HomeKansasSedgwick CountyClearwater
Clearwater, Kansas: commercial real estate data.
Clearwater is a Census city of 2,716 people across 2.03 square miles of land, in Sedgwick County. Median household income is $83,879, 74.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $96,600 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clearwater
What Clearwater is
- Census place typecity
- Land area2.03 sq mi
- Water area0 sq mi
- Population per square mile of land1,337
- County holding the largest share of its areaSedgwick County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clearwater
How many people live in Clearwater
- Population2,716
- Median age37.2
- Population under 18852
- Share under 1831.4 percent
- Population 65 and over342 plus or minus 90
- Share 65 and over12.6 percent plus or minus 3.1
- Households936
- Family households685
- Share of households that are families73.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clearwater
Income and work in Clearwater
- Median household income$83,879
- Per capita income$38,976
- Civilian labor force1,329
- Employed1,305
- Unemployed24 plus or minus 21
- Unemployment rate1.8 percent plus or minus 1.6
- Adults 25 and over1,735
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher31.4 percent plus or minus 6.9
- Adults 25 and over with a graduate degree10.0 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clearwater
Housing in Clearwater
- Housing units950
- Occupied units936
- Vacant units14 plus or minus 22
- Vacancy rate1.5 percent plus or minus 2.3
- Owner occupied696
- Renter occupied240 plus or minus 72
- Ownership rate74.4 percent
- Median owner-occupied home value$216,200
- Median gross rent, monthly$964
- Annual rent as a share of median income13.8 percent
- Single family units869
- Share single family91.5 percent
- Units in buildings of two or more75 plus or minus 49
- Share in buildings of two or more7.9 percent plus or minus 5.1
- Mobile homes6 plus or minus 10
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clearwater
How Clearwater gets to work
- Workers 16 and over who commute1,204
- Commuting under 15 minutes262 plus or minus 82
- Share commuting under 15 minutes21.8 percent plus or minus 6.5
- Commuting 30 minutes or more457 plus or minus 110
- Share commuting 30 minutes or more38.0 percent plus or minus 8.3
- Drove alone85.4 percent
- Carpooled5.7 percent plus or minus 3.6
- Public transport0.0 percent
- Walked0.8 percent plus or minus 1.1
- Worked from home7.7 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clearwater
SBA loans in Clearwater (7(a))
- Approvals1
- Gross approval$96,600
- Average approval$96,600
- Median approval$96,600
- Largest approval$96,600
- Jobs supported15
- Jobs per approval15.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Clearwater, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clearwater
Flood risk in Clearwater
- NFIP communityCity of Clearwater
- NFIP community number200482
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/22/16
The City of Clearwater participates in the National Flood Insurance Program as community 200482 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sedgwick County, not Clearwater
Sedgwick County context, not Clearwater figures
- Establishments in Sedgwick County12,710
- Covered employment, Sedgwick County264,782
- Average annual pay, Sedgwick County$60,652
- Housing units permitted, Sedgwick County2,620
Every figure in this section is published for Sedgwick County as a whole and is not a measurement of Clearwater.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Clearwater questions, answered from the record.
How many people live in Clearwater, Kansas?
2,716, in 936 households. Clearwater city covers 2.03 square miles of land, which is 1,337 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clearwater in?
Sedgwick County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clearwater?
$83,879. The median owner-occupied home is valued at $216,200. Median gross rent is $964 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clearwater businesses?
1 7(a) approvals totaling $96,600 since FY2020, across 1 lenders, median approval $96,600. These count approvals to borrowers whose address is in Clearwater, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clearwater borrowers get paid back?
No rate is published for Clearwater. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Clearwater in the National Flood Insurance Program?
Yes. Clearwater appears in the FEMA Community Status Book as Clearwater, city of, community 200482, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clearwater figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sedgwick County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clearwater.
Is zoning published for Clearwater?
No. Nothing on this page presents parcel level zoning.
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