Wicomico County, Maryland: commercial real estate data.
Wicomico County, Maryland had an estimated 106,329 residents on July 1, 2024, up 2.6 percent since the 2020 census base of 103,594, across 374 square miles. County output reached $7.09 bn in 2024, 2,495 establishments operate here, and the SBA record carries 72 7(a) approvals worth $23.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wicomico County
How many people live in Wicomico County
- Population, American Community Survey 2020-2024104,914
- Households40,470
- Average household size2.59
- Median household income$76,210
- Median age36.2
- Median gross rent$1,327 per month
- Median owner-occupied home value$254,700
- Home value to household income3.3 times
- Annual rent as a share of median income20.9 percent
- Adults 25 and over with a bachelor degree or higher29.5 percent
- Adults 25 and over with a graduate degree11.7 percent
- Adults 25 and over66,496
- Population under 1823,644
- Share under 1822.5 percent
- Population 65 and over17,448
- Share 65 and over16.6 percent
- Working age population, 18 to 6463,822
- Civilian labor force55,631
- Unemployment rate5.9 percent
- Labor force participation, adults 18 and over68.5 percent
- Rank by population among Maryland counties14th of 24
- Rank by population among US county-equivalents, Puerto Rico included596th of 3,222
Wicomico County is the 14th largest of 24 Maryland counties by population. A median home costs 3.3 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 22.5 percent against 16.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Wicomico County
Is Wicomico County's population growing?
- Population, July 1, 2024106,329
- Census 2020 base population103,594
- Population change since the 2020 census base2.64 percent
- Population change, 2023 to 2024744
- Births, 20241,376
- Deaths, 20241,108
- Natural change, 2024268
- Net domestic migration, 2024-197
- Net international migration, 2024678
- Total net migration, 2024481
- Cumulative net domestic migration, 2021 to 2024-42
- Rank by growth among US county-equivalents968th of 3,144
The county has grown 2.64 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Wicomico County
Where are people moving to Wicomico County from?
- Tax returns filed by households arriving2,510
- People arriving, from those returns4,313
- Tax returns filed by households leaving2,480
- Net household movement30
- Adjusted gross income arriving$131.8 m
- Net adjusted gross income movement$-3.9 m
- Average income of an arriving household$52,495
- Average income of a leaving household$54,699
- Largest single originSussex County (354 households)
- Largest single destinationSussex County (315 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Sussex County | 354 | 652 | $15.6 m |
| Worcester County | 337 | 527 | $18.8 m |
| Somerset County | 203 | 408 | $7.6 m |
| Dorchester County | 95 | 180 | $4.0 m |
| Baltimore County | 63 | 109 | $3.6 m |
| Anne Arundel County | 62 | 104 | $3.1 m |
| Accomack County | 57 | 97 | $2.4 m |
| Prince George's County | 45 | 80 | $2.6 m |
Households arriving report $2,204 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Sussex County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Wicomico County
What is the Wicomico County economy?
- County GDP, 2024$7.09 bn
- County GDP, 2023$6.68 bn
- GDP change, 2023 to 20246.0 percent
- GDP change over five years35.0 percent
- Rank by GDP among the Maryland areas BEA publishes14th of 24
- Rank by GDP among the US county areas BEA publishes579th of 3,127
- GDP per resident$67,556
Output grew 6.0 percent in the latest year and 35.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Wicomico County
Employment by industry in Wicomico County
- Covered employment, annual average46,139
- Establishments reporting2,657
- Average annual pay$56,568
- Average weekly wage$1,088
- Health care and social assistance, employment9,930
- Health care and social assistance, average annual pay$68,381
- Retail trade, employment6,085
- Retail trade, average annual pay$38,916
- Accommodation and food services, employment4,507
- Accommodation and food services, average annual pay$23,533
- Manufacturing, employment2,897
- Manufacturing, average annual pay$56,466
- Construction, employment2,382
- Administrative and support and waste management services, employment2,102
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 9,930 | 360 | $68,381 |
| Retail trade | 6,085 | 356 | $38,916 |
| Accommodation and food services | 4,507 | 218 | $23,533 |
| Manufacturing | 2,897 | 92 | $56,466 |
| Construction | 2,382 | 264 | $62,332 |
| Administrative and support and waste management services | 2,102 | 170 | $49,438 |
| Wholesale trade | 1,645 | 122 | $66,039 |
| Other services, except public administration | 1,486 | 243 | $44,134 |
Health care and social assistance is the largest private sector at 9,930 jobs, 21.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Wicomico County
How many businesses are in Wicomico County?
