HomeMarylandTalbot CountyOxford
Oxford, Maryland: commercial real estate data.
Oxford is a Census town of 706 people across 0.56 square miles of land, in Talbot County. Median household income is $83,207, 83.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oxford
What Oxford is
- Census place typetown
- Land area0.56 sq mi
- Water area0.28 sq mi
- Population per square mile of land1,258 plus or minus 349
- County holding the largest share of its areaTalbot County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How many people live in Oxford
- Population706 plus or minus 196
- Median age66.9
- Population under 1861 plus or minus 41
- Share under 188.6 percent plus or minus 5.3
- Population 65 and over368 plus or minus 102
- Share 65 and over52.1 percent
- Households401 plus or minus 114
- Family households274 plus or minus 106
- Share of households that are families68.3 percent plus or minus 17.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Income and work in Oxford
- Median household income$83,207
- Per capita income$65,795 plus or minus $13,430
- Civilian labor force247 plus or minus 117
- Employed203 plus or minus 89
- Unemployed44 plus or minus 51
- Unemployment rate17.8 percent plus or minus 18.8
- Adults 25 and over607 plus or minus 173
- Adults 25 and over with a high school diploma or higher96.9 percent plus or minus 37.5
- Adults 25 and over with a bachelor degree or higher64.4 percent plus or minus 25.8
- Adults 25 and over with a graduate degree36.9 percent plus or minus 11.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Housing in Oxford
- Housing units559 plus or minus 124
- Occupied units401 plus or minus 114
- Vacant units158 plus or minus 48
- Vacancy rate28.3 percent plus or minus 5.9
- Owner occupied335 plus or minus 109
- Renter occupied66 plus or minus 44
- Ownership rate83.5 percent
- Median owner-occupied home value$791,700 plus or minus $176,411
- Median gross rent, monthly$2,250 plus or minus $2,109
- Annual rent as a share of median income32.4 percent plus or minus 31.1
- Single family units520 plus or minus 126
- Share single family93.0 percent
- Units in buildings of two or more39 plus or minus 27
- Share in buildings of two or more7.0 percent plus or minus 4.6
- Mobile homes0
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How Oxford gets to work
- Workers 16 and over who commute160 plus or minus 85
- Commuting under 15 minutes43 plus or minus 30
- Share commuting under 15 minutes26.9 percent plus or minus 12.3
- Commuting 30 minutes or more92 plus or minus 69
- Share commuting 30 minutes or more57.5 percent plus or minus 30.8
- Drove alone72.9 percent plus or minus 21.3
- Carpooled1.5 percent plus or minus 2.4
- Public transport0.0 percent
- Walked3.4 percent plus or minus 4.7
- Worked from home21.2 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
SBA loans in Oxford (7(a))
- Approvals1
- Gross approval$2,624,000
- Average approval$2,624,000
- Median approval$2,624,000
- Largest approval$2,624,000
- Jobs supported10
- Jobs per approval10.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Oxford, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oxford
SBA loans in Oxford (504)
- Approvals1
- Gross approval$651,000
- Average approval$651,000
- Median approval$651,000
- Largest approval$651,000
- Jobs supported18
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Oxford, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oxford
Flood risk in Oxford
- NFIP communityTown of Oxford
- NFIP community number240068
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date07/20/16
The Town of Oxford participates in the National Flood Insurance Program as community 240068 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Talbot County, not Oxford
Talbot County context, not Oxford figures
- Establishments in Talbot County1,468
- Covered employment, Talbot County18,220
- Average annual pay, Talbot County$56,684
- Housing units permitted, Talbot County104
Every figure in this section is published for Talbot County as a whole and is not a measurement of Oxford.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oxford questions, answered from the record.
How many people live in Oxford, Maryland?
706, in 401 households. Oxford town covers 0.56 square miles of land, which is 1,258 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oxford in?
Talbot County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oxford?
$83,207. The median owner-occupied home is valued at $791,700. Median gross rent is $2,250 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oxford businesses?
1 7(a) approvals totaling $2.6 m since FY2020, across 1 lenders, median approval $2,624,000, plus 1 504 approvals worth $651,000 since FY2010. These count approvals to borrowers whose address is in Oxford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oxford borrowers get paid back?
No rate is published for Oxford. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oxford in the National Flood Insurance Program?
Yes. Oxford appears in the FEMA Community Status Book as Oxford, town of, community 240068, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oxford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Talbot County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxford.
Is zoning published for Oxford?
No. Nothing on this page presents parcel level zoning.
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