HomeKansasDecatur CountyOberlin city
Oberlin city, Kansas: commercial real estate data.
Oberlin city is a Census city of 1,734 people across 1.91 square miles of land, in Decatur County. Median household income is $52,284, 76.9 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.4 m.
66 sourced place values · tier FULL · 7 sections
Oberlin
What Oberlin is
- Census place typecity
- Land area1.91 sq mi
- Water area0 sq mi
- Population per square mile of land908
- County holding the largest share of its areaDecatur County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oberlin
How many people live in Oberlin
- Population1,734
- Median age52.5
- Population under 18352 plus or minus 81
- Share under 1820.3 percent plus or minus 4.2
- Population 65 and over587
- Share 65 and over33.9 percent
- Households847
- Family households419
- Share of households that are families49.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oberlin
Income and work in Oberlin
- Median household income$52,284
- Per capita income$35,544
- Civilian labor force800
- Employed780
- Unemployed20 plus or minus 27
- Unemployment rate2.5 percent plus or minus 3.4
- Adults 25 and over1,365
- Adults 25 and over with a high school diploma or higher93.9 percent
- Adults 25 and over with a bachelor degree or higher32.2 percent plus or minus 7.5
- Adults 25 and over with a graduate degree7.6 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oberlin
Housing in Oberlin
- Housing units1,062
- Occupied units847
- Vacant units215 plus or minus 75
- Vacancy rate20.2 percent plus or minus 6.9
- Owner occupied651
- Renter occupied196 plus or minus 79
- Ownership rate76.9 percent
- Median owner-occupied home value$88,700
- Median gross rent, monthly$593 plus or minus $325
- Annual rent as a share of median income13.6 percent plus or minus 7.6
- Single family units988
- Share single family93.0 percent
- Units in buildings of two or more49 plus or minus 31
- Share in buildings of two or more4.6 percent plus or minus 2.9
- Mobile homes25 plus or minus 31
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oberlin
How Oberlin gets to work
- Workers 16 and over who commute631 plus or minus 127
- Commuting under 15 minutes446 plus or minus 103
- Share commuting under 15 minutes70.7 percent
- Commuting 30 minutes or more107 plus or minus 57
- Share commuting 30 minutes or more17.0 percent plus or minus 8.3
- Drove alone71.4 percent
- Carpooled2.8 percent plus or minus 2.3
- Public transport5.9 percent plus or minus 7.6
- Walked0.8 percent plus or minus 1.4
- Worked from home19.1 percent plus or minus 9.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oberlin
SBA 7(a) lending to Oberlin borrowers
- Approvals6
- Gross approval$1,396,700
- Average approval$232,783
- Median approval$165,700
- Ninetieth percentile approval$650,000
- Largest approval$650,000
- Jobs supported17
- Jobs per approval2.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Decatur County, not Oberlin
Decatur County context, not Oberlin figures
These are Decatur County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oberlin measurements.
- Establishments in Decatur County98
- Employment at those establishments, Decatur County549
- Covered employment, Decatur County877
- Average annual pay, Decatur County$38,309
- Average weekly wage, Decatur County$737
- Housing units permitted, Decatur County2
- Of those, single family, Decatur County2
- County product, 2024, Decatur County$222,462,000
- County product change over the prior year, Decatur County4.3 percent
- Average income of an arriving household, Decatur County$49,738
Every figure in this section is published for Decatur County as a whole and is not a measurement of Oberlin. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oberlin questions, answered from the record.
How many people live in Oberlin, Kansas?
1,734, in 847 households. Oberlin city covers 1.91 square miles of land, which is 908 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oberlin in?
Decatur County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oberlin?
$52,284. The median owner-occupied home is valued at $88,700. Median gross rent is $593 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oberlin businesses?
6 7(a) approvals totalling $1.4 m, across 2 lenders, median approval $165,700. These count approvals to borrowers whose address is in Oberlin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oberlin borrowers get paid back?
No rate is published for Oberlin. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Oberlin figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Decatur County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oberlin.
Is zoning published for Oberlin?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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