HomeKansasCowley CountyArkansas City
Arkansas City, Kansas: commercial real estate data.
Arkansas City is a Census city of 11,884 people across 9.32 square miles of land, in Cowley County. Median household income is $49,629, 56.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $5.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Arkansas City
What Arkansas City is
- Census place typecity
- Land area9.32 sq mi
- Water area0.04 sq mi
- Population per square mile of land1,275
- County holding the largest share of its areaCowley County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arkansas City
How many people live in Arkansas City
- Population11,884
- Median age37.1
- Population under 182,820
- Share under 1823.7 percent
- Population 65 and over1,935
- Share 65 and over16.3 percent
- Households4,799
- Family households2,756
- Share of households that are families57.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arkansas City
Income and work in Arkansas City
- Median household income$49,629
- Per capita income$27,382
- Civilian labor force5,378
- Employed5,230
- Unemployed148 plus or minus 55
- Unemployment rate2.8 percent plus or minus 1.0
- Adults 25 and over7,660
- Adults 25 and over with a high school diploma or higher89.0 percent
- Adults 25 and over with a bachelor degree or higher20.6 percent
- Adults 25 and over with a graduate degree8.0 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arkansas City
Housing in Arkansas City
- Housing units5,510
- Occupied units4,799
- Vacant units711 plus or minus 224
- Vacancy rate12.9 percent plus or minus 4.0
- Owner occupied2,712
- Renter occupied2,087
- Ownership rate56.5 percent
- Median owner-occupied home value$86,800
- Median gross rent, monthly$781
- Annual rent as a share of median income18.9 percent
- Single family units3,981
- Share single family72.3 percent
- Units in buildings of two or more1,335 plus or minus 320
- Share in buildings of two or more24.2 percent plus or minus 5.7
- Mobile homes194 plus or minus 121
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arkansas City
How Arkansas City gets to work
- Workers 16 and over who commute4,947
- Commuting under 15 minutes2,585
- Share commuting under 15 minutes52.3 percent
- Commuting 30 minutes or more873 plus or minus 216
- Share commuting 30 minutes or more17.6 percent plus or minus 4.2
- Drove alone76.2 percent
- Carpooled18.2 percent plus or minus 4.2
- Public transport0.3 percent plus or minus 0.4
- Walked1.3 percent plus or minus 1.0
- Worked from home3.0 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arkansas City
SBA loans in Arkansas City (7(a))
- Approvals3
- Gross approval$5,115,000
- Average approval$1,705,000
- Median approval$150,000
- Largest approval$4,945,000
- Jobs supported32
- Jobs per approval10.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises33.3 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Arkansas City, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Arkansas City
Flood risk in Arkansas City
- NFIP communityCity of Arkansas City
- NFIP community number200070
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date10/19/10
The City of Arkansas City participates in the National Flood Insurance Program as community 200070 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cowley County, not Arkansas City
Cowley County context, not Arkansas City figures
- Establishments in Cowley County719
- Covered employment, Cowley County13,041
- Average annual pay, Cowley County$49,217
- Housing units permitted, Cowley County41
Every figure in this section is published for Cowley County as a whole and is not a measurement of Arkansas City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Arkansas City questions, answered from the record.
How many people live in Arkansas City, Kansas?
11,884, in 4,799 households. Arkansas City city covers 9.32 square miles of land, which is 1,275 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Arkansas City in?
Cowley County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Arkansas City?
$49,629. The median owner-occupied home is valued at $86,800. Median gross rent is $781 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Arkansas City businesses?
3 7(a) approvals totaling $5.1 m since FY2020, across 3 lenders, median approval $150,000. These count approvals to borrowers whose address is in Arkansas City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Arkansas City borrowers get paid back?
No rate is published for Arkansas City. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Arkansas City in the National Flood Insurance Program?
Yes. Arkansas City appears in the FEMA Community Status Book as Arkansas City, city of, community 200070, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Arkansas City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cowley County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Arkansas City.
Is zoning published for Arkansas City?
No. Nothing on this page presents parcel level zoning.
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