWinchester
Winchester, Indiana: commercial real estate data.
Winchester is a Census city of 5,284 people across 3.46 square miles of land, in Randolph County. Median household income is $52,439, 70.4 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Winchester
What Winchester is
- Census place typecity
- Land area3.46 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,528
- County holding the largest share of its areaRandolph County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
How many people live in Winchester
- Population5,284
- Median age35.4
- Population under 181,243
- Share under 1823.5 percent
- Population 65 and over1,028
- Share 65 and over19.5 percent
- Households2,139
- Family households1,251
- Share of households that are families58.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
Income and work in Winchester
- Median household income$52,439
- Per capita income$26,476
- Civilian labor force2,276
- Employed2,163
- Unemployed113 plus or minus 56
- Unemployment rate5.0 percent plus or minus 2.4
- Adults 25 and over3,398
- Adults 25 and over with a high school diploma or higher90.8 percent
- Adults 25 and over with a bachelor degree or higher12.1 percent plus or minus 3.7
- Adults 25 and over with a graduate degree2.8 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
Housing in Winchester
- Housing units2,412
- Occupied units2,139
- Vacant units273 plus or minus 115
- Vacancy rate11.3 percent plus or minus 4.7
- Owner occupied1,505
- Renter occupied634 plus or minus 164
- Ownership rate70.4 percent
- Median owner-occupied home value$97,600
- Median gross rent, monthly$756
- Annual rent as a share of median income17.3 percent plus or minus 4.4
- Single family units1,765
- Share single family73.2 percent
- Units in buildings of two or more516 plus or minus 166
- Share in buildings of two or more21.4 percent plus or minus 6.6
- Mobile homes131 plus or minus 83
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
How Winchester gets to work
- Workers 16 and over who commute1,862
- Commuting under 15 minutes1,288
- Share commuting under 15 minutes69.2 percent
- Commuting 30 minutes or more328 plus or minus 103
- Share commuting 30 minutes or more17.6 percent plus or minus 5.0
- Drove alone64.7 percent
- Carpooled18.9 percent plus or minus 7.0
- Public transport0.0 percent
- Walked5.3 percent plus or minus 3.2
- Worked from home8.7 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
SBA loans in Winchester (7(a))
- Approvals6
- Gross approval$1,543,000
- Average approval$257,167
- Median approval$177,500
- Largest approval$706,500
- Jobs supported22
- Jobs per approval3.7
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Winchester, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winchester
Flood risk in Winchester
- NFIP communityCity of Winchester
- NFIP community number180220
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/04/13(M)
The City of Winchester participates in the National Flood Insurance Program as community 180220 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Randolph County, not Winchester
Randolph County context, not Winchester figures
- Establishments in Randolph County490
- Covered employment, Randolph County7,093
- Average annual pay, Randolph County$51,830
- Housing units permitted, Randolph County19
Every figure in this section is published for Randolph County as a whole and is not a measurement of Winchester.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Winchester questions, answered from the record.
How many people live in Winchester, Indiana?
5,284, in 2,139 households. Winchester city covers 3.46 square miles of land, which is 1,528 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winchester in?
Randolph County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winchester?
$52,439. The median owner-occupied home is valued at $97,600. Median gross rent is $756 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winchester businesses?
6 7(a) approvals totaling $1.5 m since FY2020, across 5 lenders, median approval $177,500. These count approvals to borrowers whose address is in Winchester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winchester borrowers get paid back?
No rate is published for Winchester. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Winchester in the National Flood Insurance Program?
Yes. Winchester appears in the FEMA Community Status Book as Winchester, city of, community 180220, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winchester figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Randolph County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winchester.
Is zoning published for Winchester?
No. Nothing on this page presents parcel level zoning.
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