HomeLouisianaSt. Charles Parish
St. Charles Parish, Louisiana: commercial real estate data.
St. Charles Parish, Louisiana had an estimated 50,400 residents on July 1, 2024, down 4.1 percent since the 2020 census base of 52,548, across 279 square miles. County output reached $12.72 bn in 2024, 1,032 establishments operate here, and the SBA record carries 24 7(a) approvals worth $27.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
St. Charles Parish
How many people live in St. Charles Parish
- Population, American Community Survey 2020-202451,396
- Households18,608
- Average household size2.76
- Median household income$80,897
- Median age39.7
- Median gross rent$1,210 per month
- Median owner-occupied home value$263,700
- Home value to household income3.3 times
- Annual rent as a share of median income17.9 percent
- Adults 25 and over with a bachelor degree or higher26.9 percent
- Adults 25 and over with a graduate degree7.6 percent
- Adults 25 and over34,914
- Population under 1812,384
- Share under 1824.1 percent
- Population 65 and over7,981
- Share 65 and over15.5 percent
- Working age population, 18 to 6431,031
- Civilian labor force25,914
- Unemployment rate6.7 percent
- Labor force participation, adults 18 and over66.4 percent
- Rank by population among Louisiana parishes20th of 64
- Rank by population among US county-equivalents, Puerto Rico included997th of 3,222
St. Charles Parish is the 20th largest of 64 Louisiana parishes by population. A median home costs 3.3 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 15.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
St. Charles Parish
Is St. Charles Parish's population growing?
- Population, July 1, 202450,400
- Census 2020 base population52,548
- Population change since the 2020 census base-4.09 percent
- Population change, 2023 to 2024-147
- Births, 2024507
- Deaths, 2024466
- Natural change, 202441
- Net domestic migration, 2024-191
- Net international migration, 20242
- Total net migration, 2024-189
- Cumulative net domestic migration, 2021 to 2024-2,494
- Rank by growth among US county-equivalents2907th of 3,144
The county has lost 4.09 percent of its population since the 2020 census base. More people left than moved in during 2024 and births over deaths did not make up the difference, so the population fell.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
St. Charles Parish
Where are people moving to St. Charles Parish from?
- Tax returns filed by households arriving1,141
- People arriving, from those returns2,164
- Tax returns filed by households leaving1,582
- Net household movement-441
- Adjusted gross income arriving$66.0 m
- Net adjusted gross income movement$-16.8 m
- Average income of an arriving household$57,810
- Average income of a leaving household$52,322
- Largest single originJefferson Parish (476 households)
- Largest single destinationJefferson Parish (438 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jefferson Parish | 476 | 925 | $26.2 m |
| St. John the Baptist Parish | 122 | 276 | $7.3 m |
| Orleans Parish | 75 | 117 | $4.4 m |
| Lafourche Parish | 53 | 96 | $3.6 m |
| St. Tammany Parish | 29 | 48 | $1.8 m |
| Terrebonne Parish | 24 | 46 | $1.2 m |
| East Baton Rouge Parish | 21 | 36 | $1.1 m |
| Tangipahoa Parish | 21 | 49 | $959,000 |
Households arriving report $5,488 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Jefferson Parish, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
St. Charles Parish
What is the St. Charles Parish economy?
- County GDP, 2024$12.72 bn
- County GDP, 2023$13.00 bn
- GDP change, 2023 to 2024-2.2 percent
- GDP change over five years102.8 percent
- Rank by GDP among the Louisiana areas BEA publishes8th of 64
- Rank by GDP among the US county areas BEA publishes366th of 3,127
- GDP per resident$247,584
Output grew -2.2 percent in the latest year and 102.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
St. Charles Parish
Employment by industry in St. Charles Parish
- Covered employment, annual average26,212
- Establishments reporting1,446
- Average annual pay$97,088
- Average weekly wage$1,867
- Construction, employment5,465
- Construction, average annual pay$133,214
- Manufacturing, employment4,661
- Manufacturing, average annual pay$145,295
- Transportation and warehousing, employment2,547
- Transportation and warehousing, average annual pay$90,059
- Wholesale trade, employment1,893
- Wholesale trade, average annual pay$93,719
- Retail trade, employment1,449
- Health care and social assistance, employment1,215
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Construction | 5,465 | 159 | $133,214 |
| Manufacturing | 4,661 | 68 | $145,295 |
| Transportation and warehousing | 2,547 | 103 | $90,059 |
| Wholesale trade | 1,893 | 120 | $93,719 |
| Retail trade | 1,449 | 149 | $32,286 |
| Health care and social assistance | 1,215 | 113 | $50,436 |
| Accommodation and food services | 1,108 | 116 | $18,880 |
| Administrative and support and waste management services | 1,008 | 110 | $65,399 |
Construction is the largest private sector at 5,465 jobs, 20.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
St. Charles Parish
How many businesses are in St. Charles Parish?
- Establishments, all industries1,032
- Employment at those establishments20,789
- Annual payroll$1.89 bn
- Establishments per 1,000 residents20.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
St. Charles Parish
Building permits in St. Charles Parish
- Housing units authorized by permit, 202474
- Declared construction value permitted$19.5 m
- Single family units authorized74
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$263,203
- Units authorized per 1,000 households4.0
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
St. Charles Parish
SBA loans in St. Charles Parish (7(a) and 504)
- 7(a) approvals recorded24
- 7(a) gross approval dollars$27.2 m
- Average 7(a) approval$1,131,838
- Median 7(a) approval$317,500
- 10th percentile approval$46,220
- 90th percentile approval$3,929,500
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)279
- Jobs per approval11.6
- Distinct 7(a) lenders active18
- Distinct industries receiving approvals21
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.7 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter17
- Franchise loans5
- Franchise share of approvals20.8 percent
- 504 approvals recorded5
- 504 gross approval dollars$2.7 m
- Average 504 approval$541,000
- Median 504 approval$333,000
- Distinct CDCs active3
- 504 jobs per approval8.2
- 504 jobs per million dollars approved15.2
- Most active CDCCommunity Certified Development Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$29.9 m
The average approval of $1,131,838 sits well above the median of $317,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 16.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Charles Parish
SBA loan default and charge-off rates in St. Charles Parish
Do SBA loans in St. Charles Parish get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Cancelled4
- Status: Paid in full3
- Status: Exempt from disclosure16
- Status: Committed, not yet disbursed1
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Charles Parish
SBA lending by place in St. Charles Parish
- Borrower cities with recorded lending6
- Luling, approvals8
- Destrehan, approvals7
- St. Rose, approvals6
- Des Allemands, approvals1
- Norco, approvals1
- Hahnville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Luling | 8 | $5,628,400 |
| Destrehan | 7 | $1,745,300 |
| St. Rose | 6 | $18,695,600 |
| Des Allemands | 1 | $604,800 |
| Norco | 1 | $400,000 |
| Hahnville | 1 | $90,000 |
Luling accounts for 8 approvals against 7 in Destrehan. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Charles Parish
How large is St. Charles Parish?
- Land area279 sq mi
- Rank by land area among Louisiana parishes59th of 64
- Width, east to west22.1 mi
- Height, north to south37.2 mi
- Geographies sharing a boundary3
- Residents per square mile of land184
- Establishments per square mile3.70
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
St. Charles Parish
Flood risk in St. Charles Parish
- Participation of the county's own NFIP community St. Charles Parish, unincorporated areasParticipating, community 220160
- Community Rating System class of the county's own communityClass 6
- Communities in the county in the NFIP Community Status Book1
- Of those, participating in the NFIP1
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class1
- Radon levels in St. Charles Parish, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated St. Charles Parish (community 220160), participates in the National Flood Insurance Program and carries Community Rating System class 6, a flood insurance premium discount for policies written there. The EPA places St. Charles Parish in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 6, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a St. Charles Parish site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a St. Charles Parish site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202451,396
- Households18,608
- Average household size2.76
- Median household income$80,897
- Median age39.7
Common questions
St. Charles Parish questions, answered from the record.
How many people live in St. Charles Parish, Louisiana?
The Census Bureau estimates 50,400 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 51,396, in 18,608 households, ranking 20th of 64 Louisiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is St. Charles Parish's population growing?
The population has fallen 4.09 percent since the 2020 census base of 52,548, to 50,400 on July 1, 2024. In 2024 there were 507 births against 466 deaths, with net migration of -189. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in St. Charles Parish?
$80,897. The median owner-occupied home is valued at $263,700, which is 3.3 times income, and median gross rent is $1,210 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in St. Charles Parish?
1,032 establishments, employing 20,789 people with an annual payroll of $1.89 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in St. Charles Parish?
Construction is the largest private sector at 5,465 jobs, 20.8 percent of covered employment. Covered employment averages 26,212 jobs at an average annual pay of $97,088, or $1,867 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in St. Charles Parish?
24 7(a) approvals totaling $27.2 m since FY2020, across 18 lenders, with a median approval of $317,500, plus 5 504 approvals worth $2.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in St. Charles Parish?
74 housing units were authorized by permit in 2024, with a declared construction value of $19.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for St. Charles Parish?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to St. Charles Parish come from?
The largest single origin is Jefferson Parish, with 476 households. Arriving households report an average income of $57,810 against $52,322 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for St. Charles Parish on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for St. Charles Parish?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
St. Charles Parish
Cities and places in St. Charles.
14 Census places lie wholly or partly in St. Charles Parish. All 14 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Luling | CDP | 13,960 | 8 | Wholly in this county |
| Destrehan | CDP | 11,619 | 7 | Wholly in this county |
| St. Rose | CDP | 7,644 | 6 | Wholly in this county |
| Hahnville | CDP | 3,520 | 1 | Wholly in this county |
| Norco | CDP | 2,781 | 1 | Wholly in this county |
| Des Allemands | CDP | 2,382 | 1 | 53.7 percent here, 46.3 percent Lafourche Parish |
| Montz | CDP | 2,074 | None recorded | Wholly in this county |
| Boutte | CDP | 2,027 | None recorded | Wholly in this county |
| Bayou Gauche | CDP | 1,908 | None recorded | Wholly in this county |
| Ama | CDP | 1,483 | None recorded | Wholly in this county |
| New Sarpy | CDP | 1,247 | None recorded | Wholly in this county |
| Paradis | CDP | 552 | None recorded | Wholly in this county |
| Killona | CDP | 188 | None recorded | Wholly in this county |
| Taft | CDP | 112 | None recorded | Wholly in this county |
Nearby