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Rock Hall, Maryland: commercial real estate data.

Rock Hall is a Census town of 1,215 people across 1.30 square miles of land, in Kent County. Median household income is $74,597, 74.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.8 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Rock Hall

What Rock Hall is

  • Census place typetown
  • Land area1.3 sq mi
  • Water area0 sq mi
  • Population per square mile of land938
  • County holding the largest share of its areaKent County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rock Hall

How many people live in Rock Hall

  • Population1,215
  • Median age61.4
  • Population under 18131 plus or minus 50
  • Share under 1810.8 percent plus or minus 3.6
  • Population 65 and over516 plus or minus 108
  • Share 65 and over42.5 percent
  • Households646
  • Family households317 plus or minus 79
  • Share of households that are families49.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rock Hall

Income and work in Rock Hall

  • Median household income$74,597 plus or minus $18,884
  • Per capita income$53,528
  • Civilian labor force629 plus or minus 163
  • Employed621 plus or minus 163
  • Unemployed8 plus or minus 11
  • Unemployment rate1.3 percent plus or minus 1.7
  • Adults 25 and over1,050
  • Adults 25 and over with a high school diploma or higher89.0 percent
  • Adults 25 and over with a bachelor degree or higher31.2 percent
  • Adults 25 and over with a graduate degree14.5 percent plus or minus 4.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rock Hall

Housing in Rock Hall

  • Housing units929
  • Occupied units646
  • Vacant units283 plus or minus 91
  • Vacancy rate30.5 percent plus or minus 8.5
  • Owner occupied481 plus or minus 105
  • Renter occupied165 plus or minus 52
  • Ownership rate74.5 percent
  • Median owner-occupied home value$262,000
  • Median gross rent, monthly$595 plus or minus $507
  • Annual rent as a share of median income9.6 percent plus or minus 8.5
  • Single family units723
  • Share single family77.8 percent
  • Units in buildings of two or more170 plus or minus 80
  • Share in buildings of two or more18.3 percent plus or minus 8.1
  • Mobile homes36 plus or minus 33
  • Median year structure built1973

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rock Hall

How Rock Hall gets to work

  • Workers 16 and over who commute536 plus or minus 154
  • Commuting under 15 minutes296 plus or minus 114
  • Share commuting under 15 minutes55.2 percent plus or minus 14.1
  • Commuting 30 minutes or more127 plus or minus 67
  • Share commuting 30 minutes or more23.7 percent plus or minus 10.6
  • Drove alone64.3 percent plus or minus 15.3
  • Carpooled8.1 percent plus or minus 4.8
  • Public transport0.0 percent
  • Walked14.7 percent plus or minus 6.1
  • Worked from home11.7 percent plus or minus 3.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rock Hall

SBA loans in Rock Hall (7(a))

  • Approvals2
  • Gross approval$1,839,200
  • Average approval$919,600
  • Median approval$919,600
  • Largest approval$1,749,200
  • Jobs supported39
  • Jobs per approval19.5
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term180 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Rock Hall, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Rock Hall

SBA loans in Rock Hall (504)

  • Approvals2
  • Gross approval$503,000
  • Average approval$251,500
  • Median approval$251,500
  • Largest approval$254,000
  • Jobs supported30
  • Loans with a final outcome1
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Rock Hall, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Rock Hall

Flood risk in Rock Hall

  • NFIP communityTown of Rock Hall
  • NFIP community number240048
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date06/09/14

The Town of Rock Hall participates in the National Flood Insurance Program as community 240048 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Kent County, not Rock Hall

Kent County context, not Rock Hall figures

  • Establishments in Kent County570
  • Covered employment, Kent County7,648
  • Average annual pay, Kent County$52,881
  • Housing units permitted, Kent County48

Every figure in this section is published for Kent County as a whole and is not a measurement of Rock Hall.

All Kent County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Rock Hall questions, answered from the record.

How many people live in Rock Hall, Maryland?

1,215, in 646 households. Rock Hall town covers 1.30 square miles of land, which is 938 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Rock Hall in?

Kent County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Rock Hall?

$74,597. The median owner-occupied home is valued at $262,000. Median gross rent is $595 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Rock Hall businesses?

2 7(a) approvals totaling $1.8 m since FY2020, across 2 lenders, median approval $919,600, plus 2 504 approvals worth $503,000 since FY2010. These count approvals to borrowers whose address is in Rock Hall, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Rock Hall borrowers get paid back?

No rate is published for Rock Hall. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Rock Hall in the National Flood Insurance Program?

Yes. Rock Hall appears in the FEMA Community Status Book as Rock Hall, town of, community 240048, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Rock Hall figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kent County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rock Hall.

Is zoning published for Rock Hall?

No. Nothing on this page presents parcel level zoning.