- Establishments, all industries2,495
- Employment at those establishments35,249
- Annual payroll$1.84 bn
- Establishments per 1,000 residents23.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Wicomico County
Building permits in Wicomico County
- Housing units authorized by permit, 2024279
- Declared construction value permitted$56.5 m
- Single family units authorized235
- Multifamily units authorized44
- Multifamily share of units15.8 percent
- Average declared value per unit$202,455
- Units authorized per 1,000 households6.9
Single-family homes are 84.2 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Wicomico County
SBA loans in Wicomico County (7(a) and 504)
- 7(a) approvals recorded72
- 7(a) gross approval dollars$23.7 m
- Average 7(a) approval$328,874
- Median 7(a) approval$97,500
- 10th percentile approval$30,000
- 90th percentile approval$500,000
- Largest single approval$4,500,000
- Jobs reported supported, 7(a)648
- Jobs per approval9.0
- Distinct 7(a) lenders active21
- Distinct industries receiving approvals45
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer6.9 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter64
- Franchise loans6
- Franchise share of approvals8.3 percent
- Leading industry by approval countGeneral Freight Trucking, Local (5)
- Most active lenderManufacturers and Traders Trust Company (34)
- 504 approvals recorded3
- 504 gross approval dollars$2.8 m
- Average 504 approval$943,000
- Median 504 approval$597,000
- Distinct CDCs active1
- 504 jobs per approval10.0
- 504 jobs per million dollars approved10.6
- Most active CDCBusiness Finance Group, Inc. (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$26.5 m
The average approval of $328,874 sits well above the median of $97,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 6.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wicomico County
SBA loan default and charge-off rates in Wicomico County
Do SBA loans in Wicomico County get paid back?
- Loans with a final outcome recorded9
- Paid in full9
- Charged off0
- Status: Exempt from disclosure46
- Status: Paid in full9
- Status: Cancelled7
- Status: Committed, not yet disbursed10
Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wicomico County
SBA lending by place in Wicomico County
- Borrower cities with recorded lending8
- Salisbury, approvals49
- Hebron, approvals7
- Delmar, approvals5
- Parsonsburg, approvals4
- Fruitland, approvals3
- Mardela Springs, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Salisbury | 49 | $20,730,400 |
| Hebron | 7 | $791,500 |
| Delmar | 5 | $1,023,000 |
| Parsonsburg | 4 | $430,000 |
| Fruitland | 3 | $105,000 |
| Mardela Springs | 2 | $95,000 |
| Willards | 1 | $424,000 |
| Parsonburg | 1 | $80,000 |
Salisbury accounts for 49 approvals against 7 in Hebron. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wicomico County
How large is Wicomico County?
- Land area374 sq mi
- Rank by land area among Maryland counties14th of 24
- Width, east to west33.7 mi
- Height, north to south23 mi
- Geographies sharing a boundary4
- Residents per square mile of land281
- Establishments per square mile6.67
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Wicomico County
Flood risk in Wicomico County
- Participation of the county's own NFIP community Wicomico County, unincorporated areasParticipating, community 240078
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP9
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Wicomico County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Wicomico County (community 240078), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Wicomico County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Wicomico County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Wicomico County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024104,914
- Households40,470
- Average household size2.59
- Median household income$76,210
- Median age36.2
Common questions
Wicomico County questions, answered from the record.
How many people live in Wicomico County, Maryland?
The Census Bureau estimates 106,329 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 104,914, in 40,470 households, ranking 14th of 24 Maryland counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Wicomico County's population growing?
The population has grown 2.64 percent since the 2020 census base of 103,594, to 106,329 on July 1, 2024. In 2024 there were 1,376 births against 1,108 deaths, with net migration of 481. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Wicomico County?
$76,210. The median owner-occupied home is valued at $254,700, which is 3.3 times income, and median gross rent is $1,327 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Wicomico County?
2,495 establishments, employing 35,249 people with an annual payroll of $1.84 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Wicomico County?
Health care and social assistance is the largest private sector at 9,930 jobs, 21.5 percent of covered employment. Covered employment averages 46,139 jobs at an average annual pay of $56,568, or $1,088 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Wicomico County?
72 7(a) approvals totaling $23.7 m since FY2020, across 21 lenders, with a median approval of $97,500, plus 3 504 approvals worth $2.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Wicomico County?
279 housing units were authorized by permit in 2024, with a declared construction value of $56.5 m. Multifamily was 15.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Wicomico County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Wicomico County come from?
The largest single origin is Sussex County, with 354 households. Arriving households report an average income of $52,495 against $54,699 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Wicomico County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Wicomico County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Wicomico County
Cities and places in Wicomico.
19 Census places lie wholly or partly in Wicomico County. 18 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Salisbury | city | 33,285 | 49 | Wholly in this county |
| Fruitland | city | 5,801 | 3 | Wholly in this county |
| Delmar | town | 4,261 | 5 | Wholly in this county |
| Pittsville | town | 1,950 | None recorded | Wholly in this county |
| Hebron | town | 1,566 | 7 | Wholly in this county |
| Willards | town | 1,280 | 1 | Wholly in this county |
| Sharptown | town | 874 | None recorded | Wholly in this county |
| Mardela Springs | town | 493 | 2 | Wholly in this county |
| Nanticoke | CDP | 434 | None recorded | Wholly in this county |
| Powellville | CDP | 230 | None recorded | Wholly in this county |
| Bivalve | CDP | 175 | None recorded | Wholly in this county |
| Parsonsburg | CDP | 166 | 4 | Wholly in this county |
| Tyaskin | CDP | 155 | None recorded | Wholly in this county |
| Nanticoke Acres | CDP | 142 | None recorded | Wholly in this county |
| Quantico | CDP | 126 | None recorded | Wholly in this county |
| Whitehaven | CDP | 80 | None recorded | Wholly in this county |
| Allen | CDP | 55 | None recorded | Wholly in this county |
| Jesterville | CDP | 42 | None recorded | Wholly in this county |
| Waterview | CDP | 0 | None recorded | Wholly in this county |
A further 1 of the county's 72 SBA 7(a) approvals are to borrowers in cities that match no Census place in Wicomico County, the largest being Parsonburg (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby