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Switzerland County, Indiana: commercial real estate data.

Switzerland County, Indiana had an estimated 9,988 residents on July 1, 2024, up 2.4 percent since the 2020 census base of 9,754, across 221 square miles. County output reached $328.7 m in 2024, 132 establishments operate here, and the SBA record carries 4 7(a) approvals worth $1.4 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Switzerland County

How many people live in Switzerland County

  • Population, American Community Survey 2020-20249,909
  • Households3,875
  • Average household size2.56
  • Median household income$65,343
  • Median age42.5
  • Median gross rent$758 per month
  • Median owner-occupied home value$175,800
  • Home value to household income2.7 times
  • Annual rent as a share of median income13.9 percent
  • Adults 25 and over with a bachelor degree or higher8.9 percent
  • Adults 25 and over with a graduate degree2.5 percent
  • Adults 25 and over6,854
  • Population under 182,348
  • Share under 1823.7 percent
  • Population 65 and over1,859
  • Share 65 and over18.8 percent
  • Working age population, 18 to 645,702
  • Civilian labor force4,565
  • Unemployment rate4.2 percent
  • Labor force participation, adults 18 and over60.4 percent
  • Rank by population among Indiana counties87th of 92
  • Rank by population among US county-equivalents, Puerto Rico included2489th of 3,222

Switzerland County is the 87th largest of 92 Indiana counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.7 percent against 18.8 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Switzerland County

Is Switzerland County's population growing?

  • Population, July 1, 20249,988
  • Census 2020 base population9,754
  • Population change since the 2020 census base2.40 percent
  • Population change, 2023 to 202423
  • Births, 202499
  • Deaths, 2024157
  • Natural change, 2024-58
  • Net domestic migration, 202478
  • Net international migration, 20244
  • Total net migration, 202482
  • Cumulative net domestic migration, 2021 to 2024316
  • Rank by growth among US county-equivalents1034th of 3,144

The county has grown 2.40 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Switzerland County

Where are people moving to Switzerland County from?

  • Tax returns filed by households arriving280
  • People arriving, from those returns548
  • Tax returns filed by households leaving218
  • Net household movement62
  • Adjusted gross income arriving$14.0 m
  • Net adjusted gross income movement$4.1 m
  • Average income of an arriving household$50,154
  • Average income of a leaving household$45,601
  • Largest single originJefferson County (36 households)
  • Largest single destinationOhio County (32 households)
Largest origins of households moving into Switzerland County
OriginHouseholdsPeopleAdjusted gross income
Jefferson County3673$1.4 m
Hamilton County2644$1.5 m
Ohio County2555$1.4 m
Dearborn County2341$740,000
Ripley County2349$596,000

Households arriving report $4,553 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Jefferson County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Switzerland County

What is the Switzerland County economy?

  • County GDP, 2024$328.7 m
  • County GDP, 2023$334.0 m
  • GDP change, 2023 to 2024-1.6 percent
  • GDP change over five years38.5 percent
  • Rank by GDP among the Indiana areas BEA publishes89th of 92
  • Rank by GDP among the US county areas BEA publishes2659th of 3,127
  • GDP per resident$33,172

Output grew -1.6 percent in the latest year and 38.5 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Switzerland County

Employment by industry in Switzerland County

  • Covered employment, annual average1,662
  • Establishments reporting146
  • Average annual pay$41,058
  • Average weekly wage$790
  • Retail trade, employment132
  • Retail trade, average annual pay$21,984
  • Manufacturing, employment127
  • Manufacturing, average annual pay$54,152
  • Other services, except public administration, employment50
  • Other services, except public administration, average annual pay$17,900
  • Transportation and warehousing, employment40
  • Transportation and warehousing, average annual pay$55,476
  • Construction, employment34
  • Finance and insurance, employment24
Private sector employment and pay by industry, Switzerland County
SectorEmploymentEstablishmentsAverage annual pay
Retail trade13221$21,984
Manufacturing12710$54,152
Other services, except public administration508$17,900
Transportation and warehousing407$55,476
Construction3410$53,761
Finance and insurance247$43,050
Professional, scientific and technical services2418$50,950

Retail trade is the largest private sector at 132 jobs, 7.9 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Switzerland County

How many businesses are in Switzerland County?

