HomeMarylandHarford CountyBel Air
Bel Air, Maryland: commercial real estate data.
Bel Air is a Census town of 10,585 people across 3.04 square miles of land, in Harford County. Median household income is $74,605, 59.2 percent of occupied homes are owned, and the SBA record carries 87 7(a) approvals to borrowers here worth $26.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bel Air
What Bel Air is
- Census place typetown
- Land area3.04 sq mi
- Water area0.01 sq mi
- Population per square mile of land3,486
- County holding the largest share of its areaHarford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bel Air
How many people live in Bel Air
- Population10,585
- Median age42.6
- Population under 181,677
- Share under 1815.8 percent
- Population 65 and over2,305
- Share 65 and over21.8 percent
- Households5,042
- Family households2,370
- Share of households that are families47.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bel Air
Income and work in Bel Air
- Median household income$74,605
- Per capita income$46,446
- Civilian labor force5,973
- Employed5,712
- Unemployed261 plus or minus 159
- Unemployment rate4.4 percent plus or minus 2.6
- Adults 25 and over7,938
- Adults 25 and over with a high school diploma or higher92.6 percent
- Adults 25 and over with a bachelor degree or higher43.0 percent
- Adults 25 and over with a graduate degree16.3 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bel Air
Housing in Bel Air
- Housing units5,267
- Occupied units5,042
- Vacant units225 plus or minus 171
- Vacancy rate4.3 percent plus or minus 3.2
- Owner occupied2,983
- Renter occupied2,059
- Ownership rate59.2 percent
- Median owner-occupied home value$318,400
- Median gross rent, monthly$1,492
- Annual rent as a share of median income24.0 percent
- Single family units2,818
- Share single family53.5 percent
- Units in buildings of two or more2,449
- Share in buildings of two or more46.5 percent
- Mobile homes0
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bel Air
How Bel Air gets to work
- Workers 16 and over who commute5,083
- Commuting under 15 minutes1,233 plus or minus 280
- Share commuting under 15 minutes24.3 percent plus or minus 5.0
- Commuting 30 minutes or more2,469
- Share commuting 30 minutes or more48.6 percent
- Drove alone81.7 percent
- Carpooled3.5 percent plus or minus 1.8
- Public transport1.0 percent plus or minus 0.8
- Walked1.4 percent plus or minus 1.0
- Worked from home10.0 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bel Air
SBA loans in Bel Air (7(a))
- Approvals87
- Gross approval$26,359,600
- Average approval$302,984
- Median approval$100,000
- Ninetieth percentile approval$792,200
- Largest approval$3,888,600
- Jobs supported716
- Jobs per approval8.2
- Loans with a final outcome11
- Paid in full11
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more2.3 percent
- Share to franchises16.1 percent
- Distinct lenders24
- Distinct industries by NAICS46
Counted by borrower city: approvals to borrowers whose address is in Bel Air, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bel Air
SBA loans in Bel Air (504)
- Approvals16
- Gross approval$12,367,000
- Average approval$772,938
- Median approval$519,000
- Largest approval$3,365,000
- Jobs supported141
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Bel Air, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bel Air
Flood risk in Bel Air
- NFIP communityTown of Bel Air
- NFIP community number240042
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date04/19/16
The Town of Bel Air participates in the National Flood Insurance Program as community 240042 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Harford County, not Bel Air
Harford County context, not Bel Air figures
- Establishments in Harford County5,636
- Covered employment, Harford County95,188
- Average annual pay, Harford County$68,533
- Housing units permitted, Harford County803
Every figure in this section is published for Harford County as a whole and is not a measurement of Bel Air.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bel Air questions, answered from the record.
How many people live in Bel Air, Maryland?
10,585, in 5,042 households. Bel Air town covers 3.04 square miles of land, which is 3,486 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bel Air in?
Harford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bel Air?
$74,605. The median owner-occupied home is valued at $318,400. Median gross rent is $1,492 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bel Air businesses?
87 7(a) approvals totaling $26.4 m since FY2020, across 24 lenders, median approval $100,000, plus 16 504 approvals worth $12.4 m since FY2010. These count approvals to borrowers whose address is in Bel Air, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bel Air borrowers get paid back?
No rate is published for Bel Air. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bel Air in the National Flood Insurance Program?
Yes. Bel Air appears in the FEMA Community Status Book as Bel Air, town of, community 240042, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bel Air figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Harford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bel Air.
Is zoning published for Bel Air?
No. Nothing on this page presents parcel level zoning.