HomeKansasChase CountyCottonwood Falls
Cottonwood Falls, Kansas: commercial real estate data.
Cottonwood Falls is a Census city of 1,041 people across 0.64 square miles of land, in Chase County. Median household income is $50,750, 84.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $10,300 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cottonwood Falls
What Cottonwood Falls is
- Census place typecity
- Land area0.64 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,616
- County holding the largest share of its areaChase County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood Falls
How many people live in Cottonwood Falls
- Population1,041
- Median age40.2
- Population under 18189 plus or minus 47
- Share under 1818.2 percent plus or minus 3.8
- Population 65 and over257 plus or minus 80
- Share 65 and over24.7 percent plus or minus 6.9
- Households420
- Family households211 plus or minus 46
- Share of households that are families50.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood Falls
Income and work in Cottonwood Falls
- Median household income$50,750
- Per capita income$26,871
- Civilian labor force487
- Employed479
- Unemployed8 plus or minus 13
- Unemployment rate1.6 percent plus or minus 2.7
- Adults 25 and over793
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher23.0 percent plus or minus 5.8
- Adults 25 and over with a graduate degree3.2 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood Falls
Housing in Cottonwood Falls
- Housing units499
- Occupied units420
- Vacant units79 plus or minus 36
- Vacancy rate15.8 percent plus or minus 6.8
- Owner occupied354 plus or minus 82
- Renter occupied66 plus or minus 29
- Ownership rate84.3 percent
- Median owner-occupied home value$85,100
- Median gross rent, monthly$838
- Annual rent as a share of median income19.8 percent plus or minus 4.2
- Single family units449
- Share single family90.0 percent
- Units in buildings of two or more16 plus or minus 15
- Share in buildings of two or more3.2 percent plus or minus 3.0
- Mobile homes34 plus or minus 22
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood Falls
How Cottonwood Falls gets to work
- Workers 16 and over who commute437
- Commuting under 15 minutes161 plus or minus 51
- Share commuting under 15 minutes36.8 percent plus or minus 9.9
- Commuting 30 minutes or more91 plus or minus 33
- Share commuting 30 minutes or more20.8 percent plus or minus 6.8
- Drove alone80.6 percent
- Carpooled8.3 percent plus or minus 6.9
- Public transport0.0 percent
- Walked4.0 percent plus or minus 2.9
- Worked from home7.0 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood Falls
SBA loans in Cottonwood Falls (7(a))
- Approvals1
- Gross approval$10,300
- Average approval$10,300
- Median approval$10,300
- Largest approval$10,300
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Cottonwood Falls, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cottonwood Falls
Flood risk in Cottonwood Falls
- NFIP communityCity of Cottonwood Falls
- NFIP community number200486
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/22/22
The City of Cottonwood Falls participates in the National Flood Insurance Program as community 200486 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chase County, not Cottonwood Falls
Chase County context, not Cottonwood Falls figures
- Establishments in Chase County60
- Covered employment, Chase County777
- Average annual pay, Chase County$43,605
- Housing units permitted, Chase County4
Every figure in this section is published for Chase County as a whole and is not a measurement of Cottonwood Falls.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cottonwood Falls questions, answered from the record.
How many people live in Cottonwood Falls, Kansas?
1,041, in 420 households. Cottonwood Falls city covers 0.64 square miles of land, which is 1,616 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cottonwood Falls in?
Chase County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cottonwood Falls?
$50,750. The median owner-occupied home is valued at $85,100. Median gross rent is $838 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cottonwood Falls businesses?
1 7(a) approvals totaling $10,300 since FY2020, across 1 lenders, median approval $10,300. These count approvals to borrowers whose address is in Cottonwood Falls, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cottonwood Falls borrowers get paid back?
No rate is published for Cottonwood Falls. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cottonwood Falls in the National Flood Insurance Program?
Yes. Cottonwood Falls appears in the FEMA Community Status Book as Cottonwood Falls, city of, community 200486, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cottonwood Falls figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chase County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cottonwood Falls.
Is zoning published for Cottonwood Falls?
No. Nothing on this page presents parcel level zoning.
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