  • Establishments, all industries132
  • Employment at those establishments1,406
  • Annual payroll$47.6 m
  • Establishments per 1,000 residents13.3

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Switzerland County

Building permits in Switzerland County

  • Housing units authorized by permit, 202480
  • Declared construction value permitted$4.7 m
  • Single family units authorized80
  • Multifamily units authorized0
  • Multifamily share of units0.0 percent
  • Average declared value per unit$58,266
  • Units authorized per 1,000 households20.6

Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Switzerland County

SBA loans in Switzerland County (7(a) and 504)

  • 7(a) approvals recorded4
  • 7(a) gross approval dollars$1.4 m
  • Average 7(a) approval$338,750
  • Median 7(a) approval$195,000
  • Largest single approval$940,000
  • Jobs reported supported, 7(a)34
  • Jobs per approval8.5
  • Distinct 7(a) lenders active4
  • Distinct industries receiving approvals4
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer25.0 percent
  • Loans on real estate terms1
  • Loans on working capital terms, 120 months or shorter3
  • Franchise loans0
  • Franchise share of approvals0.0 percent
  • 504 approvals recorded1
  • 504 gross approval dollars$2.1 m
  • Average 504 approval$2,060,000
  • Median 504 approval$2,060,000
  • Distinct CDCs active1
  • 504 jobs per approval15.0
  • 504 jobs per million dollars approved7.3
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.4 m

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Switzerland County

SBA loan default and charge-off rates in Switzerland County

Do SBA loans in Switzerland County get paid back?

  • Loans with a final outcome recorded1
  • Paid in full1
  • Charged off0
  • Status: Paid in full1
  • Status: Exempt from disclosure2
  • Status: Cancelled1

Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Switzerland County

How large is Switzerland County?

  • Land area221 sq mi
  • Rank by land area among Indiana counties86th of 92
  • Width, east to west22.5 mi
  • Height, north to south16.8 mi
  • Geographies sharing a boundary6
  • Residents per square mile of land45
  • Establishments per square mile0.60

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Switzerland County

Flood risk in Switzerland County

  • Participation of the county's own NFIP community Switzerland County, unincorporated areasParticipating, community 180251
  • Communities in the county in the NFIP Community Status Book3
  • Of those, participating in the NFIP3
  • NFIP participation rate100.0 percent
  • Communities carrying a CRS class0
  • Radon levels in Switzerland County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2

The county's own community in the status book, unincorporated Switzerland County (community 180251), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Switzerland County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Switzerland County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Switzerland County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-20249,909
  • Households3,875
  • Average household size2.56
  • Median household income$65,343
  • Median age42.5

How a feasibility study works →

Common questions

Switzerland County questions, answered from the record.

How many people live in Switzerland County, Indiana?

The Census Bureau estimates 9,988 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,909, in 3,875 households, ranking 87th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Switzerland County's population growing?

The population has grown 2.40 percent since the 2020 census base of 9,754, to 9,988 on July 1, 2024. In 2024 there were 99 births against 157 deaths, with net migration of 82. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Switzerland County?

$65,343. The median owner-occupied home is valued at $175,800, which is 2.7 times income, and median gross rent is $758 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Switzerland County?

132 establishments, employing 1,406 people with an annual payroll of $47.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Switzerland County?

Retail trade is the largest private sector at 132 jobs, 7.9 percent of covered employment. Covered employment averages 1,662 jobs at an average annual pay of $41,058, or $790 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Switzerland County?

4 7(a) approvals totaling $1.4 m since FY2020, across 4 lenders, with a median approval of $195,000, plus 1 504 approvals worth $2.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Switzerland County?

80 housing units were authorized by permit in 2024, with a declared construction value of $4.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Switzerland County?

Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Switzerland County come from?

The largest single origin is Jefferson County, with 36 households. Arriving households report an average income of $50,154 against $45,601 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Switzerland County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Switzerland County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Switzerland County

Cities and places in Switzerland.

5 Census places lie wholly or partly in Switzerland County. All 5 carry enough published place level data for a page of their own and are linked.

Census places in Switzerland County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Switzerland County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Vevaytown1,7574Wholly in this county
LambCDP272None recordedWholly in this county
East EnterpriseCDP226None recordedWholly in this county
Patriottown183None recordedWholly in this county
FlorenceCDP58None recordedWholly in this county