HomeIndianaRipley CountyOsgood
Osgood, Indiana: commercial real estate data.
Osgood is a Census town of 1,637 people across 1.55 square miles of land, in Ripley County. Median household income is $52,625, 53.2 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $28,300 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Osgood
What Osgood is
- Census place typetown
- Land area1.55 sq mi
- Water area0.04 sq mi
- Population per square mile of land1,057 plus or minus 211
- County holding the largest share of its areaRipley County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osgood
How many people live in Osgood
- Population1,637 plus or minus 327
- Median age34.1
- Population under 18361 plus or minus 104
- Share under 1822.1 percent plus or minus 4.5
- Population 65 and over287 plus or minus 76
- Share 65 and over17.5 percent
- Households664 plus or minus 155
- Family households381 plus or minus 90
- Share of households that are families57.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osgood
Income and work in Osgood
- Median household income$52,625
- Per capita income$26,124
- Civilian labor force839 plus or minus 191
- Employed796 plus or minus 183
- Unemployed43 plus or minus 26
- Unemployment rate5.1 percent plus or minus 2.9
- Adults 25 and over1,115 plus or minus 233
- Adults 25 and over with a high school diploma or higher86.9 percent plus or minus 23.1
- Adults 25 and over with a bachelor degree or higher12.0 percent plus or minus 4.6
- Adults 25 and over with a graduate degree1.3 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osgood
Housing in Osgood
- Housing units730 plus or minus 171
- Occupied units664 plus or minus 155
- Vacant units66 plus or minus 45
- Vacancy rate9.0 percent plus or minus 5.8
- Owner occupied353 plus or minus 73
- Renter occupied311 plus or minus 108
- Ownership rate53.2 percent plus or minus 16.6
- Median owner-occupied home value$149,800
- Median gross rent, monthly$865
- Annual rent as a share of median income19.7 percent
- Single family units570 plus or minus 132
- Share single family78.1 percent plus or minus 25.7
- Units in buildings of two or more123 plus or minus 59
- Share in buildings of two or more16.8 percent plus or minus 7.1
- Mobile homes37 plus or minus 23
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osgood
How Osgood gets to work
- Workers 16 and over who commute757 plus or minus 181
- Commuting under 15 minutes295 plus or minus 96
- Share commuting under 15 minutes39.0 percent plus or minus 8.5
- Commuting 30 minutes or more253 plus or minus 80
- Share commuting 30 minutes or more33.4 percent plus or minus 6.8
- Drove alone76.0 percent
- Carpooled11.2 percent plus or minus 8.2
- Public transport0.0 percent
- Walked7.6 percent plus or minus 6.2
- Worked from home4.1 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osgood
SBA loans in Osgood (7(a))
- Approvals1
- Gross approval$28,300
- Average approval$28,300
- Median approval$28,300
- Largest approval$28,300
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Osgood, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osgood
SBA loans in Osgood (504)
- Approvals1
- Gross approval$174,000
- Average approval$174,000
- Median approval$174,000
- Largest approval$174,000
- Jobs supported4
- Loans with a final outcome1
- Charged off0
- Median term120 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Osgood, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ripley County, not Osgood
Ripley County context, not Osgood figures
- Establishments in Ripley County667
- Covered employment, Ripley County11,325
- Average annual pay, Ripley County$54,394
- Housing units permitted, Ripley County110
Every figure in this section is published for Ripley County as a whole and is not a measurement of Osgood.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Osgood questions, answered from the record.
How many people live in Osgood, Indiana?
1,637, in 664 households. Osgood town covers 1.55 square miles of land, which is 1,057 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Osgood in?
Ripley County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Osgood?
$52,625. The median owner-occupied home is valued at $149,800. Median gross rent is $865 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Osgood businesses?
1 7(a) approvals totaling $28,300 since FY2020, across 1 lenders, median approval $28,300, plus 1 504 approvals worth $174,000 since FY2010. These count approvals to borrowers whose address is in Osgood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Osgood borrowers get paid back?
No rate is published for Osgood. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Osgood figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ripley County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Osgood.
Is zoning published for Osgood?
No. Nothing on this page presents parcel level zoning.
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