Osborne County, Kansas: commercial real estate data.
Osborne County, Kansas had an estimated 3,353 residents on July 1, 2024, down 4.1 percent since the 2020 census base of 3,495, across 893 square miles. County output reached $183.8 m in 2024, 134 establishments operate here, and the SBA record carries 2 7(a) approvals worth $375,800 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Osborne County
How many people live in Osborne County
- Population, American Community Survey 2020-20243,452
- Households1,579
- Average household size2.19
- Median household income$63,011
- Median age46.4
- Median gross rent$595 per month
- Median owner-occupied home value$86,400
- Home value to household income1.4 times
- Annual rent as a share of median income11.3 percent
- Adults 25 and over with a bachelor degree or higher23.8 percent
- Adults 25 and over with a graduate degree6.7 percent
- Adults 25 and over2,488
- Population under 18762
- Share under 1822.1 percent
- Population 65 and over924
- Share 65 and over26.8 percent
- Working age population, 18 to 641,766
- Civilian labor force1,763
- Unemployment rate1.6 percent
- Labor force participation, adults 18 and over65.5 percent
- Rank by population among Kansas counties77th of 105
- Rank by population among US county-equivalents, Puerto Rico included3004th of 3,222
Osborne County is the 77th largest of 105 Kansas counties by population. A median home costs 1.4 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 26.8 percent against 22.1 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Osborne County
Is Osborne County's population growing?
- Population, July 1, 20243,353
- Census 2020 base population3,495
- Population change since the 2020 census base-4.06 percent
- Population change, 2023 to 2024-87
- Births, 202437
- Deaths, 202463
- Natural change, 2024-26
- Net domestic migration, 2024-67
- Net international migration, 20248
- Total net migration, 2024-59
- Cumulative net domestic migration, 2021 to 2024-69
- Rank by growth among US county-equivalents2903rd of 3,144
The county has lost 4.06 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Osborne County
Where are people moving to Osborne County from?
- Tax returns filed by households arriving53
- People arriving, from those returns104
- Tax returns filed by households leaving62
- Net household movement-9
- Adjusted gross income arriving$2.3 m
- Net adjusted gross income movement$-460,000
- Average income of an arriving household$42,623
- Average income of a leaving household$43,855
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $1,232 less average income than households leaving, which drains spending power even where headcount holds up.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Osborne County
What is the Osborne County economy?
- County GDP, 2024$183.8 m
- County GDP, 2023$249.8 m
- GDP change, 2023 to 2024-26.4 percent
- GDP change over five years0.1 percent
- Rank by GDP among the Kansas areas BEA publishes90th of 105
- Rank by GDP among the US county areas BEA publishes2918th of 3,127
- GDP per resident$53,235
Output grew -26.4 percent in the latest year and 0.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Osborne County
Employment by industry in Osborne County
- Covered employment, annual average1,251
- Establishments reporting169
- Average annual pay$41,453
- Average weekly wage$797
- Health care and social assistance, employment168
- Health care and social assistance, average annual pay$32,246
- Retail trade, employment138
- Retail trade, average annual pay$25,626
- Wholesale trade, employment120
- Wholesale trade, average annual pay$60,689
- Manufacturing, employment104
- Manufacturing, average annual pay$46,327
- Finance and insurance, employment48
- Transportation and warehousing, employment45
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 168 | 10 | $32,246 |
| Retail trade | 138 | 24 | $25,626 |
| Wholesale trade | 120 | 12 | $60,689 |
| Manufacturing | 104 | 6 | $46,327 |
| Finance and insurance | 48 | 13 | $44,617 |
| Transportation and warehousing | 45 | 7 | $49,991 |
| Other services, except public administration | 37 | 10 | $37,660 |
| Construction | 17 | 8 | $48,483 |
Health care and social assistance is the largest private sector at 168 jobs, 13.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Osborne County
How many businesses are in Osborne County?
- Establishments, all industries134
- Employment at those establishments993
- Annual payroll$40.5 m
- Establishments per 1,000 residents38.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Osborne County
Building permits in Osborne County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Osborne County
SBA loans in Osborne County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$375,800
- Average 7(a) approval$187,900
- Median 7(a) approval$187,900
- Largest single approval$350,800
- Jobs reported supported, 7(a)6
- Jobs per approval3.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osborne County
SBA loan default and charge-off rates in Osborne County
Do SBA loans in Osborne County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osborne County
SBA lending by place in Osborne County
- Borrower cities with recorded lending2
- Hoisington, approvals1
- Downs, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Hoisington | 1 | $350,800 |
| Downs | 1 | $25,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osborne County
How large is Osborne County?
- Land area893 sq mi
- Rank by land area among Kansas counties32nd of 105
- Width, east to west30 mi
- Height, north to south30.1 mi
- Geographies sharing a boundary7
- Residents per square mile of land4
- Establishments per square mile0.15
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Osborne County
Flood risk in Osborne County
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP3
- NFIP participation rate60.0 percent
- Communities carrying a CRS class0
- Radon levels in Osborne County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Osborne County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 60.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Osborne County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Osborne County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20243,452
- Households1,579
- Average household size2.19
- Median household income$63,011
- Median age46.4
Common questions
Osborne County questions, answered from the record.
How many people live in Osborne County, Kansas?
The Census Bureau estimates 3,353 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 3,452, in 1,579 households, ranking 77th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Osborne County's population growing?
The population has fallen 4.06 percent since the 2020 census base of 3,495, to 3,353 on July 1, 2024. In 2024 there were 37 births against 63 deaths, with net migration of -59. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Osborne County?
$63,011. The median owner-occupied home is valued at $86,400, which is 1.4 times income, and median gross rent is $595 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Osborne County?
134 establishments, employing 993 people with an annual payroll of $40.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Osborne County?
Health care and social assistance is the largest private sector at 168 jobs, 13.4 percent of covered employment. Covered employment averages 1,251 jobs at an average annual pay of $41,453, or $797 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Osborne County?
2 7(a) approvals totaling $375,800 since FY2020, across 2 lenders, with a median approval of $187,900. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Osborne County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Osborne County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Osborne County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Osborne County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Osborne County
Cities and places in Osborne.
5 Census places lie wholly or partly in Osborne County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Osborne | city | 1,358 | None recorded | Wholly in this county |
| Downs | city | 749 | 1 | Wholly in this county |
| Natoma | city | 427 | None recorded | Wholly in this county |
| Alton | city | 121 | None recorded | Wholly in this county |
| Portis | city | 70 | None recorded | Wholly in this county |
A further 1 of the county's 2 SBA 7(a) approvals are to borrowers in cities that match no Census place in Osborne County, the largest being Hoisington (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby