HomeMarylandAnne Arundel CountyAnnapolis city
Annapolis city, Maryland: commercial real estate data.
Annapolis city is a Census city of 40,720 people across 7.21 square miles of land, in Anne Arundel County. Median household income is $113,860, 62.0 percent of occupied homes are owned, and the SBA record carries 145 7(a) approvals to borrowers here worth $60.4 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Annapolis
What Annapolis is
- Census place typecity
- Land area7.21 sq mi
- Water area0.9 sq mi
- Population per square mile of land5,651
- County holding the largest share of its areaAnne Arundel County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Annapolis
How many people live in Annapolis
- Population40,720
- Median age43.0
- Population under 188,283
- Share under 1820.3 percent
- Population 65 and over8,301
- Share 65 and over20.4 percent
- Households17,998
- Family households9,653
- Share of households that are families53.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Annapolis
Income and work in Annapolis
- Median household income$113,860
- Per capita income$69,520
- Civilian labor force22,443
- Employed21,613
- Unemployed830 plus or minus 253
- Unemployment rate3.7 percent plus or minus 1.1
- Adults 25 and over29,459
- Adults 25 and over with a high school diploma or higher91.0 percent
- Adults 25 and over with a bachelor degree or higher53.8 percent
- Adults 25 and over with a graduate degree25.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Annapolis
Housing in Annapolis
- Housing units19,598
- Occupied units17,998
- Vacant units1,600
- Vacancy rate8.2 percent
- Owner occupied11,162
- Renter occupied6,836
- Ownership rate62.0 percent
- Median owner-occupied home value$548,900
- Median gross rent, monthly$1,860
- Annual rent as a share of median income19.6 percent
- Single family units12,847
- Share single family65.6 percent
- Units in buildings of two or more6,739
- Share in buildings of two or more34.4 percent
- Mobile homes0
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Annapolis
How Annapolis gets to work
- Workers 16 and over who commute17,270
- Commuting under 15 minutes5,531
- Share commuting under 15 minutes32.0 percent
- Commuting 30 minutes or more7,574
- Share commuting 30 minutes or more43.9 percent
- Drove alone62.3 percent
- Carpooled7.3 percent plus or minus 1.9
- Public transport3.6 percent plus or minus 1.7
- Walked3.5 percent plus or minus 0.9
- Worked from home21.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Annapolis
SBA loans in Annapolis (7(a))
- Approvals145
- Gross approval$60,398,500
- Average approval$416,541
- Median approval$184,000
- Ninetieth percentile approval$1,330,000
- Largest approval$5,000,000
- Jobs supported1,616
- Jobs per approval11.1
- Loans with a final outcome22
- Paid in full19
- Charged off3
- Charge-off rate over resolved loans13.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more3.4 percent
- Share to franchises20.7 percent
- Distinct lenders43
- Distinct industries by NAICS77
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Annapolis
SBA loans in Annapolis (504)
- Approvals25
- Gross approval$19,272,000
- Average approval$770,880
- Median approval$537,000
- Largest approval$2,679,000
- Jobs supported293
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Anne Arundel County, not Annapolis
Anne Arundel County context, not Annapolis figures
These are Anne Arundel County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Annapolis measurements.
- Establishments in Anne Arundel County14,718
- Employment at those establishments, Anne Arundel County245,664
- Covered employment, Anne Arundel County288,447
- Average annual pay, Anne Arundel County$79,546
- Average weekly wage, Anne Arundel County$1,530
- Housing units permitted, Anne Arundel County1,304
- Of those, single family, Anne Arundel County1,005
- County product, 2024, Anne Arundel County$69,946,072,000
- County product change over the prior year, Anne Arundel County7.5 percent
- Average income of an arriving household, Anne Arundel County$93,792
Every figure in this section is published for Anne Arundel County as a whole and is not a measurement of Annapolis. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Annapolis questions, answered from the record.
How many people live in Annapolis, Maryland?
40,720, in 17,998 households. Annapolis city covers 7.21 square miles of land, which is 5,651 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Annapolis in?
Anne Arundel County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Annapolis?
$113,860. The median owner-occupied home is valued at $548,900. Median gross rent is $1,860 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Annapolis businesses?
145 7(a) approvals totalling $60.4 m, across 43 lenders, median approval $184,000, plus 25 504 approvals worth $19.3 m. These count approvals to borrowers whose address is in Annapolis, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Annapolis borrowers get paid back?
Of the 22 loans that have reached a final outcome, 19 were paid in full and 3 charged off, a charge off rate of 13.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Annapolis figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Anne Arundel County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Annapolis.
Is zoning published for Annapolis?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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