HomeMarylandCecil CountyChesapeake City
Chesapeake City, Maryland: commercial real estate data.
Chesapeake City is a Census town of 810 people across 0.53 square miles of land, in Cecil County. Median household income is $84,583, 74.8 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $190,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chesapeake City
What Chesapeake City is
- Census place typetown
- Land area0.53 sq mi
- Water area0.19 sq mi
- Population per square mile of land1,527 plus or minus 428
- County holding the largest share of its areaCecil County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake City
How many people live in Chesapeake City
- Population810 plus or minus 227
- Median age52.4
- Population under 18158 plus or minus 75
- Share under 1819.5 percent plus or minus 7.5
- Population 65 and over214 plus or minus 51
- Share 65 and over26.4 percent plus or minus 9.7
- Households381 plus or minus 100
- Family households203 plus or minus 63
- Share of households that are families53.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake City
Income and work in Chesapeake City
- Median household income$84,583 plus or minus $24,368
- Per capita income$48,454 plus or minus $11,302
- Civilian labor force410 plus or minus 125
- Employed379 plus or minus 110
- Unemployed31 plus or minus 31
- Unemployment rate7.6 percent plus or minus 7.2
- Adults 25 and over606 plus or minus 166
- Adults 25 and over with a high school diploma or higher88.3 percent plus or minus 30.7
- Adults 25 and over with a bachelor degree or higher31.2 percent
- Adults 25 and over with a graduate degree10.6 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake City
Housing in Chesapeake City
- Housing units423 plus or minus 107
- Occupied units381 plus or minus 100
- Vacant units42 plus or minus 33
- Vacancy rate9.9 percent plus or minus 7.4
- Owner occupied285 plus or minus 87
- Renter occupied96 plus or minus 35
- Ownership rate74.8 percent
- Median owner-occupied home value$344,100
- Median gross rent, monthly$1,170 plus or minus $332
- Annual rent as a share of median income16.6 percent plus or minus 6.7
- Single family units328 plus or minus 95
- Share single family77.5 percent
- Units in buildings of two or more89 plus or minus 45
- Share in buildings of two or more21.0 percent plus or minus 9.3
- Mobile homes6 plus or minus 7
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake City
How Chesapeake City gets to work
- Workers 16 and over who commute310 plus or minus 100
- Commuting under 15 minutes97 plus or minus 47
- Share commuting under 15 minutes31.3 percent plus or minus 11.1
- Commuting 30 minutes or more117 plus or minus 47
- Share commuting 30 minutes or more37.7 percent plus or minus 9.0
- Drove alone63.7 percent plus or minus 16.8
- Carpooled7.4 percent plus or minus 6.3
- Public transport0.0 percent
- Walked11.1 percent plus or minus 6.4
- Worked from home17.8 percent plus or minus 9.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake City
SBA loans in Chesapeake City (7(a))
- Approvals4
- Gross approval$190,000
- Average approval$47,500
- Median approval$50,000
- Largest approval$65,000
- Jobs supported6
- Jobs per approval1.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Chesapeake City, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chesapeake City
Flood risk in Chesapeake City
- NFIP communityTown of Chesapeake City
- NFIP community number240099
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/04/15
The Town of Chesapeake City participates in the National Flood Insurance Program as community 240099 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cecil County, not Chesapeake City
Cecil County context, not Chesapeake City figures
- Establishments in Cecil County1,776
- Covered employment, Cecil County36,713
- Average annual pay, Cecil County$63,481
- Housing units permitted, Cecil County561
Every figure in this section is published for Cecil County as a whole and is not a measurement of Chesapeake City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chesapeake City questions, answered from the record.
How many people live in Chesapeake City, Maryland?
810, in 381 households. Chesapeake City town covers 0.53 square miles of land, which is 1,527 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chesapeake City in?
Cecil County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chesapeake City?
$84,583. The median owner-occupied home is valued at $344,100. Median gross rent is $1,170 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chesapeake City businesses?
4 7(a) approvals totaling $190,000 since FY2020, across 3 lenders, median approval $50,000. These count approvals to borrowers whose address is in Chesapeake City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chesapeake City borrowers get paid back?
No rate is published for Chesapeake City. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Chesapeake City in the National Flood Insurance Program?
Yes. Chesapeake City appears in the FEMA Community Status Book as Chesapeake City, town of, community 240099, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chesapeake City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cecil County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chesapeake City.
Is zoning published for Chesapeake City?
No. Nothing on this page presents parcel level zoning.
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