HomeKansasJohnson CountyGardner
Gardner, Kansas: commercial real estate data.
Gardner is a Census city of 24,526 people across 14.57 square miles of land, in Johnson County. Median household income is $96,818, 67.6 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $6.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gardner
What Gardner is
- Census place typecity
- Land area14.57 sq mi
- Water area0.1 sq mi
- Population per square mile of land1,683
- County holding the largest share of its areaJohnson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gardner
How many people live in Gardner
- Population24,526
- Median age30.7
- Population under 187,690
- Share under 1831.4 percent
- Population 65 and over2,049
- Share 65 and over8.4 percent
- Households8,288
- Family households6,102
- Share of households that are families73.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gardner
Income and work in Gardner
- Median household income$96,818
- Per capita income$37,845
- Civilian labor force13,782
- Employed13,253
- Unemployed529 plus or minus 192
- Unemployment rate3.8 percent plus or minus 1.4
- Adults 25 and over14,856
- Adults 25 and over with a high school diploma or higher95.6 percent
- Adults 25 and over with a bachelor degree or higher32.0 percent
- Adults 25 and over with a graduate degree10.2 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gardner
Housing in Gardner
- Housing units8,472
- Occupied units8,288
- Vacant units184 plus or minus 105
- Vacancy rate2.2 percent plus or minus 1.2
- Owner occupied5,603
- Renter occupied2,685
- Ownership rate67.6 percent
- Median owner-occupied home value$306,200
- Median gross rent, monthly$1,306
- Annual rent as a share of median income16.2 percent
- Single family units6,539
- Share single family77.2 percent
- Units in buildings of two or more1,432
- Share in buildings of two or more16.9 percent
- Mobile homes501 plus or minus 129
- Median year structure built2003
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gardner
How Gardner gets to work
- Workers 16 and over who commute11,306
- Commuting under 15 minutes3,563
- Share commuting under 15 minutes31.5 percent
- Commuting 30 minutes or more3,489
- Share commuting 30 minutes or more30.9 percent
- Drove alone77.6 percent
- Carpooled7.3 percent plus or minus 2.5
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.4
- Worked from home13.7 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gardner
SBA loans in Gardner (7(a))
- Approvals25
- Gross approval$6,926,600
- Average approval$277,064
- Median approval$129,500
- Ninetieth percentile approval$639,060
- Largest approval$1,355,000
- Jobs supported238
- Jobs per approval9.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.0 percent
- Share to franchises0.0 percent
- Distinct lenders14
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Gardner, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gardner
SBA loans in Gardner (504)
- Approvals4
- Gross approval$1,463,000
- Average approval$365,750
- Median approval$309,000
- Largest approval$655,000
- Jobs supported79
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Gardner, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gardner
Flood risk in Gardner
- NFIP communityCity of Gardner
- NFIP community number200164
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/03/09
The City of Gardner participates in the National Flood Insurance Program as community 200164 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Johnson County, not Gardner
Johnson County context, not Gardner figures
- Establishments in Johnson County18,999
- Covered employment, Johnson County370,992
- Average annual pay, Johnson County$75,090
- Housing units permitted, Johnson County2,714
Every figure in this section is published for Johnson County as a whole and is not a measurement of Gardner.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Gardner questions, answered from the record.
How many people live in Gardner, Kansas?
24,526, in 8,288 households. Gardner city covers 14.57 square miles of land, which is 1,683 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gardner in?
Johnson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gardner?
$96,818. The median owner-occupied home is valued at $306,200. Median gross rent is $1,306 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gardner businesses?
25 7(a) approvals totaling $6.9 m since FY2020, across 14 lenders, median approval $129,500, plus 4 504 approvals worth $1.5 m since FY2010. These count approvals to borrowers whose address is in Gardner, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gardner borrowers get paid back?
No rate is published for Gardner. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Gardner in the National Flood Insurance Program?
Yes. Gardner appears in the FEMA Community Status Book as Gardner, city of, community 200164, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gardner figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Johnson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gardner.
Is zoning published for Gardner?
No. Nothing on this page presents parcel level zoning.