HomeMassachusettsHampshire CountyNorthampton
Northampton, Massachusetts: commercial real estate data.
Northampton is a Census city of 30,962 people across 34.25 square miles of land, in Hampshire County. Median household income is $80,288, 57.3 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $5.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Northampton
What Northampton is
- Census place typecity
- Land area34.25 sq mi
- Water area1.5 sq mi
- Population per square mile of land904
- County holding the largest share of its areaHampshire County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northampton
How many people live in Northampton
- Population30,962
- Median age41.3
- Population under 184,948
- Share under 1816.0 percent
- Population 65 and over6,331
- Share 65 and over20.4 percent
- Households13,467
- Family households6,819
- Share of households that are families50.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northampton
Income and work in Northampton
- Median household income$80,288
- Per capita income$50,705
- Civilian labor force16,794
- Employed15,867
- Unemployed927 plus or minus 246
- Unemployment rate5.5 percent plus or minus 1.5
- Adults 25 and over21,275
- Adults 25 and over with a high school diploma or higher94.9 percent
- Adults 25 and over with a bachelor degree or higher62.7 percent
- Adults 25 and over with a graduate degree35.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northampton
Housing in Northampton
- Housing units14,192
- Occupied units13,467
- Vacant units725 plus or minus 212
- Vacancy rate5.1 percent plus or minus 1.5
- Owner occupied7,711
- Renter occupied5,756
- Ownership rate57.3 percent
- Median owner-occupied home value$429,700
- Median gross rent, monthly$1,439
- Annual rent as a share of median income21.5 percent
- Single family units7,486
- Share single family52.7 percent
- Units in buildings of two or more6,682
- Share in buildings of two or more47.1 percent
- Mobile homes24 plus or minus 31
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northampton
How Northampton gets to work
- Workers 16 and over who commute11,708
- Commuting under 15 minutes4,145
- Share commuting under 15 minutes35.4 percent
- Commuting 30 minutes or more3,238
- Share commuting 30 minutes or more27.7 percent
- Drove alone57.4 percent
- Carpooled5.5 percent plus or minus 1.5
- Public transport2.8 percent plus or minus 1.1
- Walked8.2 percent plus or minus 1.7
- Worked from home24.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northampton
SBA loans in Northampton (7(a))
- Approvals19
- Gross approval$5,774,500
- Average approval$303,921
- Median approval$150,000
- Largest approval$1,900,000
- Jobs supported144
- Jobs per approval7.6
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more5.3 percent
- Share to franchises0.0 percent
- Distinct lenders11
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Northampton, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Northampton
SBA loans in Northampton (504)
- Approvals12
- Gross approval$13,226,000
- Average approval$1,102,167
- Median approval$436,000
- Largest approval$4,000,000
- Jobs supported143
- Loans with a final outcome2
- Charged off0
- Median term270 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Northampton, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Northampton
Flood risk in Northampton
- NFIP communityCity of Northampton
- NFIP community number250167
- Participating in the NFIPYes
- Community Rating System classClass 8
The City of Northampton participates in the National Flood Insurance Program as community 250167 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hampshire County, not Northampton
Hampshire County context, not Northampton figures
- Establishments in Hampshire County3,491
- Covered employment, Hampshire County65,786
- Average annual pay, Hampshire County$62,006
- Housing units permitted, Hampshire County318
Every figure in this section is published for Hampshire County as a whole and is not a measurement of Northampton.
All Hampshire County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Northampton questions, answered from the record.
How many people live in Northampton, Massachusetts?
30,962, in 13,467 households. Northampton city covers 34.25 square miles of land, which is 904 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Northampton in?
Hampshire County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Northampton?
$80,288. The median owner-occupied home is valued at $429,700. Median gross rent is $1,439 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Northampton businesses?
19 7(a) approvals totaling $5.8 m since FY2020, across 11 lenders, median approval $150,000, plus 12 504 approvals worth $13.2 m since FY2010. These count approvals to borrowers whose address is in Northampton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Northampton borrowers get paid back?
No rate is published for Northampton. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Northampton in the National Flood Insurance Program?
Yes. Northampton appears in the FEMA Community Status Book as Northampton, city of, community 250167, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Northampton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hampshire County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Northampton.
Is zoning published for Northampton?
No. Nothing on this page presents parcel level zoning.
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