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Bellingham, Massachusetts: commercial real estate data.

Bellingham is a Census CDP of 5,325 people across 5.39 square miles of land, in Norfolk County. Median household income is $96,763, 68.8 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $10.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Bellingham

What Bellingham is

  • Census place typeCDP
  • Land area5.39 sq mi
  • Water area0.1 sq mi
  • Population per square mile of land988
  • County holding the largest share of its areaNorfolk County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bellingham

How many people live in Bellingham

  • Population5,325
  • Median age44.0
  • Population under 18980 plus or minus 226
  • Share under 1818.4 percent
  • Population 65 and over992 plus or minus 276
  • Share 65 and over18.6 percent plus or minus 4.6
  • Households2,163
  • Family households1,347
  • Share of households that are families62.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bellingham

Income and work in Bellingham

  • Median household income$96,763
  • Per capita income$49,865
  • Civilian labor force3,035
  • Employed2,697
  • Unemployed338 plus or minus 158
  • Unemployment rate11.1 percent plus or minus 4.9
  • Adults 25 and over3,744
  • Adults 25 and over with a high school diploma or higher94.4 percent
  • Adults 25 and over with a bachelor degree or higher35.3 percent
  • Adults 25 and over with a graduate degree8.1 percent plus or minus 3.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bellingham

Housing in Bellingham

  • Housing units2,163
  • Occupied units2,163
  • Vacant units0
  • Vacancy rate0.0 percent
  • Owner occupied1,489
  • Renter occupied674 plus or minus 266
  • Ownership rate68.8 percent
  • Median owner-occupied home value$431,200
  • Median gross rent, monthly$2,009
  • Annual rent as a share of median income24.9 percent plus or minus 5.8
  • Single family units1,551
  • Share single family71.7 percent
  • Units in buildings of two or more612 plus or minus 265
  • Share in buildings of two or more28.3 percent plus or minus 11.5
  • Mobile homes0
  • Median year structure built1975

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bellingham

How Bellingham gets to work

  • Workers 16 and over who commute2,040
  • Commuting under 15 minutes283 plus or minus 141
  • Share commuting under 15 minutes13.9 percent plus or minus 6.4
  • Commuting 30 minutes or more1,163 plus or minus 248
  • Share commuting 30 minutes or more57.0 percent
  • Drove alone72.5 percent
  • Carpooled4.5 percent plus or minus 2.9
  • Public transport0.0 percent
  • Walked0.5 percent plus or minus 0.5
  • Worked from home18.0 percent plus or minus 4.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bellingham

SBA loans in Bellingham (7(a))

  • Approvals29
  • Gross approval$10,490,000
  • Average approval$361,724
  • Median approval$81,000
  • Ninetieth percentile approval$1,087,400
  • Largest approval$2,767,500
  • Jobs supported258
  • Jobs per approval8.9
  • Loans with a final outcome4
  • Paid in full4
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more3.4 percent
  • Share to franchises6.9 percent
  • Distinct lenders13
  • Distinct industries by NAICS15

Counted by borrower city: approvals to borrowers whose address is in Bellingham, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Bellingham

SBA loans in Bellingham (504)

  • Approvals12
  • Gross approval$8,584,000
  • Average approval$715,333
  • Median approval$272,000
  • Largest approval$2,734,000
  • Jobs supported77
  • Loans with a final outcome3
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

Counted by borrower city: approvals to borrowers whose address is in Bellingham, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Bellingham

Flood risk in Bellingham

  • NFIP communityTown of Bellingham
  • NFIP community number250232
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date07/08/25

The Town of Bellingham participates in the National Flood Insurance Program as community 250232 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Norfolk County, not Bellingham

Norfolk County context, not Bellingham figures

  • Establishments in Norfolk County20,745
  • Covered employment, Norfolk County346,327
  • Average annual pay, Norfolk County$84,497
  • Housing units permitted, Norfolk County1,224

Every figure in this section is published for Norfolk County as a whole and is not a measurement of Bellingham.

All Norfolk County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Bellingham questions, answered from the record.

How many people live in Bellingham, Massachusetts?

5,325, in 2,163 households. Bellingham CDP covers 5.39 square miles of land, which is 988 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Bellingham in?

Norfolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Bellingham?

$96,763. The median owner-occupied home is valued at $431,200. Median gross rent is $2,009 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Bellingham businesses?

29 7(a) approvals totaling $10.5 m since FY2020, across 13 lenders, median approval $81,000, plus 12 504 approvals worth $8.6 m since FY2010. These count approvals to borrowers whose address is in Bellingham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Bellingham borrowers get paid back?

No rate is published for Bellingham. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Bellingham in the National Flood Insurance Program?

Yes. Bellingham appears in the FEMA Community Status Book as Bellingham, town of, community 250232, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Bellingham figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Norfolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bellingham.

Is zoning published for Bellingham?

No. Nothing on this page presents parcel level zoning.