HomeMassachusettsFranklin CountyNorthfield
Northfield, Massachusetts: commercial real estate data.
Northfield is a Census CDP of 1,070 people across 4.45 square miles of land, in Franklin County. Median household income is $68,333, 76.2 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Northfield
What Northfield is
- Census place typeCDP
- Land area4.45 sq mi
- Water area0.02 sq mi
- Population per square mile of land240 plus or minus 51
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northfield
How many people live in Northfield
- Population1,070 plus or minus 229
- Median age46.8
- Population under 18141 plus or minus 62
- Share under 1813.2 percent plus or minus 5.1
- Population 65 and over268 plus or minus 92
- Share 65 and over25.0 percent plus or minus 6.7
- Households558 plus or minus 141
- Family households369 plus or minus 100
- Share of households that are families66.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northfield
Income and work in Northfield
- Median household income$68,333 plus or minus $35,103
- Per capita income$41,670 plus or minus $8,960
- Civilian labor force682 plus or minus 218
- Employed647 plus or minus 214
- Unemployed35 plus or minus 35
- Unemployment rate5.1 percent plus or minus 4.9
- Adults 25 and over874 plus or minus 202
- Adults 25 and over with a high school diploma or higher93.4 percent
- Adults 25 and over with a bachelor degree or higher43.5 percent plus or minus 9.1
- Adults 25 and over with a graduate degree20.4 percent plus or minus 7.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northfield
Housing in Northfield
- Housing units626 plus or minus 143
- Occupied units558 plus or minus 141
- Vacant units68 plus or minus 60
- Vacancy rate10.9 percent plus or minus 9.3
- Owner occupied425 plus or minus 110
- Renter occupied133 plus or minus 77
- Ownership rate76.2 percent
- Median owner-occupied home value$300,500 plus or minus $63,479
- Median gross rent, monthly$1,089 plus or minus $320
- Annual rent as a share of median income19.1 percent plus or minus 11.3
- Single family units502 plus or minus 120
- Share single family80.2 percent
- Units in buildings of two or more124 plus or minus 75
- Share in buildings of two or more19.8 percent plus or minus 11.1
- Mobile homes0
- Median year structure built1940
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northfield
How Northfield gets to work
- Workers 16 and over who commute572 plus or minus 197
- Commuting under 15 minutes64 plus or minus 47
- Share commuting under 15 minutes11.2 percent plus or minus 7.2
- Commuting 30 minutes or more237 plus or minus 116
- Share commuting 30 minutes or more41.4 percent plus or minus 14.5
- Drove alone72.6 percent plus or minus 16.1
- Carpooled14.1 percent plus or minus 13.9
- Public transport0.0 percent
- Walked1.7 percent plus or minus 2.7
- Worked from home11.6 percent plus or minus 7.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northfield
SBA loans in Northfield (7(a))
- Approvals3
- Gross approval$1,811,200
- Average approval$603,733
- Median approval$111,200
- Largest approval$1,680,000
- Jobs supported67
- Jobs per approval22.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Northfield, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Northfield
SBA loans in Northfield (504)
- Approvals2
- Gross approval$84,000
- Average approval$42,000
- Median approval$42,000
- Largest approval$44,000
- Jobs supported2
- Loans with a final outcome2
- Charged off0
- Median term120 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Northfield, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Northfield
Flood risk in Northfield
- NFIP communityTown of Northfield
- NFIP community number250124
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/30/80
The Town of Northfield participates in the National Flood Insurance Program as community 250124 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Franklin County, not Northfield
Franklin County context, not Northfield figures
- Establishments in Franklin County1,549
- Covered employment, Franklin County25,435
- Average annual pay, Franklin County$54,261
- Housing units permitted, Franklin County83
Every figure in this section is published for Franklin County as a whole and is not a measurement of Northfield.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Northfield questions, answered from the record.
How many people live in Northfield, Massachusetts?
1,070, in 558 households. Northfield CDP covers 4.45 square miles of land, which is 240 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Northfield in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Northfield?
$68,333. The median owner-occupied home is valued at $300,500. Median gross rent is $1,089 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Northfield businesses?
3 7(a) approvals totaling $1.8 m since FY2020, across 2 lenders, median approval $111,200, plus 2 504 approvals worth $84,000 since FY2010. These count approvals to borrowers whose address is in Northfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Northfield borrowers get paid back?
No rate is published for Northfield. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Northfield in the National Flood Insurance Program?
Yes. Northfield appears in the FEMA Community Status Book as Northfield, town of, community 250124, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Northfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Northfield.
Is zoning published for Northfield?
No. Nothing on this page presents parcel level zoning.
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