HomeMarylandAnne Arundel CountyAnnapolis
Annapolis, Maryland: commercial real estate data.
Annapolis is a Census city of 40,720 people across 7.21 square miles of land, in Anne Arundel County. Median household income is $113,860, 62.0 percent of occupied homes are owned, and the SBA record carries 145 7(a) approvals to borrowers here worth $60.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Annapolis
What Annapolis is
- Census place typecity
- Land area7.21 sq mi
- Water area0.9 sq mi
- Population per square mile of land5,651
- County holding the largest share of its areaAnne Arundel County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Annapolis
How many people live in Annapolis
- Population40,720
- Median age43.0
- Population under 188,283
- Share under 1820.3 percent
- Population 65 and over8,301
- Share 65 and over20.4 percent
- Households17,998
- Family households9,653
- Share of households that are families53.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Annapolis
Income and work in Annapolis
- Median household income$113,860
- Per capita income$69,520
- Civilian labor force22,443
- Employed21,613
- Unemployed830 plus or minus 253
- Unemployment rate3.7 percent plus or minus 1.1
- Adults 25 and over29,459
- Adults 25 and over with a high school diploma or higher91.0 percent
- Adults 25 and over with a bachelor degree or higher53.8 percent
- Adults 25 and over with a graduate degree25.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Annapolis
Housing in Annapolis
- Housing units19,598
- Occupied units17,998
- Vacant units1,600
- Vacancy rate8.2 percent
- Owner occupied11,162
- Renter occupied6,836
- Ownership rate62.0 percent
- Median owner-occupied home value$548,900
- Median gross rent, monthly$1,860
- Annual rent as a share of median income19.6 percent
- Single family units12,847
- Share single family65.6 percent
- Units in buildings of two or more6,739
- Share in buildings of two or more34.4 percent
- Mobile homes0
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Annapolis
How Annapolis gets to work
- Workers 16 and over who commute17,270
- Commuting under 15 minutes5,531
- Share commuting under 15 minutes32.0 percent
- Commuting 30 minutes or more7,574
- Share commuting 30 minutes or more43.9 percent
- Drove alone62.3 percent
- Carpooled7.3 percent plus or minus 1.9
- Public transport3.6 percent plus or minus 1.7
- Walked3.5 percent plus or minus 0.9
- Worked from home21.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Annapolis
SBA loans in Annapolis (7(a))
- Approvals145
- Gross approval$60,398,500
- Average approval$416,541
- Median approval$184,000
- Ninetieth percentile approval$1,322,000
- Largest approval$5,000,000
- Jobs supported1,616
- Jobs per approval11.1
- Loans with a final outcome22
- Paid in full19
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more3.4 percent
- Share to franchises20.7 percent
- Distinct lenders43
- Distinct industries by NAICS77
Counted by borrower city: approvals to borrowers whose address is in Annapolis, in any county, FY2020 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Annapolis
SBA loans in Annapolis (504)
- Approvals25
- Gross approval$19,272,000
- Average approval$770,880
- Median approval$537,000
- Largest approval$2,679,000
- Jobs supported293
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Annapolis, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Annapolis
Flood risk in Annapolis
- NFIP communityCity of Annapolis
- NFIP community number240009
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date02/18/15
The City of Annapolis participates in the National Flood Insurance Program as community 240009 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Anne Arundel County, not Annapolis
Anne Arundel County context, not Annapolis figures
- Establishments in Anne Arundel County14,718
- Covered employment, Anne Arundel County288,447
- Average annual pay, Anne Arundel County$79,546
- Housing units permitted, Anne Arundel County1,304
Every figure in this section is published for Anne Arundel County as a whole and is not a measurement of Annapolis.
All Anne Arundel County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Annapolis questions, answered from the record.
How many people live in Annapolis, Maryland?
40,720, in 17,998 households. Annapolis city covers 7.21 square miles of land, which is 5,651 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Annapolis in?
Anne Arundel County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Annapolis?
$113,860. The median owner-occupied home is valued at $548,900. Median gross rent is $1,860 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Annapolis businesses?
145 7(a) approvals totaling $60.4 m since FY2020, across 43 lenders, median approval $184,000, plus 25 504 approvals worth $19.3 m since FY2010. These count approvals to borrowers whose address is in Annapolis, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Annapolis borrowers get paid back?
No rate is published for Annapolis. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Annapolis in the National Flood Insurance Program?
Yes. Annapolis appears in the FEMA Community Status Book as Annapolis, city of, community 240009, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Annapolis figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Anne Arundel County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Annapolis.
Is zoning published for Annapolis?
No. Nothing on this page presents parcel level zoning.
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