HomeMassachusettsSuffolk CountyWinthrop Town city
Winthrop Town city, Massachusetts: commercial real estate data.
Winthrop Town city is a Census city of 18,759 people across 1.99 square miles of land, in Suffolk County. Median household income is $116,167, 56.9 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $1.8 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Winthrop Town
What Winthrop Town is
- Census place typecity
- Land area1.99 sq mi
- Water area6.33 sq mi
- Population per square mile of land9,410
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop Town
How many people live in Winthrop Town
- Population18,759
- Median age43.0
- Population under 183,694
- Share under 1819.7 percent
- Population 65 and over3,631
- Share 65 and over19.4 percent
- Households7,899
- Family households4,459
- Share of households that are families56.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop Town
Income and work in Winthrop Town
- Median household income$116,167
- Per capita income$60,457
- Civilian labor force10,544
- Employed9,922
- Unemployed622 plus or minus 220
- Unemployment rate5.9 percent plus or minus 2.1
- Adults 25 and over13,978
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher45.6 percent
- Adults 25 and over with a graduate degree17.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop Town
Housing in Winthrop Town
- Housing units8,361
- Occupied units7,899
- Vacant units462 plus or minus 165
- Vacancy rate5.5 percent plus or minus 2.0
- Owner occupied4,498
- Renter occupied3,401
- Ownership rate56.9 percent
- Median owner-occupied home value$649,600
- Median gross rent, monthly$2,064
- Annual rent as a share of median income21.3 percent
- Single family units2,914
- Share single family34.9 percent
- Units in buildings of two or more5,421
- Share in buildings of two or more64.8 percent
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop Town
How Winthrop Town gets to work
- Workers 16 and over who commute7,978
- Commuting under 15 minutes1,171 plus or minus 255
- Share commuting under 15 minutes14.7 percent plus or minus 3.0
- Commuting 30 minutes or more4,360
- Share commuting 30 minutes or more54.7 percent
- Drove alone52.8 percent
- Carpooled7.7 percent plus or minus 2.7
- Public transport16.9 percent plus or minus 3.5
- Walked2.6 percent plus or minus 1.5
- Worked from home18.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop Town
SBA loans in Winthrop Town (7(a))
- Approvals14
- Gross approval$1,778,000
- Average approval$127,000
- Median approval$88,000
- Ninetieth percentile approval$250,000
- Largest approval$495,000
- Jobs supported129
- Jobs per approval9.2
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises14.3 percent
- Distinct lenders10
- Distinct industries by NAICS9
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winthrop Town
SBA loans in Winthrop Town (504)
- Approvals4
- Gross approval$943,000
- Average approval$235,750
- Median approval$372,000
- Largest approval$373,000
- Jobs supported9
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Suffolk County, not Winthrop Town
Suffolk County context, not Winthrop Town figures
These are Suffolk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Winthrop Town measurements.
- Establishments in Suffolk County22,034
- Employment at those establishments, Suffolk County720,353
- Covered employment, Suffolk County713,809
- Average annual pay, Suffolk County$131,280
- Average weekly wage, Suffolk County$2,525
- Housing units permitted, Suffolk County2,007
- Of those, single family, Suffolk County74
- County product, 2024, Suffolk County$190,778,332,000
- County product change over the prior year, Suffolk County6.2 percent
- Average income of an arriving household, Suffolk County$111,349
Every figure in this section is published for Suffolk County as a whole and is not a measurement of Winthrop Town. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Winthrop Town questions, answered from the record.
How many people live in Winthrop Town, Massachusetts?
18,759, in 7,899 households. Winthrop Town city covers 1.99 square miles of land, which is 9,410 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winthrop Town in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winthrop Town?
$116,167. The median owner-occupied home is valued at $649,600. Median gross rent is $2,064 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winthrop Town businesses?
14 7(a) approvals totalling $1.8 m, across 10 lenders, median approval $88,000, plus 4 504 approvals worth $943,000. These count approvals to borrowers whose address is in Winthrop Town, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winthrop Town borrowers get paid back?
No rate is published for Winthrop Town. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Winthrop Town figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winthrop Town.
Is zoning published for Winthrop Town?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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