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McPherson County, Kansas: commercial real estate data.

McPherson County, Kansas had an estimated 30,334 residents on July 1, 2024, up 0.4 percent since the 2020 census base of 30,220, across 898 square miles. County output reached $2.64 bn in 2024, 876 establishments operate here, and the SBA record carries 18 7(a) approvals worth $4.8 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

McPherson County

How many people live in McPherson County

  • Population, American Community Survey 2020-202430,205
  • Households12,162
  • Average household size2.48
  • Median household income$78,851
  • Median age39.4
  • Median gross rent$916 per month
  • Median owner-occupied home value$211,200
  • Home value to household income2.7 times
  • Annual rent as a share of median income13.9 percent
  • Adults 25 and over with a bachelor degree or higher34.3 percent
  • Adults 25 and over with a graduate degree11.9 percent
  • Adults 25 and over20,109
  • Population under 186,534
  • Share under 1821.6 percent
  • Population 65 and over6,040
  • Share 65 and over20.0 percent
  • Working age population, 18 to 6417,631
  • Civilian labor force16,137
  • Unemployment rate1.8 percent
  • Labor force participation, adults 18 and over68.2 percent
  • Rank by population among Kansas counties20th of 105
  • Rank by population among US county-equivalents, Puerto Rico included1476th of 3,222

McPherson County is the 20th largest of 105 Kansas counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.6 percent against 20.0 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

McPherson County

Is McPherson County's population growing?

  • Population, July 1, 202430,334
  • Census 2020 base population30,220
  • Population change since the 2020 census base0.38 percent
  • Population change, 2023 to 202498
  • Births, 2024333
  • Deaths, 2024354
  • Natural change, 2024-21
  • Net domestic migration, 202417
  • Net international migration, 2024101
  • Total net migration, 2024118
  • Cumulative net domestic migration, 2021 to 2024207
  • Rank by growth among US county-equivalents1683rd of 3,144

The county has grown 0.38 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

McPherson County

Where are people moving to McPherson County from?

  • Tax returns filed by households arriving739
  • People arriving, from those returns1,357
  • Tax returns filed by households leaving737
  • Net household movement2
  • Adjusted gross income arriving$41.1 m
  • Net adjusted gross income movement$4.9 m
  • Average income of an arriving household$55,644
  • Average income of a leaving household$49,111
  • Largest single originReno County (77 households)
  • Largest single destinationSedgwick County (86 households)
Largest origins of households moving into McPherson County
OriginHouseholdsPeopleAdjusted gross income
Reno County77141$3.3 m
Saline County71136$3.3 m
Sedgwick County70121$3.2 m
Harvey County67128$4.0 m
Marion County3058$1.4 m

Households arriving report $6,533 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Reno County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

McPherson County

What is the McPherson County economy?

  • County GDP, 2024$2.64 bn
  • County GDP, 2023$2.61 bn
  • GDP change, 2023 to 20241.1 percent
  • GDP change over five years32.1 percent
  • Rank by GDP among the Kansas areas BEA publishes15th of 105
  • Rank by GDP among the US county areas BEA publishes1074th of 3,127
  • GDP per resident$87,255

Output grew 1.1 percent in the latest year and 32.1 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

McPherson County

Employment by industry in McPherson County

  • Covered employment, annual average16,413
  • Establishments reporting974
  • Average annual pay$59,013
  • Average weekly wage$1,135
  • Manufacturing, employment5,559
  • Manufacturing, average annual pay$80,302
  • Health care and social assistance, employment2,253
  • Health care and social assistance, average annual pay$41,764
  • Retail trade, employment1,193
  • Retail trade, average annual pay$31,144
  • Accommodation and food services, employment1,031
  • Accommodation and food services, average annual pay$18,509
  • Construction, employment816
  • Administrative and support and waste management services, employment458
Private sector employment and pay by industry, McPherson County
SectorEmploymentEstablishmentsAverage annual pay
Manufacturing5,55966$80,302
Health care and social assistance2,25383$41,764
Retail trade1,19388$31,144
Accommodation and food services1,03172$18,509
Construction816101$71,573
Administrative and support and waste management services45864$55,500
Finance and insurance43859$71,580
Educational services43012$41,166

Manufacturing is the largest private sector at 5,559 jobs, 33.9 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

McPherson County

How many businesses are in McPherson County?

