White County, Indiana: commercial real estate data.
White County, Indiana had an estimated 24,833 residents on July 1, 2024, up 0.5 percent since the 2020 census base of 24,698, across 505 square miles. County output reached $1.51 bn in 2024, 589 establishments operate here, and the SBA record carries 11 7(a) approvals worth $5.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
White County
How many people live in White County
- Population, American Community Survey 2020-202424,717
- Households10,254
- Average household size2.41
- Median household income$67,303
- Median age42.8
- Median gross rent$901 per month
- Median owner-occupied home value$175,900
- Home value to household income2.6 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher19.2 percent
- Adults 25 and over with a graduate degree5.1 percent
- Adults 25 and over17,152
- Population under 185,705
- Share under 1823.1 percent
- Population 65 and over5,232
- Share 65 and over21.2 percent
- Working age population, 18 to 6413,780
- Civilian labor force12,037
- Unemployment rate3.5 percent
- Labor force participation, adults 18 and over63.3 percent
- Rank by population among Indiana counties62nd of 92
- Rank by population among US county-equivalents, Puerto Rico included1673rd of 3,222
White County is the 62nd largest of 92 Indiana counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 21.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
White County
Is White County's population growing?
- Population, July 1, 202424,833
- Census 2020 base population24,698
- Population change since the 2020 census base0.55 percent
- Population change, 2023 to 202458
- Births, 2024254
- Deaths, 2024249
- Natural change, 20245
- Net domestic migration, 2024-88
- Net international migration, 2024141
- Total net migration, 202453
- Cumulative net domestic migration, 2021 to 2024-56
- Rank by growth among US county-equivalents1632nd of 3,144
The county has grown 0.55 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
White County
Where are people moving to White County from?
- Tax returns filed by households arriving732
- People arriving, from those returns1,314
- Tax returns filed by households leaving719
- Net household movement13
- Adjusted gross income arriving$41.9 m
- Net adjusted gross income movement$4.6 m
- Average income of an arriving household$57,270
- Average income of a leaving household$51,880
- Largest single originTippecanoe County (176 households)
- Largest single destinationTippecanoe County (186 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tippecanoe County | 176 | 314 | $7.8 m |
| Carroll County | 95 | 171 | $5.4 m |
| Jasper County | 34 | 70 | $2.5 m |
| Cass County | 30 | 56 | $1.1 m |
| Pulaski County | 29 | 54 | $1.2 m |
| Lake County | 26 | 40 | $1.7 m |
| Marion County | 23 | 38 | $1.3 m |
| Will County | 20 | 31 | $1.7 m |
Households arriving report $5,390 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Tippecanoe County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
White County
What is the White County economy?
- County GDP, 2024$1.51 bn
- County GDP, 2023$1.52 bn
- GDP change, 2023 to 2024-0.5 percent
- GDP change over five years39.2 percent
- Rank by GDP among the Indiana areas BEA publishes57th of 92
- Rank by GDP among the US county areas BEA publishes1511th of 3,127
- GDP per resident$61,267
Output grew -0.5 percent in the latest year and 39.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
White County
Employment by industry in White County
- Covered employment, annual average8,815
- Establishments reporting706
- Average annual pay$48,614
- Average weekly wage$935
- Manufacturing, employment2,496
- Manufacturing, average annual pay$60,471
- Retail trade, employment1,043
- Retail trade, average annual pay$35,455
- Health care and social assistance, employment727
- Health care and social assistance, average annual pay$44,906
- Accommodation and food services, employment639
- Accommodation and food services, average annual pay$18,412
- Construction, employment300
- Wholesale trade, employment295
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,496 | 42 | $60,471 |
| Retail trade | 1,043 | 92 | $35,455 |
| Health care and social assistance | 727 | 38 | $44,906 |
| Accommodation and food services | 639 | 52 | $18,412 |
| Construction | 300 | 82 | $51,641 |
| Wholesale trade | 295 | 43 | $63,946 |
| Transportation and warehousing | 263 | 46 | $62,284 |
| Administrative and support and waste management services | 251 | 37 | $39,522 |
Manufacturing is the largest private sector at 2,496 jobs, 28.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
White County
How many businesses are in White County?
