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Elkhart, Kansas: commercial real estate data.

Elkhart is a Census city of 1,661 people across 2.05 square miles of land, in Morton County. Median household income is $56,771, 86.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $130,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Elkhart

What Elkhart is

  • Census place typecity
  • Land area2.05 sq mi
  • Water area0 sq mi
  • Population per square mile of land809
  • County holding the largest share of its areaMorton County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elkhart

How many people live in Elkhart

  • Population1,661
  • Median age46.9
  • Population under 18380 plus or minus 139
  • Share under 1822.9 percent plus or minus 7.9
  • Population 65 and over368 plus or minus 83
  • Share 65 and over22.2 percent
  • Households618
  • Family households389 plus or minus 88
  • Share of households that are families62.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elkhart

Income and work in Elkhart

  • Median household income$56,771 plus or minus $22,349
  • Per capita income$30,240
  • Civilian labor force582 plus or minus 125
  • Employed582 plus or minus 125
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over1,239
  • Adults 25 and over with a high school diploma or higher77.9 percent
  • Adults 25 and over with a bachelor degree or higher12.8 percent plus or minus 6.2
  • Adults 25 and over with a graduate degree6.3 percent plus or minus 5.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elkhart

Housing in Elkhart

  • Housing units824
  • Occupied units618
  • Vacant units206 plus or minus 63
  • Vacancy rate25.0 percent plus or minus 7.2
  • Owner occupied535
  • Renter occupied83 plus or minus 50
  • Ownership rate86.6 percent
  • Median owner-occupied home value$101,600
  • Median gross rent, monthly$675 plus or minus $535
  • Annual rent as a share of median income14.3 percent plus or minus 12.6
  • Single family units717
  • Share single family87.0 percent
  • Units in buildings of two or more60 plus or minus 46
  • Share in buildings of two or more7.3 percent plus or minus 5.5
  • Mobile homes47 plus or minus 34
  • Median year structure built1966

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elkhart

How Elkhart gets to work

  • Workers 16 and over who commute541 plus or minus 127
  • Commuting under 15 minutes284 plus or minus 79
  • Share commuting under 15 minutes52.5 percent
  • Commuting 30 minutes or more119 plus or minus 65
  • Share commuting 30 minutes or more22.0 percent plus or minus 10.8
  • Drove alone90.6 percent
  • Carpooled2.1 percent plus or minus 3.1
  • Public transport0.0 percent
  • Walked1.0 percent plus or minus 1.5
  • Worked from home6.2 percent plus or minus 4.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elkhart

SBA loans in Elkhart (7(a))

  • Approvals1
  • Gross approval$130,000
  • Average approval$130,000
  • Median approval$130,000
  • Largest approval$130,000
  • Jobs supported1
  • Jobs per approval1.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term212 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Elkhart, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Elkhart

Flood risk in Elkhart

  • NFIP communityCity of Elkhart
  • NFIP community number200236
  • Participating in the NFIPNo
  • Community Rating System classNone
  • Currently effective map date12/05/75

The City of Elkhart does not participate in the National Flood Insurance Program as community 200236 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Morton County, not Elkhart

Morton County context, not Elkhart figures

  • Establishments in Morton County66
  • Covered employment, Morton County795
  • Average annual pay, Morton County$43,418
  • Housing units permitted, Morton County0

Every figure in this section is published for Morton County as a whole and is not a measurement of Elkhart.

All Morton County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Elkhart questions, answered from the record.

How many people live in Elkhart, Kansas?

1,661, in 618 households. Elkhart city covers 2.05 square miles of land, which is 809 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Elkhart in?

Morton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Elkhart?

$56,771. The median owner-occupied home is valued at $101,600. Median gross rent is $675 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Elkhart businesses?

1 7(a) approvals totaling $130,000 since FY2020, across 1 lenders, median approval $130,000. These count approvals to borrowers whose address is in Elkhart, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Elkhart borrowers get paid back?

No rate is published for Elkhart. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Elkhart in the National Flood Insurance Program?

No, it is listed but not participating. Elkhart appears in the FEMA Community Status Book as Elkhart, city of, community 200236, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Elkhart figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Morton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elkhart.

Is zoning published for Elkhart?

No. Nothing on this page presents parcel level zoning.