HomeIndianaWayne CountyCambridge City town
Cambridge City town, Indiana: commercial real estate data.
Cambridge City town is a Census town of 1,657 people across 1.01 square miles of land, in Wayne County. Median household income is $51,071, 69.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.4 m.
76 sourced place values · tier FULL · 8 sections
Cambridge City
What Cambridge City is
- Census place typetown
- Land area1.01 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,644
- County holding the largest share of its areaWayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge City
How many people live in Cambridge City
- Population1,657
- Median age34.8
- Population under 18414
- Share under 1825.0 percent
- Population 65 and over308 plus or minus 65
- Share 65 and over18.6 percent
- Households742
- Family households453
- Share of households that are families61.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge City
Income and work in Cambridge City
- Median household income$51,071
- Per capita income$35,183 plus or minus $8,418
- Civilian labor force854
- Employed814
- Unemployed40 plus or minus 26
- Unemployment rate4.7 percent plus or minus 3.0
- Adults 25 and over1,076
- Adults 25 and over with a high school diploma or higher89.7 percent
- Adults 25 and over with a bachelor degree or higher15.8 percent plus or minus 4.4
- Adults 25 and over with a graduate degree2.6 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge City
Housing in Cambridge City
- Housing units876
- Occupied units742
- Vacant units134 plus or minus 59
- Vacancy rate15.3 percent plus or minus 6.4
- Owner occupied514
- Renter occupied228 plus or minus 60
- Ownership rate69.3 percent
- Median owner-occupied home value$103,100
- Median gross rent, monthly$788
- Annual rent as a share of median income18.5 percent
- Single family units784
- Share single family89.5 percent
- Units in buildings of two or more83 plus or minus 40
- Share in buildings of two or more9.5 percent plus or minus 4.4
- Mobile homes9 plus or minus 9
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge City
How Cambridge City gets to work
- Workers 16 and over who commute784
- Commuting under 15 minutes244 plus or minus 67
- Share commuting under 15 minutes31.1 percent plus or minus 7.3
- Commuting 30 minutes or more302 plus or minus 86
- Share commuting 30 minutes or more38.5 percent plus or minus 9.5
- Drove alone88.5 percent plus or minus 17.7
- Carpooled7.1 percent plus or minus 4.5
- Public transport0.0 percent
- Walked1.5 percent plus or minus 1.0
- Worked from home2.2 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge City
SBA 7(a) lending to Cambridge City borrowers
- Approvals2
- Gross approval$1,435,300
- Average approval$717,650
- Median approval$1,310,300
- Ninetieth percentile approval$1,310,300
- Largest approval$1,310,300
- Jobs supported20
- Jobs per approval10.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term192 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cambridge City
SBA 504 lending to Cambridge City borrowers
- Approvals2
- Gross approval$646,000
- Average approval$323,000
- Median approval$335,000
- Largest approval$335,000
- Jobs supported32
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wayne County, not Cambridge City
Wayne County context, not Cambridge City figures
These are Wayne County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cambridge City measurements.
- Establishments in Wayne County1,453
- Employment at those establishments, Wayne County25,774
- Covered employment, Wayne County29,736
- Average annual pay, Wayne County$51,067
- Average weekly wage, Wayne County$982
- Housing units permitted, Wayne County45
- Of those, single family, Wayne County41
- County product, 2024, Wayne County$3,814,557,000
- County product change over the prior year, Wayne County3.3 percent
- Average income of an arriving household, Wayne County$46,160
Every figure in this section is published for Wayne County as a whole and is not a measurement of Cambridge City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cambridge City questions, answered from the record.
How many people live in Cambridge City, Indiana?
1,657, in 742 households. Cambridge City town covers 1.01 square miles of land, which is 1,644 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cambridge City in?
Wayne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cambridge City?
$51,071. The median owner-occupied home is valued at $103,100. Median gross rent is $788 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cambridge City businesses?
2 7(a) approvals totalling $1.4 m, across 2 lenders, median approval $1,310,300, plus 2 504 approvals worth $646,000. These count approvals to borrowers whose address is in Cambridge City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cambridge City borrowers get paid back?
No rate is published for Cambridge City. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cambridge City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wayne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cambridge City.
Is zoning published for Cambridge City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.