Kearny County, Kansas: commercial real estate data.
Kearny County, Kansas has a population of 3,864 across 871 square miles, down 4.3 percent since the 2020 census base. County output reached $265.4 m in 2024, 83 establishments operate here, and the SBA record carries 7 7(a) approvals worth $1.4 m.
103 sourced county values · tier FULL · 11 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Kearny County
How many people live in Kearny County
- Population3,864
- Households1,427
- Average household size2.71
- Median household income$89,135
- Median age37.1
- Median gross rent$1,056 per month
- Median owner-occupied home value$200,900
- Home value to household income2.3 times
- Annual rent as a share of median income14.2 percent
- Adults 25 and over with a bachelor degree or higher19.4 percent
- Adults 25 and over with a graduate degree6.2 percent
- Adults 25 and over2,512
- Population under 181,099
- Share under 1828.4 percent
- Population 65 and over703
- Share 65 and over18.2 percent
- Working age population, 18 to 642,062
- Civilian labor force1,808
- Unemployment rate2.2 percent
- Labor force participation, adults 18 and over65.4 percent
- Rank by population among Kansas counties74th of 105
- Rank by population among US county-equivalents2975th
Kearny County is the 74th largest of 105 Kansas counties by population. A median home costs 2.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 28.4 percent against 18.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Kearny County
Is Kearny County's population growing?
- Population change since the 2020 census base-4.32 percent
- Census 2020 base population3,980
- Births, 202455
- Deaths, 202447
- Natural change, 20248
- Net domestic migration, 2024-16
- Net international migration, 202414
- Total net migration, 2024-2
- Cumulative net domestic migration, 2021 to 2024-234
- Rank by growth among US county-equivalents2930th
The county has lost 4.32 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Kearny County
Where are people moving to Kearny County from?
- Tax returns filed by households arriving59
- People arriving, from those returns110
- Adjusted gross income arriving$2.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$41,661
- Largest single originKearny County Non-migrants (1,326 households)
- Largest single destination (1,326 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Kearny County Non-migrants | 1,326 | 3,050 | $104.9 m |
| Finney County | 32 | 56 | $1.1 m |
| Other flows - Same State | 27 | 54 | $1.4 m |
The largest single source of arrivals is Kearny County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Kearny County
What is the Kearny County economy?
- County GDP, 2024$265.4 m
- County GDP, 2023$289.4 m
- GDP change, 2023 to 2024-8.3 percent
- GDP change over five years30.6 percent
- Rank by GDP among Kansas counties74th
- Rank by GDP among US county-equivalents2772nd
- GDP per resident$68,676
Output grew -8.3 percent in the latest year and 30.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Kearny County
Largest employers in Kearny County
- Covered employment, annual average1,561
- Establishments reporting147
- Average annual pay$47,852
- Average weekly wage$920
- Sector 44-45, employment104
- Sector 44-45, average annual pay$25,253
- Sector 52, employment69
- Sector 52, average annual pay$68,469
- Sector 72, employment57
- Sector 72, average annual pay$13,169
- Sector 48-49, employment39
- Sector 48-49, average annual pay$53,793
- Sector 56, employment38
- Sector 54, employment8
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 104 | 14 | $25,253 |
| Sector 52 | 69 | 7 | $68,469 |
| Sector 72 | 57 | 9 | $13,169 |
| Sector 48-49 | 39 | 10 | $53,793 |
| Sector 56 | 38 | 7 | $73,937 |
| Sector 54 | 8 | 4 | $40,885 |
| Sector 53 | 5 | 4 | $26,693 |
The largest sector is the biggest private employer group at 104 jobs, 6.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Kearny County
How many businesses are in Kearny County?
- Establishments, all industries83
- Employment at those establishments692
- Annual payroll$35.9 m
- Establishments per 1,000 residents21.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Kearny County
Building permits in Kearny County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Kearny County
SBA loans in Kearny County (7(a) and 504)
- 7(a) approvals recorded7
- 7(a) gross approval dollars$1.4 m
- Average 7(a) approval$197,529
- Median 7(a) approval$52,500
- 10th percentile approval$23,100
- 90th percentile approval$645,000
- Largest single approval$645,000
- Jobs reported supported, 7(a)27
- Jobs per approval3.9
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals5
- Median 7(a) term60 months
- Share of loans on real estate terms, 240 months or longer14.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter6
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Freight Trucking, Local (2)
- Most active lenderKCB Bank (3)
The average approval of $197,529 sits well above the median of $52,500, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 14.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kearny County
SBA loan default and charge-off rates in Kearny County
Do SBA loans in Kearny County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Exempt from disclosure3
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kearny County
SBA lending by place in Kearny County
- Places in the county with recorded lending2
- LAKIN, approvals6
- DEERFIELD, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LAKIN | 6 | $1,348,700 |
| DEERFIELD | 1 | $34,000 |
LAKIN accounts for 6 approvals against 1 in DEERFIELD. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kearny County
How large is Kearny County?
- Land area871 sq mi
- Rank by land area among Kansas counties38th of 105
- Width, east to west24.7 mi
- Height, north to south36.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land4
- Establishments per square mile0.10
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Kearny County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Kearny County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population3,864
- Households1,427
- Average household size2.71
- Median household income$89,135
- Median age37.1
Common questions
Kearny County questions, answered from the record.
How many people live in Kearny County, Kansas?
3,864, in 1,427 households, ranking 74th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Kearny County's population growing?
The population has fallen 4.32 percent since the 2020 census base. In 2024 there were 55 births against 47 deaths, with net migration of -2. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Kearny County?
$89,135. The median owner-occupied home is valued at $200,900, which is 2.3 times income, and median gross rent is $1,056 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Kearny County?
83 establishments, employing 692 people with an annual payroll of $35.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Kearny County?
Average annual pay is $47,852, or $920 a week, across 1,561 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Kearny County?
7 7(a) approvals totalling $1.4 m since FY2020, across 3 lenders, with a median approval of $52,500. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Kearny County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Kearny County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Kearny County come from?
The largest single origin is Kearny County Non-migrants, with 1,326 households. Arriving households report an average income of $41,661 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Kearny County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Kearny County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.
Kearny County
Cities and places in Kearny.
2 Census places lie wholly or partly in Kearny County. 2 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA approvals | Lies in |
|---|---|---|---|---|
| Lakin | city | 2,243 | 6 | Wholly in this county |
| Deerfield | city | 647 | 4 | Wholly in this county |