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HomeMarylandCaroline CountyFederalsburg town

Federalsburg town, Maryland: commercial real estate data.

Federalsburg town is a Census town of 2,837 people across 1.93 square miles of land, in Caroline County. Median household income is $33,571, 51.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $121,000.

76 sourced place values · tier FULL · 8 sections

Federalsburg

What Federalsburg is

  • Census place typetown
  • Land area1.93 sq mi
  • Water area0.06 sq mi
  • Population per square mile of land1,470
  • County holding the largest share of its areaCaroline County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Federalsburg

How many people live in Federalsburg

  • Population2,837
  • Median age34.2
  • Population under 18790 plus or minus 180
  • Share under 1827.8 percent plus or minus 6.3
  • Population 65 and over344 plus or minus 93
  • Share 65 and over12.1 percent plus or minus 3.3
  • Households1,104
  • Family households749
  • Share of households that are families67.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Federalsburg

Income and work in Federalsburg

  • Median household income$33,571 plus or minus $7,131
  • Per capita income$20,904
  • Civilian labor force1,259
  • Employed1,139
  • Unemployed120 plus or minus 79
  • Unemployment rate9.5 percent plus or minus 6.2
  • Adults 25 and over1,812
  • Adults 25 and over with a high school diploma or higher80.5 percent
  • Adults 25 and over with a bachelor degree or higher6.9 percent plus or minus 2.9
  • Adults 25 and over with a graduate degree3.8 percent plus or minus 2.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Federalsburg

Housing in Federalsburg

  • Housing units1,208
  • Occupied units1,104
  • Vacant units104 plus or minus 66
  • Vacancy rate8.6 percent plus or minus 5.4
  • Owner occupied567 plus or minus 140
  • Renter occupied537 plus or minus 124
  • Ownership rate51.4 percent plus or minus 11.5
  • Median owner-occupied home value$156,500
  • Median gross rent, monthly$1,017 plus or minus $381
  • Annual rent as a share of median income36.4 percent plus or minus 15.7
  • Single family units716 plus or minus 144
  • Share single family59.3 percent
  • Units in buildings of two or more441 plus or minus 141
  • Share in buildings of two or more36.5 percent plus or minus 11.0
  • Mobile homes51 plus or minus 32
  • Median year structure built1970

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Federalsburg

How Federalsburg gets to work

  • Workers 16 and over who commute1,081
  • Commuting under 15 minutes293 plus or minus 115
  • Share commuting under 15 minutes27.1 percent plus or minus 10.0
  • Commuting 30 minutes or more590 plus or minus 147
  • Share commuting 30 minutes or more54.6 percent plus or minus 11.4
  • Drove alone88.0 percent
  • Carpooled3.9 percent plus or minus 3.4
  • Public transport0.0 percent
  • Walked2.6 percent plus or minus 2.8
  • Worked from home2.6 percent plus or minus 2.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Federalsburg

SBA 7(a) lending to Federalsburg borrowers

  • Approvals2
  • Gross approval$121,000
  • Average approval$60,500
  • Median approval$96,000
  • Ninetieth percentile approval$96,000
  • Largest approval$96,000
  • Jobs supported10
  • Jobs per approval5.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Federalsburg

SBA 504 lending to Federalsburg borrowers

  • Approvals1
  • Gross approval$383,000
  • Average approval$383,000
  • Median approval$383,000
  • Largest approval$383,000
  • Jobs supported6
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Caroline County, not Federalsburg

Caroline County context, not Federalsburg figures

These are Caroline County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Federalsburg measurements.

  • Establishments in Caroline County634
  • Employment at those establishments, Caroline County6,996
  • Covered employment, Caroline County9,246
  • Average annual pay, Caroline County$53,786
  • Average weekly wage, Caroline County$1,034
  • Housing units permitted, Caroline County55
  • Of those, single family, Caroline County55
  • County product, 2024, Caroline County$1,589,731,000
  • County product change over the prior year, Caroline County6.7 percent
  • Average income of an arriving household, Caroline County$55,423

Every figure in this section is published for Caroline County as a whole and is not a measurement of Federalsburg. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Federalsburg questions, answered from the record.

How many people live in Federalsburg, Maryland?

2,837, in 1,104 households. Federalsburg town covers 1.93 square miles of land, which is 1,470 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Federalsburg in?

Caroline County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Federalsburg?

$33,571. The median owner-occupied home is valued at $156,500. Median gross rent is $1,017 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Federalsburg businesses?

2 7(a) approvals totalling $121,000, across 1 lenders, median approval $96,000, plus 1 504 approvals worth $383,000. These count approvals to borrowers whose address is in Federalsburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Federalsburg borrowers get paid back?

No rate is published for Federalsburg. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Federalsburg figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Caroline County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Federalsburg.

Is zoning published for Federalsburg?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.