- Establishments, all industries589
- Employment at those establishments8,057
- Annual payroll$383.9 m
- Establishments per 1,000 residents23.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
White County
Building permits in White County
- Housing units authorized by permit, 202447
- Declared construction value permitted$17.2 m
- Single family units authorized47
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$365,134
- Units authorized per 1,000 households4.6
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
White County
SBA loans in White County (7(a) and 504)
- 7(a) approvals recorded11
- 7(a) gross approval dollars$5.5 m
- Average 7(a) approval$498,855
- Median 7(a) approval$200,000
- Largest single approval$1,175,000
- Jobs reported supported, 7(a)53
- Jobs per approval4.8
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals10
- Median 7(a) term179 months
- Share of loans on real estate terms, 240 months or longer27.3 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter5
- Franchise loans3
- Franchise share of approvals27.3 percent
- 504 approvals recorded10
- 504 gross approval dollars$5.1 m
- Average 504 approval$512,600
- Median 504 approval$238,000
- Distinct CDCs active4
- 504 jobs per approval4.7
- 504 jobs per million dollars approved9.2
- Most active CDCPremier Capital Corporation (4)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$10.6 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
White County
SBA loan default and charge-off rates in White County
Do SBA loans in White County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure9
- Status: Committed, not yet disbursed1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
White County
SBA lending by place in White County
- Borrower cities with recorded lending5
- Monticello, approvals5
- Brookston, approvals3
- Wolcott, approvals1
- Reynolds, approvals1
- Burnettsville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Monticello | 5 | $1,616,600 |
| Brookston | 3 | $1,457,000 |
| Wolcott | 1 | $1,175,000 |
| Reynolds | 1 | $1,150,000 |
| Burnettsville | 1 | $88,800 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
White County
How large is White County?
- Land area505 sq mi
- Rank by land area among Indiana counties9th of 92
- Width, east to west27.2 mi
- Height, north to south24.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land49
- Establishments per square mile1.17
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
White County
Flood risk in White County
- Participation of the county's own NFIP community White County, unincorporated areasParticipating, community 180447
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in White County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated White County (community 180447), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places White County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a White County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a White County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202424,717
- Households10,254
- Average household size2.41
- Median household income$67,303
- Median age42.8
Common questions
White County questions, answered from the record.
How many people live in White County, Indiana?
The Census Bureau estimates 24,833 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 24,717, in 10,254 households, ranking 62nd of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is White County's population growing?
The population has grown 0.55 percent since the 2020 census base of 24,698, to 24,833 on July 1, 2024. In 2024 there were 254 births against 249 deaths, with net migration of 53. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in White County?
$67,303. The median owner-occupied home is valued at $175,900, which is 2.6 times income, and median gross rent is $901 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in White County?
589 establishments, employing 8,057 people with an annual payroll of $383.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in White County?
Manufacturing is the largest private sector at 2,496 jobs, 28.3 percent of covered employment. Covered employment averages 8,815 jobs at an average annual pay of $48,614, or $935 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in White County?
11 7(a) approvals totaling $5.5 m since FY2020, across 9 lenders, with a median approval of $200,000, plus 10 504 approvals worth $5.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in White County?
47 housing units were authorized by permit in 2024, with a declared construction value of $17.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for White County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to White County come from?
The largest single origin is Tippecanoe County, with 176 households. Arriving households report an average income of $57,270 against $51,880 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for White County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for White County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
White County
Cities and places in White.
10 Census places lie wholly or partly in White County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Monticello | city | 5,496 | 5 | Wholly in this county |
| Monon | town | 2,091 | None recorded | Wholly in this county |
| Brookston | town | 1,530 | 3 | Wholly in this county |
| Wolcott | town | 1,033 | 1 | Wholly in this county |
| Buffalo | CDP | 947 | None recorded | Wholly in this county |
| Reynolds | town | 718 | 1 | Wholly in this county |
| Chalmers | town | 526 | None recorded | Wholly in this county |
| Idaville | CDP | 399 | None recorded | Wholly in this county |
| Burnettsville | town | 307 | 1 | Wholly in this county |
| Norway | CDP | 282 | None recorded | Wholly in this county |
Nearby