HomeIndianaSteuben CountyHamilton
Hamilton, Indiana: commercial real estate data.
Hamilton is a Census town of 1,939 people across 2.10 square miles of land, lying across Steuben County and DeKalb County. Median household income is $69,761, 70.6 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $996,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hamilton
What Hamilton is
- Census place typetown
- Land area2.1 sq mi
- Water area0.95 sq mi
- Population per square mile of land923
- County holding the largest share of its areaSteuben County, 88.8 percent
- Counties this place lies inSteuben County 88.8 percent, DeKalb County 11.2 percent
Hamilton crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hamilton
How many people live in Hamilton
- Population1,939
- Median age52.7
- Population under 18385 plus or minus 103
- Share under 1819.9 percent plus or minus 4.8
- Population 65 and over520 plus or minus 128
- Share 65 and over26.8 percent plus or minus 5.8
- Households897
- Family households538
- Share of households that are families60.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hamilton
Income and work in Hamilton
- Median household income$69,761
- Per capita income$48,350
- Civilian labor force953
- Employed920
- Unemployed33 plus or minus 22
- Unemployment rate3.5 percent plus or minus 2.2
- Adults 25 and over1,477
- Adults 25 and over with a high school diploma or higher97.1 percent
- Adults 25 and over with a bachelor degree or higher24.8 percent
- Adults 25 and over with a graduate degree8.9 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hamilton
Housing in Hamilton
- Housing units1,386
- Occupied units897
- Vacant units489
- Vacancy rate35.3 percent
- Owner occupied633
- Renter occupied264 plus or minus 111
- Ownership rate70.6 percent
- Median owner-occupied home value$298,200 plus or minus $85,317
- Median gross rent, monthly$1,013 plus or minus $332
- Annual rent as a share of median income17.4 percent plus or minus 6.5
- Single family units1,031
- Share single family74.4 percent
- Units in buildings of two or more117 plus or minus 70
- Share in buildings of two or more8.4 percent plus or minus 4.9
- Mobile homes238 plus or minus 67
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hamilton
How Hamilton gets to work
- Workers 16 and over who commute835
- Commuting under 15 minutes120 plus or minus 43
- Share commuting under 15 minutes14.4 percent plus or minus 4.5
- Commuting 30 minutes or more370 plus or minus 120
- Share commuting 30 minutes or more44.3 percent plus or minus 12.3
- Drove alone88.0 percent
- Carpooled4.5 percent plus or minus 3.2
- Public transport0.5 percent plus or minus 0.7
- Walked0.0 percent
- Worked from home6.0 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hamilton
SBA loans in Hamilton (7(a))
- Approvals4
- Gross approval$996,500
- Average approval$249,125
- Median approval$257,500
- Largest approval$456,500
- Jobs supported19
- Jobs per approval4.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Hamilton, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hamilton
SBA loans in Hamilton (504)
- Approvals1
- Gross approval$199,000
- Average approval$199,000
- Median approval$199,000
- Largest approval$199,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Hamilton, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hamilton
Flood risk in Hamilton
- NFIP communityTown of Hamilton
- NFIP community number180248
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/17/13
The Town of Hamilton participates in the National Flood Insurance Program as community 180248 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Steuben County, not Hamilton
Steuben County context, not Hamilton figures
- Establishments in Steuben County965
- Covered employment, Steuben County16,256
- Average annual pay, Steuben County$49,004
- Housing units permitted, Steuben County209
Every figure in this section is published for Steuben County as a whole and is not a measurement of Hamilton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Hamilton questions, answered from the record.
How many people live in Hamilton, Indiana?
1,939, in 897 households. Hamilton town covers 2.10 square miles of land, which is 923 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hamilton in?
Hamilton lies in more than one. By area it is 88.8 percent in Steuben County, 11.2 percent in DeKalb County. This page sits under Steuben County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Hamilton?
$69,761. The median owner-occupied home is valued at $298,200. Median gross rent is $1,013 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hamilton businesses?
4 7(a) approvals totaling $996,500 since FY2020, across 3 lenders, median approval $257,500, plus 1 504 approvals worth $199,000 since FY2010. These count approvals to borrowers whose address is in Hamilton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hamilton borrowers get paid back?
No rate is published for Hamilton. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Hamilton in the National Flood Insurance Program?
Yes. Hamilton appears in the FEMA Community Status Book as Hamilton, town of, community 180248, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hamilton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Steuben County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hamilton.
Is zoning published for Hamilton?
No. Nothing on this page presents parcel level zoning.