Hays, Kansas: commercial real estate data.
Hays is a Census city of 21,143 people across 8.74 square miles of land, in Ellis County. Median household income is $58,459, 58.5 percent of occupied homes are owned, and the SBA record carries 102 7(a) approvals to borrowers here worth $31.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hays
What Hays is
- Census place typecity
- Land area8.74 sq mi
- Water area0 sq mi
- Population per square mile of land2,419
- County holding the largest share of its areaEllis County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hays
How many people live in Hays
- Population21,143
- Median age30.2
- Population under 183,902
- Share under 1818.5 percent
- Population 65 and over3,332
- Share 65 and over15.8 percent
- Households9,003
- Family households4,656
- Share of households that are families51.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hays
Income and work in Hays
- Median household income$58,459
- Per capita income$33,657
- Civilian labor force12,567
- Employed12,118
- Unemployed449 plus or minus 177
- Unemployment rate3.6 percent plus or minus 1.4
- Adults 25 and over12,132
- Adults 25 and over with a high school diploma or higher94.3 percent
- Adults 25 and over with a bachelor degree or higher42.7 percent
- Adults 25 and over with a graduate degree16.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hays
Housing in Hays
- Housing units9,702
- Occupied units9,003
- Vacant units699 plus or minus 223
- Vacancy rate7.2 percent plus or minus 2.3
- Owner occupied5,266
- Renter occupied3,737
- Ownership rate58.5 percent
- Median owner-occupied home value$225,500
- Median gross rent, monthly$922
- Annual rent as a share of median income18.9 percent
- Single family units6,761
- Share single family69.7 percent
- Units in buildings of two or more2,634
- Share in buildings of two or more27.1 percent
- Mobile homes307 plus or minus 144
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hays
How Hays gets to work
- Workers 16 and over who commute11,304
- Commuting under 15 minutes9,248
- Share commuting under 15 minutes81.8 percent
- Commuting 30 minutes or more650 plus or minus 227
- Share commuting 30 minutes or more5.8 percent plus or minus 2.0
- Drove alone77.1 percent
- Carpooled6.7 percent plus or minus 1.6
- Public transport0.0 percent
- Walked9.9 percent plus or minus 2.5
- Worked from home5.2 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hays
SBA loans in Hays (7(a))
- Approvals102
- Gross approval$31,831,300
- Average approval$312,072
- Median approval$102,850
- Ninetieth percentile approval$713,900
- Largest approval$2,900,000
- Jobs supported1,039
- Jobs per approval10.2
- Loans with a final outcome49
- Paid in full49
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term72 months
- Share on real estate terms of 20 years or more18.6 percent
- Share to franchises4.9 percent
- Distinct lenders12
- Distinct industries by NAICS50
Counted by borrower city: approvals to borrowers whose address is in Hays, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hays
SBA loans in Hays (504)
- Approvals18
- Gross approval$7,631,000
- Average approval$423,944
- Median approval$287,500
- Largest approval$2,000,000
- Jobs supported100
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Hays, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hays
Flood risk in Hays
- NFIP communityCity of Hays
- NFIP community number200096
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date06/15/22
The City of Hays participates in the National Flood Insurance Program as community 200096 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ellis County, not Hays
Ellis County context, not Hays figures
- Establishments in Ellis County1,110
- Covered employment, Ellis County15,487
- Average annual pay, Ellis County$47,061
- Housing units permitted, Ellis County36
Every figure in this section is published for Ellis County as a whole and is not a measurement of Hays.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Hays questions, answered from the record.
How many people live in Hays, Kansas?
21,143, in 9,003 households. Hays city covers 8.74 square miles of land, which is 2,419 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hays in?
Ellis County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hays?
$58,459. The median owner-occupied home is valued at $225,500. Median gross rent is $922 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hays businesses?
102 7(a) approvals totaling $31.8 m since FY2020, across 12 lenders, median approval $102,850, plus 18 504 approvals worth $7.6 m since FY2010. These count approvals to borrowers whose address is in Hays, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hays borrowers get paid back?
Of the 49 loans that have reached a final outcome, 49 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Hays in the National Flood Insurance Program?
Yes. Hays appears in the FEMA Community Status Book as Hays, city of, community 200096, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hays figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ellis County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hays.
Is zoning published for Hays?
No. Nothing on this page presents parcel level zoning.
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