  • Establishments, all industries876
  • Employment at those establishments14,751
  • Annual payroll$808.1 m
  • Establishments per 1,000 residents29.0

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

McPherson County

Building permits in McPherson County

  • Housing units authorized by permit, 2024110
  • Declared construction value permitted$20.5 m
  • Single family units authorized88
  • Multifamily units authorized22
  • Multifamily share of units20.0 percent
  • Average declared value per unit$186,332
  • Units authorized per 1,000 households9.0

Single-family homes are 80.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

McPherson County

SBA loans in McPherson County (7(a) and 504)

  • 7(a) approvals recorded18
  • 7(a) gross approval dollars$4.8 m
  • Average 7(a) approval$265,367
  • Median 7(a) approval$162,500
  • Largest single approval$883,000
  • Jobs reported supported, 7(a)154
  • Jobs per approval8.6
  • Distinct 7(a) lenders active6
  • Distinct industries receiving approvals15
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer11.1 percent
  • Loans on real estate terms2
  • Loans on working capital terms, 120 months or shorter16
  • Franchise loans0
  • Franchise share of approvals0.0 percent
  • Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (3)
  • Most active lenderEmprise Bank (8)
  • 504 approvals recorded9
  • 504 gross approval dollars$12.6 m
  • Average 504 approval$1,404,556
  • Median 504 approval$413,000
  • Distinct CDCs active3
  • 504 jobs per approval12.1
  • 504 jobs per million dollars approved8.6
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$17.4 m

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

McPherson County

SBA loan default and charge-off rates in McPherson County

Do SBA loans in McPherson County get paid back?

  • Loans with a final outcome recorded2
  • Paid in full2
  • Charged off0
  • Status: Exempt from disclosure13
  • Status: Paid in full2
  • Status: Committed, not yet disbursed2
  • Status: Cancelled1

Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

McPherson County

SBA lending by place in McPherson County

  • Borrower cities with recorded lending5
  • McPherson, approvals9
  • Galva, approvals3
  • Inman, approvals3
  • Moundridge, approvals2
  • Lindsborg, approvals1
SBA 7(a) approvals by borrower city, loans with a project in McPherson County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
McPherson9$2,163,500
Galva3$1,371,200
Inman3$755,500
Moundridge2$436,400
Lindsborg1$50,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

McPherson County

How large is McPherson County?

  • Land area898 sq mi
  • Rank by land area among Kansas counties26th of 105
  • Width, east to west30 mi
  • Height, north to south30.1 mi
  • Geographies sharing a boundary6
  • Residents per square mile of land34
  • Establishments per square mile0.98

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

McPherson County

Flood risk in McPherson County

  • Participation of the county's own NFIP community McPherson County, unincorporated areasParticipating, community 200214
  • Communities in the county in the NFIP Community Status Book8
  • Of those, participating in the NFIP8
  • NFIP participation rate100.0 percent
  • Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
  • Communities carrying a CRS class4
  • Radon levels in McPherson County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1

The county's own community in the status book, unincorporated McPherson County (community 200214), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places McPherson County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a McPherson County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a McPherson County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202430,205
  • Households12,162
  • Average household size2.48
  • Median household income$78,851
  • Median age39.4

How a feasibility study works →

Common questions

McPherson County questions, answered from the record.

How many people live in McPherson County, Kansas?

The Census Bureau estimates 30,334 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 30,205, in 12,162 households, ranking 20th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is McPherson County's population growing?

The population has grown 0.38 percent since the 2020 census base of 30,220, to 30,334 on July 1, 2024. In 2024 there were 333 births against 354 deaths, with net migration of 118. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in McPherson County?

$78,851. The median owner-occupied home is valued at $211,200, which is 2.7 times income, and median gross rent is $916 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in McPherson County?

876 establishments, employing 14,751 people with an annual payroll of $808.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in McPherson County?

Manufacturing is the largest private sector at 5,559 jobs, 33.9 percent of covered employment. Covered employment averages 16,413 jobs at an average annual pay of $59,013, or $1,135 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in McPherson County?

18 7(a) approvals totaling $4.8 m since FY2020, across 6 lenders, with a median approval of $162,500, plus 9 504 approvals worth $12.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in McPherson County?

110 housing units were authorized by permit in 2024, with a declared construction value of $20.5 m. Multifamily was 20.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for McPherson County?

Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to McPherson County come from?

The largest single origin is Reno County, with 77 households. Arriving households report an average income of $55,644 against $49,111 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for McPherson County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for McPherson County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

McPherson County

Cities and places in McPherson.

10 Census places lie wholly or partly in McPherson County. 9 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.

Census places in McPherson County, by population, with SBA 7(a) approvals to borrowers in each place for projects in McPherson County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
McPhersoncity13,9959Wholly in this county
Lindsborgcity3,7921Wholly in this county
Moundridgecity1,6282Wholly in this county
Inmancity1,3253Wholly in this county
Galvacity1,0023Wholly in this county
Cantoncity706None recordedWholly in this county
Marquettecity585None recordedWholly in this county
ElyriaCDP307None recordedWholly in this county
Windomcity52None recordedWholly in this county
RoxburyCDP0None recordedWholly in this county