Kearny County, Kansas: commercial real estate data.
Kearny County, Kansas had an estimated 3,808 residents on July 1, 2024, down 4.3 percent since the 2020 census base of 3,980, across 871 square miles. County output reached $265.4 m in 2024, 83 establishments operate here, and the SBA record carries 7 7(a) approvals worth $1.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kearny County
How many people live in Kearny County
- Population, American Community Survey 2020-20243,864
- Households1,427
- Average household size2.71
- Median household income$89,135
- Median age37.1
- Median gross rent$1,056 per month
- Median owner-occupied home value$200,900
- Home value to household income2.3 times
- Annual rent as a share of median income14.2 percent
- Adults 25 and over with a bachelor degree or higher19.4 percent
- Adults 25 and over with a graduate degree6.2 percent
- Adults 25 and over2,512
- Population under 181,099
- Share under 1828.4 percent
- Population 65 and over703
- Share 65 and over18.2 percent
- Working age population, 18 to 642,062
- Civilian labor force1,808
- Unemployment rate2.2 percent
- Labor force participation, adults 18 and over65.4 percent
- Rank by population among Kansas counties74th of 105
- Rank by population among US county-equivalents, Puerto Rico included2975th of 3,222
Kearny County is the 74th largest of 105 Kansas counties by population. A median home costs 2.3 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 28.4 percent against 18.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Kearny County
Is Kearny County's population growing?
- Population, July 1, 20243,808
- Census 2020 base population3,980
- Population change since the 2020 census base-4.32 percent
- Population change, 2023 to 20245
- Births, 202455
- Deaths, 202447
- Natural change, 20248
- Net domestic migration, 2024-16
- Net international migration, 202414
- Total net migration, 2024-2
- Cumulative net domestic migration, 2021 to 2024-234
- Rank by growth among US county-equivalents2930th of 3,144
The county has lost 4.32 percent of its population since the 2020 census base. Births exceeded deaths in 2024 by more than net migration took away, so the population grew even though more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Kearny County
Where are people moving to Kearny County from?
- Tax returns filed by households arriving59
- People arriving, from those returns110
- Tax returns filed by households leaving77
- Net household movement-18
- Adjusted gross income arriving$2.5 m
- Net adjusted gross income movement$-1.9 m
- Average income of an arriving household$41,661
- Average income of a leaving household$56,494
- Largest single originFinney County (32 households)
- Largest single destinationFinney County (29 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Finney County | 32 | 56 | $1.1 m |
Households arriving report $14,833 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Finney County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Kearny County
What is the Kearny County economy?
- County GDP, 2024$265.4 m
- County GDP, 2023$289.4 m
- GDP change, 2023 to 2024-8.3 percent
- GDP change over five years30.6 percent
- Rank by GDP among the Kansas areas BEA publishes74th of 105
- Rank by GDP among the US county areas BEA publishes2772nd of 3,127
- GDP per resident$68,676
Output grew -8.3 percent in the latest year and 30.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Kearny County
Employment by industry in Kearny County
- Covered employment, annual average1,561
- Establishments reporting147
- Average annual pay$47,852
- Average weekly wage$920
- Retail trade, employment104
- Retail trade, average annual pay$25,253
- Finance and insurance, employment69
- Finance and insurance, average annual pay$68,469
- Accommodation and food services, employment57
- Accommodation and food services, average annual pay$13,169
- Transportation and warehousing, employment39
- Transportation and warehousing, average annual pay$53,793
- Administrative and support and waste management services, employment38
- Professional, scientific and technical services, employment8
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 104 | 14 | $25,253 |
| Finance and insurance | 69 | 7 | $68,469 |
| Accommodation and food services | 57 | 9 | $13,169 |
| Transportation and warehousing | 39 | 10 | $53,793 |
| Administrative and support and waste management services | 38 | 7 | $73,937 |
| Professional, scientific and technical services | 8 | 4 | $40,885 |
| Real estate and rental and leasing | 5 | 4 | $26,693 |
Retail trade is the largest private sector at 104 jobs, 6.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Kearny County
How many businesses are in Kearny County?
- Establishments, all industries83
- Employment at those establishments692
- Annual payroll$35.9 m
- Establishments per 1,000 residents21.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Kearny County
Building permits in Kearny County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Kearny County
SBA loans in Kearny County (7(a) and 504)
- 7(a) approvals recorded7
- 7(a) gross approval dollars$1.4 m
- Average 7(a) approval$197,529
- Median 7(a) approval$52,500
- Largest single approval$645,000
- Jobs reported supported, 7(a)27
- Jobs per approval3.9
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals5
- Median 7(a) term60 months
- Share of loans on real estate terms, 240 months or longer14.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter6
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kearny County
SBA loan default and charge-off rates in Kearny County
Do SBA loans in Kearny County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Exempt from disclosure3
- Status: Cancelled1
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kearny County
SBA lending by place in Kearny County
- Borrower cities with recorded lending2
- Lakin, approvals6
- Deerfield, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Lakin | 6 | $1,348,700 |
| Deerfield | 1 | $34,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kearny County
How large is Kearny County?
- Land area871 sq mi
- Rank by land area among Kansas counties38th of 105
- Width, east to west24.7 mi
- Height, north to south36.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land4
- Establishments per square mile0.10
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Kearny County
Flood risk in Kearny County
- Participation of the county's own NFIP community Kearny County, unincorporated areasParticipating, community 200588
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Kearny County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Kearny County (community 200588), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Kearny County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Kearny County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Kearny County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20243,864
- Households1,427
- Average household size2.71
- Median household income$89,135
- Median age37.1
Common questions
Kearny County questions, answered from the record.
How many people live in Kearny County, Kansas?
The Census Bureau estimates 3,808 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 3,864, in 1,427 households, ranking 74th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Kearny County's population growing?
The population has fallen 4.32 percent since the 2020 census base of 3,980, to 3,808 on July 1, 2024. In 2024 there were 55 births against 47 deaths, with net migration of -2. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Kearny County?
$89,135. The median owner-occupied home is valued at $200,900, which is 2.3 times income, and median gross rent is $1,056 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Kearny County?
83 establishments, employing 692 people with an annual payroll of $35.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Kearny County?
Retail trade is the largest private sector at 104 jobs, 6.7 percent of covered employment. Covered employment averages 1,561 jobs at an average annual pay of $47,852, or $920 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Kearny County?
7 7(a) approvals totaling $1.4 m since FY2020, across 3 lenders, with a median approval of $52,500. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Kearny County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Kearny County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Kearny County come from?
The largest single origin is Finney County, with 32 households. Arriving households report an average income of $41,661 against $56,494 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Kearny County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Kearny County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Kearny County
Cities and places in Kearny.
2 Census places lie wholly or partly in Kearny County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Lakin | city | 2,243 | 6 | Wholly in this county |
| Deerfield | city | 647 | 1 | Wholly in this county |
Nearby