HomeKansasCloud CountyConcordia
Concordia, Kansas: commercial real estate data.
Concordia is a Census city of 5,015 people across 4.50 square miles of land, in Cloud County. Median household income is $51,138, 66.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $500,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Concordia
What Concordia is
- Census place typecity
- Land area4.5 sq mi
- Water area0 sq mi
- Population per square mile of land1,114
- County holding the largest share of its areaCloud County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concordia
How many people live in Concordia
- Population5,015
- Median age36.0
- Population under 181,154
- Share under 1823.0 percent
- Population 65 and over934
- Share 65 and over18.6 percent
- Households2,127
- Family households1,195
- Share of households that are families56.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concordia
Income and work in Concordia
- Median household income$51,138 plus or minus $12,274
- Per capita income$26,644
- Civilian labor force2,585
- Employed2,502
- Unemployed83 plus or minus 61
- Unemployment rate3.2 percent plus or minus 2.3
- Adults 25 and over3,229
- Adults 25 and over with a high school diploma or higher93.8 percent
- Adults 25 and over with a bachelor degree or higher20.4 percent plus or minus 5.6
- Adults 25 and over with a graduate degree6.5 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concordia
Housing in Concordia
- Housing units2,489
- Occupied units2,127
- Vacant units362 plus or minus 150
- Vacancy rate14.5 percent plus or minus 6.0
- Owner occupied1,414
- Renter occupied713 plus or minus 149
- Ownership rate66.5 percent
- Median owner-occupied home value$102,600
- Median gross rent, monthly$808
- Annual rent as a share of median income19.0 percent plus or minus 5.2
- Single family units2,175
- Share single family87.4 percent
- Units in buildings of two or more301 plus or minus 117
- Share in buildings of two or more12.1 percent plus or minus 4.7
- Mobile homes13 plus or minus 20
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concordia
How Concordia gets to work
- Workers 16 and over who commute2,372
- Commuting under 15 minutes1,849
- Share commuting under 15 minutes78.0 percent
- Commuting 30 minutes or more293 plus or minus 100
- Share commuting 30 minutes or more12.4 percent plus or minus 4.1
- Drove alone82.1 percent
- Carpooled7.5 percent plus or minus 4.7
- Public transport0.7 percent plus or minus 0.9
- Walked4.2 percent plus or minus 2.7
- Worked from home4.0 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concordia
SBA loans in Concordia (7(a))
- Approvals1
- Gross approval$500,000
- Average approval$500,000
- Median approval$500,000
- Largest approval$500,000
- Jobs supported68
- Jobs per approval68.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Concordia, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Concordia
SBA loans in Concordia (504)
- Approvals2
- Gross approval$1,880,000
- Average approval$940,000
- Median approval$940,000
- Largest approval$956,000
- Jobs supported29
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Concordia, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Concordia
Flood risk in Concordia
- NFIP communityCity of Concordia
- NFIP community number200060
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/14(M)
The City of Concordia participates in the National Flood Insurance Program as community 200060 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cloud County, not Concordia
Cloud County context, not Concordia figures
- Establishments in Cloud County287
- Covered employment, Cloud County3,206
- Average annual pay, Cloud County$41,565
- Housing units permitted, Cloud County2
Every figure in this section is published for Cloud County as a whole and is not a measurement of Concordia.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Concordia questions, answered from the record.
How many people live in Concordia, Kansas?
5,015, in 2,127 households. Concordia city covers 4.50 square miles of land, which is 1,114 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Concordia in?
Cloud County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Concordia?
$51,138. The median owner-occupied home is valued at $102,600. Median gross rent is $808 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Concordia businesses?
1 7(a) approvals totaling $500,000 since FY2020, across 1 lenders, median approval $500,000, plus 2 504 approvals worth $1.9 m since FY2010. These count approvals to borrowers whose address is in Concordia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Concordia borrowers get paid back?
No rate is published for Concordia. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Concordia in the National Flood Insurance Program?
Yes. Concordia appears in the FEMA Community Status Book as Concordia, city of, community 200060, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Concordia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cloud County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Concordia.
Is zoning published for Concordia?
No. Nothing on this page presents parcel level zoning.
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