HomeKansasClay CountyClay Center
Clay Center, Kansas: commercial real estate data.
Clay Center is a Census city of 4,132 people across 3.19 square miles of land, in Clay County. Median household income is $62,695, 66.3 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $5.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clay Center
What Clay Center is
- Census place typecity
- Land area3.19 sq mi
- Water area0 sq mi
- Population per square mile of land1,295
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay Center
How many people live in Clay Center
- Population4,132
- Median age42.3
- Population under 18996
- Share under 1824.1 percent
- Population 65 and over989
- Share 65 and over23.9 percent
- Households1,809
- Family households1,230
- Share of households that are families68.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay Center
Income and work in Clay Center
- Median household income$62,695
- Per capita income$32,985
- Civilian labor force1,699
- Employed1,680
- Unemployed19 plus or minus 21
- Unemployment rate1.1 percent plus or minus 1.2
- Adults 25 and over2,798
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher23.4 percent plus or minus 6.2
- Adults 25 and over with a graduate degree9.2 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay Center
Housing in Clay Center
- Housing units1,964
- Occupied units1,809
- Vacant units155 plus or minus 102
- Vacancy rate7.9 percent plus or minus 5.2
- Owner occupied1,200
- Renter occupied609 plus or minus 156
- Ownership rate66.3 percent
- Median owner-occupied home value$143,600
- Median gross rent, monthly$983
- Annual rent as a share of median income18.8 percent plus or minus 4.5
- Single family units1,705
- Share single family86.8 percent
- Units in buildings of two or more234 plus or minus 107
- Share in buildings of two or more11.9 percent plus or minus 5.4
- Mobile homes25 plus or minus 32
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay Center
How Clay Center gets to work
- Workers 16 and over who commute1,541
- Commuting under 15 minutes993 plus or minus 218
- Share commuting under 15 minutes64.4 percent
- Commuting 30 minutes or more484 plus or minus 160
- Share commuting 30 minutes or more31.4 percent plus or minus 9.4
- Drove alone84.4 percent
- Carpooled5.7 percent plus or minus 3.1
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.4
- Worked from home7.7 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clay Center
SBA loans in Clay Center (7(a))
- Approvals3
- Gross approval$5,427,500
- Average approval$1,809,167
- Median approval$2,366,500
- Largest approval$2,385,000
- Jobs supported36
- Jobs per approval12.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises33.3 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Clay Center, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clay Center
Flood risk in Clay Center
- NFIP communityCity of Clay Center
- NFIP community number200053
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/05/14(M)
The City of Clay Center participates in the National Flood Insurance Program as community 200053 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clay County, not Clay Center
Clay County context, not Clay Center figures
- Establishments in Clay County261
- Covered employment, Clay County2,926
- Average annual pay, Clay County$40,138
- Housing units permitted, Clay County28
Every figure in this section is published for Clay County as a whole and is not a measurement of Clay Center.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Clay Center questions, answered from the record.
How many people live in Clay Center, Kansas?
4,132, in 1,809 households. Clay Center city covers 3.19 square miles of land, which is 1,295 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clay Center in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clay Center?
$62,695. The median owner-occupied home is valued at $143,600. Median gross rent is $983 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clay Center businesses?
3 7(a) approvals totaling $5.4 m since FY2020, across 3 lenders, median approval $2,366,500. These count approvals to borrowers whose address is in Clay Center, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clay Center borrowers get paid back?
No rate is published for Clay Center. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Clay Center in the National Flood Insurance Program?
Yes. Clay Center appears in the FEMA Community Status Book as Clay Center, city of, community 200053, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clay Center figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clay Center.
Is zoning published for Clay Center?
No. Nothing on this page presents parcel level zoning.
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