HomeKansasFinney CountyGarden City
Garden City, Kansas: commercial real estate data.
Garden City is a Census city of 27,819 people across 11.20 square miles of land, in Finney County. Median household income is $72,865, 60.2 percent of occupied homes are owned, and the SBA record carries 47 7(a) approvals to borrowers here worth $28.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Garden City
What Garden City is
- Census place typecity
- Land area11.2 sq mi
- Water area0.02 sq mi
- Population per square mile of land2,483
- County holding the largest share of its areaFinney County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
How many people live in Garden City
- Population27,819
- Median age31.6
- Population under 187,844
- Share under 1828.2 percent
- Population 65 and over3,434
- Share 65 and over12.3 percent
- Households9,941
- Family households6,645
- Share of households that are families66.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
Income and work in Garden City
- Median household income$72,865
- Per capita income$32,458
- Civilian labor force14,443
- Employed14,055
- Unemployed388 plus or minus 170
- Unemployment rate2.7 percent plus or minus 1.2
- Adults 25 and over16,870
- Adults 25 and over with a high school diploma or higher68.9 percent
- Adults 25 and over with a bachelor degree or higher17.5 percent
- Adults 25 and over with a graduate degree5.5 percent plus or minus 1.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
Housing in Garden City
- Housing units10,798
- Occupied units9,941
- Vacant units857 plus or minus 228
- Vacancy rate7.9 percent plus or minus 2.1
- Owner occupied5,985
- Renter occupied3,956
- Ownership rate60.2 percent
- Median owner-occupied home value$192,000
- Median gross rent, monthly$1,052
- Annual rent as a share of median income17.3 percent
- Single family units6,813
- Share single family63.1 percent
- Units in buildings of two or more3,137
- Share in buildings of two or more29.1 percent
- Mobile homes848 plus or minus 183
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
How Garden City gets to work
- Workers 16 and over who commute13,465
- Commuting under 15 minutes7,838
- Share commuting under 15 minutes58.2 percent
- Commuting 30 minutes or more1,379
- Share commuting 30 minutes or more10.2 percent
- Drove alone80.3 percent
- Carpooled14.9 percent
- Public transport0.2 percent plus or minus 0.2
- Walked1.2 percent plus or minus 0.7
- Worked from home2.5 percent plus or minus 0.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
SBA loans in Garden City (7(a))
- Approvals47
- Gross approval$28,899,400
- Average approval$614,881
- Median approval$250,000
- Ninetieth percentile approval$1,486,660
- Largest approval$4,150,000
- Jobs supported732
- Jobs per approval15.6
- Loans with a final outcome19
- Paid in full18
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more19.1 percent
- Share to franchises4.3 percent
- Distinct lenders5
- Distinct industries by NAICS32
Counted by borrower city: approvals to borrowers whose address is in Garden City, in any county, FY2020 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garden City
SBA loans in Garden City (504)
- Approvals7
- Gross approval$5,454,000
- Average approval$779,143
- Median approval$461,000
- Largest approval$2,189,000
- Jobs supported105
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Garden City, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Garden City
Flood risk in Garden City
- NFIP communityCity of Garden City
- NFIP community number205186
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/25/09
The City of Garden City participates in the National Flood Insurance Program as community 205186 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Finney County, not Garden City
Finney County context, not Garden City figures
- Establishments in Finney County1,044
- Covered employment, Finney County20,496
- Average annual pay, Finney County$51,345
- Housing units permitted, Finney County35
Every figure in this section is published for Finney County as a whole and is not a measurement of Garden City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Garden City questions, answered from the record.
How many people live in Garden City, Kansas?
27,819, in 9,941 households. Garden City city covers 11.20 square miles of land, which is 2,483 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garden City in?
Finney County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garden City?
$72,865. The median owner-occupied home is valued at $192,000. Median gross rent is $1,052 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garden City businesses?
47 7(a) approvals totaling $28.9 m since FY2020, across 5 lenders, median approval $250,000, plus 7 504 approvals worth $5.5 m since FY2010. These count approvals to borrowers whose address is in Garden City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garden City borrowers get paid back?
No rate is published for Garden City. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Garden City in the National Flood Insurance Program?
Yes. Garden City appears in the FEMA Community Status Book as Garden City, city of, community 205186, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Garden City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Finney County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garden City.
Is zoning published for Garden City?
No. Nothing on this page presents parcel level zoning.