HomeMarylandCaroline CountyFederalsburg
Federalsburg, Maryland: commercial real estate data.
Federalsburg is a Census town of 2,837 people across 1.93 square miles of land, in Caroline County. Median household income is $33,571, 51.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $121,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Federalsburg
What Federalsburg is
- Census place typetown
- Land area1.93 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,470
- County holding the largest share of its areaCaroline County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Federalsburg
How many people live in Federalsburg
- Population2,837
- Median age34.2
- Population under 18790 plus or minus 180
- Share under 1827.8 percent plus or minus 6.3
- Population 65 and over344 plus or minus 93
- Share 65 and over12.1 percent plus or minus 3.3
- Households1,104
- Family households749
- Share of households that are families67.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Federalsburg
Income and work in Federalsburg
- Median household income$33,571 plus or minus $7,131
- Per capita income$20,904
- Civilian labor force1,259
- Employed1,139
- Unemployed120 plus or minus 79
- Unemployment rate9.5 percent plus or minus 6.2
- Adults 25 and over1,812
- Adults 25 and over with a high school diploma or higher80.5 percent
- Adults 25 and over with a bachelor degree or higher6.9 percent plus or minus 2.9
- Adults 25 and over with a graduate degree3.8 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Federalsburg
Housing in Federalsburg
- Housing units1,208
- Occupied units1,104
- Vacant units104 plus or minus 66
- Vacancy rate8.6 percent plus or minus 5.4
- Owner occupied567 plus or minus 140
- Renter occupied537 plus or minus 124
- Ownership rate51.4 percent plus or minus 11.5
- Median owner-occupied home value$156,500
- Median gross rent, monthly$1,017 plus or minus $381
- Annual rent as a share of median income36.4 percent plus or minus 15.7
- Single family units716 plus or minus 144
- Share single family59.3 percent
- Units in buildings of two or more441 plus or minus 141
- Share in buildings of two or more36.5 percent plus or minus 11.0
- Mobile homes51 plus or minus 32
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Federalsburg
How Federalsburg gets to work
- Workers 16 and over who commute1,081
- Commuting under 15 minutes293 plus or minus 115
- Share commuting under 15 minutes27.1 percent plus or minus 10.0
- Commuting 30 minutes or more590 plus or minus 147
- Share commuting 30 minutes or more54.6 percent plus or minus 11.4
- Drove alone88.0 percent
- Carpooled3.9 percent plus or minus 3.4
- Public transport0.0 percent
- Walked2.6 percent plus or minus 2.8
- Worked from home2.6 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Federalsburg
SBA loans in Federalsburg (7(a))
- Approvals2
- Gross approval$121,000
- Average approval$60,500
- Median approval$60,500
- Largest approval$96,000
- Jobs supported10
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term102 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Federalsburg, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Federalsburg
SBA loans in Federalsburg (504)
- Approvals1
- Gross approval$383,000
- Average approval$383,000
- Median approval$383,000
- Largest approval$383,000
- Jobs supported6
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Federalsburg, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Federalsburg
Flood risk in Federalsburg
- NFIP communityTown of Federalsburg
- NFIP community number240013
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/16/15
The Town of Federalsburg participates in the National Flood Insurance Program as community 240013 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Caroline County, not Federalsburg
Caroline County context, not Federalsburg figures
- Establishments in Caroline County634
- Covered employment, Caroline County9,246
- Average annual pay, Caroline County$53,786
- Housing units permitted, Caroline County55
Every figure in this section is published for Caroline County as a whole and is not a measurement of Federalsburg.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Federalsburg questions, answered from the record.
How many people live in Federalsburg, Maryland?
2,837, in 1,104 households. Federalsburg town covers 1.93 square miles of land, which is 1,470 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Federalsburg in?
Caroline County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Federalsburg?
$33,571. The median owner-occupied home is valued at $156,500. Median gross rent is $1,017 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Federalsburg businesses?
2 7(a) approvals totaling $121,000 since FY2020, across 1 lenders, median approval $60,500, plus 1 504 approvals worth $383,000 since FY2010. These count approvals to borrowers whose address is in Federalsburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Federalsburg borrowers get paid back?
No rate is published for Federalsburg. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Federalsburg in the National Flood Insurance Program?
Yes. Federalsburg appears in the FEMA Community Status Book as Federalsburg, town of, community 240013, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Federalsburg figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Caroline County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Federalsburg.
Is zoning published for Federalsburg?
No. Nothing on this page presents parcel level zoning.
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