HomeKansasRice CountySterling
Sterling, Kansas: commercial real estate data.
Sterling is a Census city of 2,411 people across 1.87 square miles of land, in Rice County. Median household income is $54,922, 75.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $575,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sterling
What Sterling is
- Census place typecity
- Land area1.87 sq mi
- Water area0.04 sq mi
- Population per square mile of land1,293
- County holding the largest share of its areaRice County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
How many people live in Sterling
- Population2,411
- Median age29.4
- Population under 18491 plus or minus 102
- Share under 1820.4 percent
- Population 65 and over413 plus or minus 97
- Share 65 and over17.1 percent plus or minus 3.7
- Households835
- Family households515
- Share of households that are families61.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
Income and work in Sterling
- Median household income$54,922
- Per capita income$30,174 plus or minus $6,228
- Civilian labor force1,191
- Employed1,162
- Unemployed29 plus or minus 29
- Unemployment rate2.4 percent plus or minus 2.4
- Adults 25 and over1,316
- Adults 25 and over with a high school diploma or higher95.5 percent
- Adults 25 and over with a bachelor degree or higher39.8 percent
- Adults 25 and over with a graduate degree15.2 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
Housing in Sterling
- Housing units952
- Occupied units835
- Vacant units117 plus or minus 62
- Vacancy rate12.3 percent plus or minus 6.4
- Owner occupied631
- Renter occupied204 plus or minus 67
- Ownership rate75.6 percent
- Median owner-occupied home value$133,000 plus or minus $30,593
- Median gross rent, monthly$689
- Annual rent as a share of median income15.1 percent
- Single family units854
- Share single family89.7 percent
- Units in buildings of two or more81 plus or minus 48
- Share in buildings of two or more8.5 percent plus or minus 4.9
- Mobile homes17 plus or minus 14
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
How Sterling gets to work
- Workers 16 and over who commute1,042
- Commuting under 15 minutes638
- Share commuting under 15 minutes61.2 percent
- Commuting 30 minutes or more233 plus or minus 72
- Share commuting 30 minutes or more22.4 percent plus or minus 6.2
- Drove alone71.4 percent
- Carpooled6.3 percent plus or minus 4.4
- Public transport0.0 percent
- Walked12.1 percent plus or minus 4.3
- Worked from home7.9 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
SBA loans in Sterling (7(a))
- Approvals1
- Gross approval$575,000
- Average approval$575,000
- Median approval$575,000
- Largest approval$575,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term116 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Sterling, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sterling
Flood risk in Sterling
- NFIP communityCity of Sterling
- NFIP community number200297
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/17/22
The City of Sterling participates in the National Flood Insurance Program as community 200297 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rice County, not Sterling
Rice County context, not Sterling figures
- Establishments in Rice County265
- Covered employment, Rice County3,769
- Average annual pay, Rice County$50,565
- Housing units permitted, Rice County9
Every figure in this section is published for Rice County as a whole and is not a measurement of Sterling.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sterling questions, answered from the record.
How many people live in Sterling, Kansas?
2,411, in 835 households. Sterling city covers 1.87 square miles of land, which is 1,293 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sterling in?
Rice County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sterling?
$54,922. The median owner-occupied home is valued at $133,000. Median gross rent is $689 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sterling businesses?
1 7(a) approvals totaling $575,000 since FY2020, across 1 lenders, median approval $575,000. These count approvals to borrowers whose address is in Sterling, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sterling borrowers get paid back?
No rate is published for Sterling. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sterling in the National Flood Insurance Program?
Yes. Sterling appears in the FEMA Community Status Book as Sterling, city of, community 200297, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sterling figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rice County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sterling.
Is zoning published for Sterling?
No. Nothing on this page presents parcel level zoning.
Nearby