HomeKansasJohnson CountyGardner city
Gardner city, Kansas: commercial real estate data.
Gardner city is a Census city of 24,526 people across 14.57 square miles of land, in Johnson County. Median household income is $96,818, 67.6 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $6.9 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Gardner
What Gardner is
- Census place typecity
- Land area14.57 sq mi
- Water area0.1 sq mi
- Population per square mile of land1,683
- County holding the largest share of its areaJohnson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gardner
How many people live in Gardner
- Population24,526
- Median age30.7
- Population under 187,690
- Share under 1831.4 percent
- Population 65 and over2,049
- Share 65 and over8.4 percent
- Households8,288
- Family households6,102
- Share of households that are families73.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gardner
Income and work in Gardner
- Median household income$96,818
- Per capita income$37,845
- Civilian labor force13,782
- Employed13,253
- Unemployed529 plus or minus 192
- Unemployment rate3.8 percent plus or minus 1.4
- Adults 25 and over14,856
- Adults 25 and over with a high school diploma or higher95.6 percent
- Adults 25 and over with a bachelor degree or higher32.0 percent
- Adults 25 and over with a graduate degree10.2 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gardner
Housing in Gardner
- Housing units8,472
- Occupied units8,288
- Vacant units184 plus or minus 105
- Vacancy rate2.2 percent plus or minus 1.2
- Owner occupied5,603
- Renter occupied2,685
- Ownership rate67.6 percent
- Median owner-occupied home value$306,200
- Median gross rent, monthly$1,306
- Annual rent as a share of median income16.2 percent
- Single family units6,539
- Share single family77.2 percent
- Units in buildings of two or more1,432
- Share in buildings of two or more16.9 percent
- Mobile homes501 plus or minus 129
- Median year structure built2003
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gardner
How Gardner gets to work
- Workers 16 and over who commute11,306
- Commuting under 15 minutes3,563
- Share commuting under 15 minutes31.5 percent
- Commuting 30 minutes or more3,489
- Share commuting 30 minutes or more30.9 percent
- Drove alone77.6 percent
- Carpooled7.3 percent plus or minus 2.5
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.4
- Worked from home13.7 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gardner
SBA loans in Gardner (7(a))
- Approvals25
- Gross approval$6,926,600
- Average approval$277,064
- Median approval$129,500
- Ninetieth percentile approval$645,100
- Largest approval$1,355,000
- Jobs supported238
- Jobs per approval9.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.0 percent
- Share to franchises0.0 percent
- Distinct lenders14
- Distinct industries by NAICS18
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gardner
SBA loans in Gardner (504)
- Approvals4
- Gross approval$1,463,000
- Average approval$365,750
- Median approval$400,000
- Largest approval$655,000
- Jobs supported79
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Johnson County, not Gardner
Johnson County context, not Gardner figures
These are Johnson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gardner measurements.
- Establishments in Johnson County18,999
- Employment at those establishments, Johnson County352,238
- Covered employment, Johnson County370,992
- Average annual pay, Johnson County$75,090
- Average weekly wage, Johnson County$1,444
- Housing units permitted, Johnson County2,714
- Of those, single family, Johnson County1,733
- County product, 2024, Johnson County$67,012,163,000
- County product change over the prior year, Johnson County3.0 percent
- Average income of an arriving household, Johnson County$84,785
Every figure in this section is published for Johnson County as a whole and is not a measurement of Gardner. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gardner questions, answered from the record.
How many people live in Gardner, Kansas?
24,526, in 8,288 households. Gardner city covers 14.57 square miles of land, which is 1,683 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gardner in?
Johnson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gardner?
$96,818. The median owner-occupied home is valued at $306,200. Median gross rent is $1,306 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gardner businesses?
25 7(a) approvals totalling $6.9 m, across 14 lenders, median approval $129,500, plus 4 504 approvals worth $1.5 m. These count approvals to borrowers whose address is in Gardner, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gardner borrowers get paid back?
No rate is published for Gardner. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Gardner figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Johnson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gardner.
Is zoning published for Gardner?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.