HomeMarylandGarrett CountyAccident
Accident, Maryland: commercial real estate data.
Accident is a Census town of 351 people across 0.49 square miles of land, in Garrett County. Median household income is $58,929, 52.5 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $789,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Accident
What Accident is
- Census place typetown
- Land area0.49 sq mi
- Water area0 sq mi
- Population per square mile of land710 plus or minus 184
- County holding the largest share of its areaGarrett County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Accident
How many people live in Accident
- Population351 plus or minus 91
- Median age36.5 plus or minus 12.0
- Population under 1859 plus or minus 23
- Share under 1816.8 percent plus or minus 5.0
- Population 65 and over58 plus or minus 26
- Share 65 and over16.5 percent plus or minus 6.1
- Households162 plus or minus 64
- Family households79 plus or minus 27
- Share of households that are families48.8 percent plus or minus 25.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Accident
Income and work in Accident
- Median household income$58,929 plus or minus $36,705
- Per capita income$35,083 plus or minus $8,897
- Civilian labor force201 plus or minus 66
- Employed193 plus or minus 65
- Unemployed8 plus or minus 9
- Unemployment rate4.0 percent plus or minus 4.3
- Adults 25 and over211 plus or minus 51
- Adults 25 and over with a high school diploma or higher93.8 percent plus or minus 30.8
- Adults 25 and over with a bachelor degree or higher19.4 percent plus or minus 7.4
- Adults 25 and over with a graduate degree11.4 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Accident
Housing in Accident
- Housing units176 plus or minus 66
- Occupied units162 plus or minus 64
- Vacant units14 plus or minus 14
- Vacancy rate8.0 percent plus or minus 7.4
- Owner occupied85 plus or minus 23
- Renter occupied77 plus or minus 63
- Ownership rate52.5 percent plus or minus 25.1
- Median owner-occupied home value$220,300 plus or minus $49,475
- Single family units103 plus or minus 32
- Share single family58.5 percent plus or minus 28.6
- Units in buildings of two or more54 plus or minus 62
- Share in buildings of two or more30.7 percent plus or minus 33.4
- Mobile homes19 plus or minus 13
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Accident
How Accident gets to work
- Workers 16 and over who commute162 plus or minus 51
- Commuting under 15 minutes91 plus or minus 41
- Share commuting under 15 minutes56.2 percent plus or minus 18.5
- Commuting 30 minutes or more24 plus or minus 19
- Share commuting 30 minutes or more14.8 percent plus or minus 10.8
- Drove alone80.1 percent
- Carpooled8.0 percent plus or minus 8.8
- Public transport2.8 percent plus or minus 4.5
- Walked1.1 percent plus or minus 1.7
- Worked from home8.0 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Accident
SBA loans in Accident (7(a))
- Approvals6
- Gross approval$789,500
- Average approval$131,583
- Median approval$65,000
- Largest approval$465,000
- Jobs supported52
- Jobs per approval8.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Accident, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Accident
SBA loans in Accident (504)
- Approvals1
- Gross approval$223,000
- Average approval$223,000
- Median approval$223,000
- Largest approval$223,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Accident, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Accident
Flood risk in Accident
- NFIP communityTown of Accident
- NFIP community number240093
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/02/13(M)
The Town of Accident participates in the National Flood Insurance Program as community 240093 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Garrett County, not Accident
Garrett County context, not Accident figures
- Establishments in Garrett County951
- Covered employment, Garrett County12,162
- Average annual pay, Garrett County$48,523
- Housing units permitted, Garrett County122
Every figure in this section is published for Garrett County as a whole and is not a measurement of Accident.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Accident questions, answered from the record.
How many people live in Accident, Maryland?
351, in 162 households. Accident town covers 0.49 square miles of land, which is 710 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Accident in?
Garrett County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Accident?
$58,929. The median owner-occupied home is valued at $220,300. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Accident businesses?
6 7(a) approvals totaling $789,500 since FY2020, across 2 lenders, median approval $65,000, plus 1 504 approvals worth $223,000 since FY2010. These count approvals to borrowers whose address is in Accident, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Accident borrowers get paid back?
No rate is published for Accident. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Accident in the National Flood Insurance Program?
Yes. Accident appears in the FEMA Community Status Book as Accident, town of, community 240093, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Accident figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Garrett County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Accident.
Is zoning published for Accident?
No. Nothing on this page presents parcel level zoning.