HomeMarylandWorcester CountyBerlin
Berlin, Maryland: commercial real estate data.
Berlin is a Census town of 5,232 people across 3.38 square miles of land, in Worcester County. Median household income is $81,438, 55.6 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $6.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Berlin
What Berlin is
- Census place typetown
- Land area3.38 sq mi
- Water area0.04 sq mi
- Population per square mile of land1,546
- County holding the largest share of its areaWorcester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berlin
How many people live in Berlin
- Population5,232
- Median age37.6
- Population under 181,401
- Share under 1826.8 percent
- Population 65 and over904 plus or minus 208
- Share 65 and over17.3 percent plus or minus 4.0
- Households1,780
- Family households1,438
- Share of households that are families80.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berlin
Income and work in Berlin
- Median household income$81,438
- Per capita income$40,073
- Civilian labor force2,383
- Employed2,332
- Unemployed51 plus or minus 54
- Unemployment rate2.1 percent plus or minus 2.3
- Adults 25 and over3,197
- Adults 25 and over with a high school diploma or higher91.7 percent
- Adults 25 and over with a bachelor degree or higher41.9 percent
- Adults 25 and over with a graduate degree15.2 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berlin
Housing in Berlin
- Housing units1,973
- Occupied units1,780
- Vacant units193 plus or minus 115
- Vacancy rate9.8 percent plus or minus 5.7
- Owner occupied989
- Renter occupied791
- Ownership rate55.6 percent
- Median owner-occupied home value$423,500
- Median gross rent, monthly$1,091 plus or minus $240
- Annual rent as a share of median income16.1 percent plus or minus 4.6
- Single family units1,382
- Share single family70.0 percent
- Units in buildings of two or more591 plus or minus 184
- Share in buildings of two or more30.0 percent plus or minus 8.8
- Mobile homes0
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berlin
How Berlin gets to work
- Workers 16 and over who commute2,206
- Commuting under 15 minutes919 plus or minus 234
- Share commuting under 15 minutes41.7 percent plus or minus 9.7
- Commuting 30 minutes or more460 plus or minus 153
- Share commuting 30 minutes or more20.9 percent plus or minus 6.6
- Drove alone79.9 percent
- Carpooled5.8 percent plus or minus 2.7
- Public transport1.3 percent plus or minus 1.9
- Walked6.0 percent plus or minus 6.8
- Worked from home6.5 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Berlin
SBA loans in Berlin (7(a))
- Approvals23
- Gross approval$6,948,500
- Average approval$302,109
- Median approval$100,000
- Ninetieth percentile approval$597,000
- Largest approval$2,520,000
- Jobs supported191
- Jobs per approval8.3
- Loans with a final outcome4
- Paid in full3
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more13.0 percent
- Share to franchises4.3 percent
- Distinct lenders10
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Berlin, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Berlin
SBA loans in Berlin (504)
- Approvals1
- Gross approval$906,000
- Average approval$906,000
- Median approval$906,000
- Largest approval$906,000
- Jobs supported10
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Berlin, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Berlin
Flood risk in Berlin
- NFIP communityTown of Berlin
- NFIP community number240141
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/15
The Town of Berlin participates in the National Flood Insurance Program as community 240141 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Worcester County, not Berlin
Worcester County context, not Berlin figures
- Establishments in Worcester County2,256
- Covered employment, Worcester County26,303
- Average annual pay, Worcester County$45,838
- Housing units permitted, Worcester County354
Every figure in this section is published for Worcester County as a whole and is not a measurement of Berlin.
All Worcester County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Berlin questions, answered from the record.
How many people live in Berlin, Maryland?
5,232, in 1,780 households. Berlin town covers 3.38 square miles of land, which is 1,546 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Berlin in?
Worcester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Berlin?
$81,438. The median owner-occupied home is valued at $423,500. Median gross rent is $1,091 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Berlin businesses?
23 7(a) approvals totaling $6.9 m since FY2020, across 10 lenders, median approval $100,000, plus 1 504 approvals worth $906,000 since FY2010. These count approvals to borrowers whose address is in Berlin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Berlin borrowers get paid back?
No rate is published for Berlin. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Berlin in the National Flood Insurance Program?
Yes. Berlin appears in the FEMA Community Status Book as Berlin, town of, community 240141, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Berlin figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Worcester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Berlin.
Is zoning published for Berlin?
No. Nothing on this page presents parcel level zoning.
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