HomeMarylandHarford CountyBel Air town
Bel Air town, Maryland: commercial real estate data.
Bel Air town is a Census town of 10,585 people across 3.04 square miles of land, in Harford County. Median household income is $74,605, 59.2 percent of occupied homes are owned, and the SBA record carries 87 7(a) approvals to borrowers here worth $26.4 m.
77 sourced place values · tier FULL · 8 sections
Bel Air
What Bel Air is
- Census place typetown
- Land area3.04 sq mi
- Water area0.01 sq mi
- Population per square mile of land3,486
- County holding the largest share of its areaHarford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bel Air
How many people live in Bel Air
- Population10,585
- Median age42.6
- Population under 181,677
- Share under 1815.8 percent
- Population 65 and over2,305
- Share 65 and over21.8 percent
- Households5,042
- Family households2,370
- Share of households that are families47.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bel Air
Income and work in Bel Air
- Median household income$74,605
- Per capita income$46,446
- Civilian labor force5,973
- Employed5,712
- Unemployed261 plus or minus 159
- Unemployment rate4.4 percent plus or minus 2.6
- Adults 25 and over7,938
- Adults 25 and over with a high school diploma or higher92.6 percent
- Adults 25 and over with a bachelor degree or higher43.0 percent
- Adults 25 and over with a graduate degree16.3 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bel Air
Housing in Bel Air
- Housing units5,267
- Occupied units5,042
- Vacant units225 plus or minus 171
- Vacancy rate4.3 percent plus or minus 3.2
- Owner occupied2,983
- Renter occupied2,059
- Ownership rate59.2 percent
- Median owner-occupied home value$318,400
- Median gross rent, monthly$1,492
- Annual rent as a share of median income24.0 percent
- Single family units2,818
- Share single family53.5 percent
- Units in buildings of two or more2,449
- Share in buildings of two or more46.5 percent
- Mobile homes0
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bel Air
How Bel Air gets to work
- Workers 16 and over who commute5,083
- Commuting under 15 minutes1,233 plus or minus 280
- Share commuting under 15 minutes24.3 percent plus or minus 5.0
- Commuting 30 minutes or more2,469
- Share commuting 30 minutes or more48.6 percent
- Drove alone81.7 percent
- Carpooled3.5 percent plus or minus 1.8
- Public transport1.0 percent plus or minus 0.8
- Walked1.4 percent plus or minus 1.0
- Worked from home10.0 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bel Air
SBA 7(a) lending to Bel Air borrowers
- Approvals87
- Gross approval$26,359,600
- Average approval$302,984
- Median approval$100,000
- Ninetieth percentile approval$875,000
- Largest approval$3,888,600
- Jobs supported716
- Jobs per approval8.2
- Loans with a final outcome11
- Paid in full11
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more2.3 percent
- Share to franchises16.1 percent
- Distinct lenders24
- Distinct industries by NAICS46
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bel Air
SBA 504 lending to Bel Air borrowers
- Approvals16
- Gross approval$12,367,000
- Average approval$772,938
- Median approval$524,000
- Largest approval$3,365,000
- Jobs supported141
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harford County, not Bel Air
Harford County context, not Bel Air figures
These are Harford County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bel Air measurements.
- Establishments in Harford County5,636
- Employment at those establishments, Harford County79,488
- Covered employment, Harford County95,188
- Average annual pay, Harford County$68,533
- Average weekly wage, Harford County$1,318
- Housing units permitted, Harford County803
- Of those, single family, Harford County777
- County product, 2024, Harford County$17,905,579,000
- County product change over the prior year, Harford County5.0 percent
- Average income of an arriving household, Harford County$73,369
Every figure in this section is published for Harford County as a whole and is not a measurement of Bel Air. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bel Air questions, answered from the record.
How many people live in Bel Air, Maryland?
10,585, in 5,042 households. Bel Air town covers 3.04 square miles of land, which is 3,486 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bel Air in?
Harford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bel Air?
$74,605. The median owner-occupied home is valued at $318,400. Median gross rent is $1,492 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bel Air businesses?
87 7(a) approvals totalling $26.4 m, across 24 lenders, median approval $100,000, plus 16 504 approvals worth $12.4 m. These count approvals to borrowers whose address is in Bel Air, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bel Air borrowers get paid back?
Of the 11 loans that have reached a final outcome, 11 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Bel Air figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Harford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bel Air.
Is zoning published for Bel Air?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.