HomeMarylandQueen Anne's CountyChester
Chester, Maryland: commercial real estate data.
Chester is a Census CDP of 4,797 people across 5.24 square miles of land, in Queen Anne's County. Median household income is $102,399, 71.1 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $834,700 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chester
What Chester is
- Census place typeCDP
- Land area5.24 sq mi
- Water area1.75 sq mi
- Population per square mile of land916
- County holding the largest share of its areaQueen Anne's County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
How many people live in Chester
- Population4,797
- Median age46.9
- Population under 18865 plus or minus 252
- Share under 1818.0 percent plus or minus 4.7
- Population 65 and over891 plus or minus 190
- Share 65 and over18.6 percent
- Households2,117
- Family households1,220
- Share of households that are families57.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
Income and work in Chester
- Median household income$102,399 plus or minus $24,228
- Per capita income$72,109 plus or minus $15,127
- Civilian labor force2,750
- Employed2,690
- Unemployed60 plus or minus 84
- Unemployment rate2.2 percent plus or minus 3.0
- Adults 25 and over3,596
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher40.9 percent
- Adults 25 and over with a graduate degree13.5 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
Housing in Chester
- Housing units2,591
- Occupied units2,117
- Vacant units474 plus or minus 177
- Vacancy rate18.3 percent plus or minus 6.5
- Owner occupied1,505
- Renter occupied612 plus or minus 173
- Ownership rate71.1 percent
- Median owner-occupied home value$487,400
- Median gross rent, monthly$1,878
- Annual rent as a share of median income22.0 percent plus or minus 5.6
- Single family units1,809
- Share single family69.8 percent
- Units in buildings of two or more782 plus or minus 238
- Share in buildings of two or more30.2 percent plus or minus 8.6
- Mobile homes0
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
How Chester gets to work
- Workers 16 and over who commute2,328
- Commuting under 15 minutes712 plus or minus 230
- Share commuting under 15 minutes30.6 percent plus or minus 8.6
- Commuting 30 minutes or more1,040 plus or minus 239
- Share commuting 30 minutes or more44.7 percent
- Drove alone74.2 percent
- Carpooled6.8 percent plus or minus 4.2
- Public transport2.5 percent plus or minus 2.0
- Walked1.3 percent plus or minus 1.5
- Worked from home13.0 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
SBA loans in Chester (7(a))
- Approvals9
- Gross approval$834,700
- Average approval$92,744
- Median approval$90,000
- Largest approval$150,000
- Jobs supported72
- Jobs per approval8.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises22.2 percent
- Distinct lenders4
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Chester, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chester
SBA loans in Chester (504)
- Approvals2
- Gross approval$2,372,000
- Average approval$1,186,000
- Median approval$1,186,000
- Largest approval$1,940,000
- Jobs supported22
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Chester, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Queen Anne's County, not Chester
Queen Anne's County context, not Chester figures
- Establishments in Queen Anne's County1,421
- Covered employment, Queen Anne's County16,269
- Average annual pay, Queen Anne's County$56,415
- Housing units permitted, Queen Anne's County356
Every figure in this section is published for Queen Anne's County as a whole and is not a measurement of Chester.
All Queen Anne's County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chester questions, answered from the record.
How many people live in Chester, Maryland?
4,797, in 2,117 households. Chester CDP covers 5.24 square miles of land, which is 916 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chester in?
Queen Anne's County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chester?
$102,399. The median owner-occupied home is valued at $487,400. Median gross rent is $1,878 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chester businesses?
9 7(a) approvals totaling $834,700 since FY2020, across 4 lenders, median approval $90,000, plus 2 504 approvals worth $2.4 m since FY2010. These count approvals to borrowers whose address is in Chester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chester borrowers get paid back?
No rate is published for Chester. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Chester figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Queen Anne's County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chester.
Is zoning published for Chester?
No. Nothing on this page presents parcel level zoning.