Phillips County, Kansas: commercial real estate data.
Phillips County, Kansas had an estimated 4,733 residents on July 1, 2024, down 4.8 percent since the 2020 census base of 4,971, across 886 square miles. County output reached $604.5 m in 2024, 211 establishments operate here, and the SBA record carries 5 7(a) approvals worth $896,900 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Phillips County
How many people live in Phillips County
- Population, American Community Survey 2020-20244,813
- Households2,273
- Average household size2.12
- Median household income$62,123
- Median age45.7
- Median gross rent$672 per month
- Median owner-occupied home value$96,500
- Home value to household income1.6 times
- Annual rent as a share of median income13.0 percent
- Adults 25 and over with a bachelor degree or higher22.5 percent
- Adults 25 and over with a graduate degree7.7 percent
- Adults 25 and over3,406
- Population under 181,083
- Share under 1822.5 percent
- Population 65 and over1,230
- Share 65 and over25.6 percent
- Working age population, 18 to 642,500
- Civilian labor force2,332
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over62.5 percent
- Rank by population among Kansas counties68th of 105
- Rank by population among US county-equivalents, Puerto Rico included2913th of 3,222
Phillips County is the 68th largest of 105 Kansas counties by population. A median home costs 1.6 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 25.6 percent against 22.5 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Phillips County
Is Phillips County's population growing?
- Population, July 1, 20244,733
- Census 2020 base population4,971
- Population change since the 2020 census base-4.79 percent
- Population change, 2023 to 2024-29
- Births, 202443
- Deaths, 202473
- Natural change, 2024-30
- Net domestic migration, 20240
- Net international migration, 20242
- Total net migration, 20242
- Cumulative net domestic migration, 2021 to 2024-107
- Rank by growth among US county-equivalents2967th of 3,144
The county has lost 4.79 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Phillips County
Where are people moving to Phillips County from?
- Tax returns filed by households arriving83
- People arriving, from those returns147
- Tax returns filed by households leaving110
- Net household movement-27
- Adjusted gross income arriving$3.5 m
- Net adjusted gross income movement$-744,000
- Average income of an arriving household$42,735
- Average income of a leaving household$39,009
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $3,726 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Phillips County
What is the Phillips County economy?
- County GDP, 2024$604.5 m
- County GDP, 2023$658.1 m
- GDP change, 2023 to 2024-8.2 percent
- GDP change over five years77.3 percent
- Rank by GDP among the Kansas areas BEA publishes44th of 105
- Rank by GDP among the US county areas BEA publishes2269th of 3,127
- GDP per resident$125,589
Output grew -8.2 percent in the latest year and 77.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Phillips County
Employment by industry in Phillips County
- Covered employment, annual average2,199
- Establishments reporting234
- Average annual pay$45,784
- Average weekly wage$880
- Manufacturing, employment275
- Manufacturing, average annual pay$75,801
- Retail trade, employment235
- Retail trade, average annual pay$30,715
- Transportation and warehousing, employment128
- Transportation and warehousing, average annual pay$79,176
- Agriculture, forestry, fishing and hunting, employment100
- Agriculture, forestry, fishing and hunting, average annual pay$48,772
- Administrative and support and waste management services, employment63
- Other services, except public administration, employment56
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 275 | 12 | $75,801 |
| Retail trade | 235 | 27 | $30,715 |
| Transportation and warehousing | 128 | 13 | $79,176 |
| Agriculture, forestry, fishing and hunting | 100 | 16 | $48,772 |
| Administrative and support and waste management services | 63 | 9 | $51,959 |
| Other services, except public administration | 56 | 22 | $45,452 |
| Construction | 38 | 15 | $40,583 |
| Mining, quarrying, and oil and gas extraction | 26 | 5 | $82,266 |
Manufacturing is the largest private sector at 275 jobs, 12.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Phillips County
How many businesses are in Phillips County?
- Establishments, all industries211
- Employment at those establishments1,563
- Annual payroll$71.3 m
- Establishments per 1,000 residents43.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Phillips County
Building permits in Phillips County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Phillips County
SBA loans in Phillips County (7(a) and 504)
- 7(a) approvals recorded5
- 7(a) gross approval dollars$896,900
- Average 7(a) approval$179,380
- Median 7(a) approval$105,400
- Largest single approval$576,200
- Jobs reported supported, 7(a)39
- Jobs per approval7.8
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$558,000
- Average 504 approval$558,000
- Median 504 approval$558,000
- Distinct CDCs active1
- 504 jobs per approval20.0
- 504 jobs per million dollars approved35.8
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.5 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Phillips County
SBA loan default and charge-off rates in Phillips County
Do SBA loans in Phillips County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Exempt from disclosure2
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Phillips County
SBA lending by place in Phillips County
- Borrower cities with recorded lending3
- Kensington, approvals2
- Phillipsburg, approvals2
- Independence, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Kensington | 2 | $219,700 |
| Phillipsburg | 2 | $101,000 |
| Independence | 1 | $576,200 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Phillips County
How large is Phillips County?
- Land area886 sq mi
- Rank by land area among Kansas counties36th of 105
- Width, east to west29.8 mi
- Height, north to south30 mi
- Geographies sharing a boundary6
- Residents per square mile of land5
- Establishments per square mile0.24
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Phillips County
Flood risk in Phillips County
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP4
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
- Radon levels in Phillips County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Phillips County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Phillips County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Phillips County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20244,813
- Households2,273
- Average household size2.12
- Median household income$62,123
- Median age45.7
Common questions
Phillips County questions, answered from the record.
How many people live in Phillips County, Kansas?
The Census Bureau estimates 4,733 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 4,813, in 2,273 households, ranking 68th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Phillips County's population growing?
The population has fallen 4.79 percent since the 2020 census base of 4,971, to 4,733 on July 1, 2024. In 2024 there were 43 births against 73 deaths, with net migration of 2. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Phillips County?
$62,123. The median owner-occupied home is valued at $96,500, which is 1.6 times income, and median gross rent is $672 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Phillips County?
211 establishments, employing 1,563 people with an annual payroll of $71.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Phillips County?
Manufacturing is the largest private sector at 275 jobs, 12.5 percent of covered employment. Covered employment averages 2,199 jobs at an average annual pay of $45,784, or $880 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Phillips County?
5 7(a) approvals totaling $896,900 since FY2020, across 4 lenders, with a median approval of $105,400, plus 1 504 approvals worth $558,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Phillips County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Phillips County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Phillips County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Phillips County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Phillips County
Cities and places in Phillips.
10 Census places lie wholly or partly in Phillips County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Phillipsburg | city | 2,130 | 2 | Wholly in this county |
| Logan | city | 598 | None recorded | Wholly in this county |
| Agra | city | 244 | None recorded | Wholly in this county |
| Prairie View | city | 156 | None recorded | Wholly in this county |
| Long Island | city | 136 | None recorded | Wholly in this county |
| Stuttgart | CDP | 65 | None recorded | Wholly in this county |
| Kirwin | city | 63 | None recorded | Wholly in this county |
| Glade | city | 50 | None recorded | Wholly in this county |
| Woodruff | CDP | 8 | None recorded | Wholly in this county |
| Speed | city | 6 | None recorded | Wholly in this county |
A further 3 of the county's 5 SBA 7(a) approvals are to borrowers in cities that match no Census place in Phillips County, the largest being Kensington (2), Independence (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby