HomeKansasSeward CountyLiberal city
Liberal city, Kansas: commercial real estate data.
Liberal city is a Census city of 19,316 people across 12.02 square miles of land, in Seward County. Median household income is $63,706, 59.4 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $3.1 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Liberal
What Liberal is
- Census place typecity
- Land area12.02 sq mi
- Water area0.22 sq mi
- Population per square mile of land1,607
- County holding the largest share of its areaSeward County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberal
How many people live in Liberal
- Population19,316
- Median age30.6
- Population under 185,943
- Share under 1830.8 percent
- Population 65 and over1,984
- Share 65 and over10.3 percent
- Households6,533
- Family households4,370
- Share of households that are families66.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberal
Income and work in Liberal
- Median household income$63,706
- Per capita income$29,479
- Civilian labor force9,382
- Employed8,898
- Unemployed484 plus or minus 199
- Unemployment rate5.2 percent plus or minus 2.1
- Adults 25 and over11,192
- Adults 25 and over with a high school diploma or higher71.4 percent
- Adults 25 and over with a bachelor degree or higher9.8 percent plus or minus 2.2
- Adults 25 and over with a graduate degree2.9 percent plus or minus 1.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberal
Housing in Liberal
- Housing units7,444
- Occupied units6,533
- Vacant units911 plus or minus 261
- Vacancy rate12.2 percent plus or minus 3.5
- Owner occupied3,881
- Renter occupied2,652
- Ownership rate59.4 percent
- Median owner-occupied home value$137,100
- Median gross rent, monthly$900
- Annual rent as a share of median income17.0 percent
- Single family units5,034
- Share single family67.6 percent
- Units in buildings of two or more1,735 plus or minus 431
- Share in buildings of two or more23.3 percent plus or minus 5.8
- Mobile homes675 plus or minus 205
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberal
How Liberal gets to work
- Workers 16 and over who commute8,355
- Commuting under 15 minutes6,015
- Share commuting under 15 minutes72.0 percent
- Commuting 30 minutes or more900 plus or minus 298
- Share commuting 30 minutes or more10.8 percent plus or minus 3.5
- Drove alone79.8 percent
- Carpooled12.4 percent plus or minus 4.3
- Public transport0.0 percent
- Walked2.1 percent plus or minus 1.8
- Worked from home3.4 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Liberal
SBA loans in Liberal (7(a))
- Approvals7
- Gross approval$3,075,000
- Average approval$439,286
- Median approval$405,000
- Ninetieth percentile approval$1,150,000
- Largest approval$1,150,000
- Jobs supported201
- Jobs per approval28.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term299 months
- Share on real estate terms of 20 years or more57.1 percent
- Share to franchises28.6 percent
- Distinct lenders6
- Distinct industries by NAICS6
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Liberal
SBA loans in Liberal (504)
- Approvals1
- Gross approval$1,891,000
- Average approval$1,891,000
- Median approval$1,891,000
- Largest approval$1,891,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Seward County, not Liberal
Seward County context, not Liberal figures
These are Seward County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Liberal measurements.
- Establishments in Seward County556
- Employment at those establishments, Seward County9,557
- Covered employment, Seward County11,072
- Average annual pay, Seward County$52,156
- Average weekly wage, Seward County$1,003
- Housing units permitted, Seward County17
- Of those, single family, Seward County17
- County product, 2024, Seward County$1,723,374,000
- County product change over the prior year, Seward County3.1 percent
- Average income of an arriving household, Seward County$44,133
Every figure in this section is published for Seward County as a whole and is not a measurement of Liberal. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Liberal questions, answered from the record.
How many people live in Liberal, Kansas?
19,316, in 6,533 households. Liberal city covers 12.02 square miles of land, which is 1,607 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Liberal in?
Seward County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Liberal?
$63,706. The median owner-occupied home is valued at $137,100. Median gross rent is $900 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Liberal businesses?
7 7(a) approvals totalling $3.1 m, across 6 lenders, median approval $405,000, plus 1 504 approvals worth $1.9 m. These count approvals to borrowers whose address is in Liberal, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Liberal borrowers get paid back?
No rate is published for Liberal. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Liberal figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Seward County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Liberal.
Is zoning published for Liberal?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.