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Clear Spring, Maryland: commercial real estate data.

Clear Spring is a Census town of 342 people across 0.12 square miles of land, in Washington County. Median household income is $47,375, 46.7 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $1.7 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Clear Spring

What Clear Spring is

  • Census place typetown
  • Land area0.12 sq mi
  • Water area0 sq mi
  • Population per square mile of land2,817 plus or minus 1,235
  • County holding the largest share of its areaWashington County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Clear Spring

How many people live in Clear Spring

  • Population342 plus or minus 150
  • Median age29.6 plus or minus 7.8
  • Population under 18136 plus or minus 74
  • Share under 1839.8 percent plus or minus 12.6
  • Population 65 and over47 plus or minus 29
  • Share 65 and over13.7 percent plus or minus 5.9
  • Households137 plus or minus 56
  • Family households80 plus or minus 38
  • Share of households that are families58.4 percent plus or minus 14.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Clear Spring

Income and work in Clear Spring

  • Median household income$47,375 plus or minus $23,068
  • Per capita income$24,629 plus or minus $7,940
  • Civilian labor force150 plus or minus 72
  • Employed146 plus or minus 73
  • Unemployed4 plus or minus 6
  • Unemployment rate2.7 percent plus or minus 3.8
  • Adults 25 and over201 plus or minus 84
  • Adults 25 and over with a high school diploma or higher91.5 percent plus or minus 49.4
  • Adults 25 and over with a bachelor degree or higher12.4 percent plus or minus 15.4
  • Adults 25 and over with a graduate degree1.5 percent plus or minus 7.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Clear Spring

Housing in Clear Spring

  • Housing units164 plus or minus 63
  • Occupied units137 plus or minus 56
  • Vacant units27 plus or minus 22
  • Vacancy rate16.5 percent plus or minus 11.8
  • Owner occupied64 plus or minus 29
  • Renter occupied73 plus or minus 42
  • Ownership rate46.7 percent
  • Median owner-occupied home value$175,000 plus or minus $57,748
  • Median gross rent, monthly$1,352 plus or minus $366
  • Annual rent as a share of median income34.2 percent plus or minus 19.1
  • Single family units121 plus or minus 42
  • Share single family73.8 percent plus or minus 38.4
  • Units in buildings of two or more38 plus or minus 34
  • Share in buildings of two or more23.2 percent plus or minus 18.5
  • Mobile homes5 plus or minus 8
  • Median year structure built1938

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Clear Spring

How Clear Spring gets to work

  • Workers 16 and over who commute133 plus or minus 71
  • Commuting under 15 minutes11 plus or minus 19
  • Share commuting under 15 minutes8.3 percent plus or minus 13.9
  • Commuting 30 minutes or more39 plus or minus 35
  • Share commuting 30 minutes or more29.3 percent plus or minus 20.7
  • Drove alone91.1 percent
  • Carpooled0.0 percent
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home8.9 percent plus or minus 7.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Clear Spring

SBA loans in Clear Spring (7(a))

  • Approvals10
  • Gross approval$1,662,700
  • Average approval$166,270
  • Median approval$30,000
  • Largest approval$807,700
  • Jobs supported28
  • Jobs per approval2.8
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders5
  • Distinct industries by NAICS8

Counted by borrower city: approvals to borrowers whose address is in Clear Spring, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Clear Spring

Flood risk in Clear Spring

  • NFIP communityTown of Clear Spring
  • NFIP community number240072
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date08/15/17

The Town of Clear Spring participates in the National Flood Insurance Program as community 240072 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Washington County, not Clear Spring

Washington County context, not Clear Spring figures

  • Establishments in Washington County3,417
  • Covered employment, Washington County64,206
  • Average annual pay, Washington County$58,252
  • Housing units permitted, Washington County232

Every figure in this section is published for Washington County as a whole and is not a measurement of Clear Spring.

All Washington County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Clear Spring questions, answered from the record.

How many people live in Clear Spring, Maryland?

342, in 137 households. Clear Spring town covers 0.12 square miles of land, which is 2,817 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Clear Spring in?

Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Clear Spring?

$47,375. The median owner-occupied home is valued at $175,000. Median gross rent is $1,352 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Clear Spring businesses?

10 7(a) approvals totaling $1.7 m since FY2020, across 5 lenders, median approval $30,000. These count approvals to borrowers whose address is in Clear Spring, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Clear Spring borrowers get paid back?

No rate is published for Clear Spring. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Clear Spring in the National Flood Insurance Program?

Yes. Clear Spring appears in the FEMA Community Status Book as Clear Spring, town of, community 240072, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Clear Spring figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clear Spring.

Is zoning published for Clear Spring?

No. Nothing on this page presents parcel level zoning.